Chattanooga, TN / Inherited property · Hamilton County
You stop paying for a house and get a fair price.
You can sell in the estate's name once the estate is opened — no need to put the house in your own name first. If you need an estate attorney, we can help you find one.
USA Home Buyers buys houses as-is in Chattanooga and Hamilton County, Tennessee. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Call 888-274-5006 or use the form to ask for a written cash offer.
We'll give you a written cash offer within 24 hours.
Share the address, what you know about the house, and your question.
What we do
Sell an inherited house without cleanout, repairs, or hauling away a lifetime of belongings — we take it as it is. You do not need to repair, clean, or clear out the house to sell it to us. If there are belongings you want to keep, tell us so the written terms can say what stays and what goes.
Property taxes, utilities, insurance, and upkeep can keep adding carrying costs while estate questions are sorted out. Selling is your choice; the house does not have to be unwanted for you to decide that you would rather stop paying for it.
What happens next
Start with the address, condition, contents, and what you know about the estate. You can call before you have every document in hand.
We give you a written cash offer within 24 hours. Read the written offer and terms before you decide whether to commit.
If you choose to proceed, the title company reviews the property and estate records and prepares the closing. The right signer and closing details depend on the actual file.
Sell from anywhere in the country — we can send a notary to you, and you don't have to attend settlement or even visit the property.
What you may keep
The sale price is not the same as the amount left after costs. Compare a possible sale with the bills you are carrying, any mortgage or liens, back taxes, and your share of current property taxes. Change the calculator assumptions to fit the house and the options you are weighing.
Compare possible net proceeds with the Chattanooga calculator →
Estate rules and taxes
In Tennessee, a house usually passes at death directly to the heirs or people named in the will. A will can instead direct that the house be handled as part of the estate, under the personal representative’s control, or give that representative power to sell it. A personal representative is the person appointed by the probate court to handle the estate; when there is a will, this is usually the executor named in it. The court’s letters are proof of the appointment and authority.
When the will puts the house under the personal representative’s control or gives that person authority to sell, the personal representative can usually sign. Otherwise, the heirs or beneficiaries who own the house generally all need to sign the deed. If the estate’s other assets cannot pay its debts, the personal representative or a creditor can ask the court to order a sale of the land, with people who have an interest in the house included in that court case. Tennessee’s small-estate process covers personal property only, not a house.
We help coordinate the sale, but we do not provide legal advice. The title company or a qualified attorney can confirm who has authority to sign for the estate.
Tennessee charges a realty transfer tax when the deed is recorded: 37 cents for each $100 of the price paid or the property’s value, whichever is greater. The buyer is legally responsible for the tax, and the deed states the price or value under oath. The county register of deeds collects the tax for the State. Some transfers are exempt, including an executor’s deed carrying out a will; the deed and transaction determine whether an exemption applies.
When you sell to us, we pay the closing costs, including Tennessee's realty transfer tax. Your mortgage, liens, back taxes and share of current property taxes are separate.
Tennessee authorities: Tenn. Code Ann. §§ 31-2-103, 30-2-402, 30-4-102, and 67-4-409(a).
Local help
These offices can route a question or point you to a record. The estate file and property address determine which office and process apply.
If you need an estate attorney, we can help you find one.
Contact the Clerk & Master about Chancery dockets and estate-related routing. The actual estate record determines venue and signing authority.
(423) 209-6600 · 300 Courthouse, 625 Georgia Avenue, Chattanooga, TN 37402.
Chancery Court dockets and contact →This office records deeds and other instruments. A recorded deed is not an ownership or title opinion.
(423) 209-6560 · 400 Courthouse, 625 Georgia Avenue, Chattanooga, TN 37402.
Register of Deeds information →Use the Trustee for county property-tax account questions. This is separate from the City of Chattanooga property-tax office.
(423) 209-7270 · Room 210, 625 Georgia Avenue, Chattanooga, TN 37402-1494.
Hamilton County Trustee →For a City property-tax question, check the City account page or the notice. The City route is distinct from the County Trustee.
(423) 643-7262 · City Hall, 101 E. 11th Street, Room 100, Chattanooga, TN 37402.
City of Chattanooga property tax →Testimonials are real, from our transactions, verified and approved by our attorneys. Reviews keep their actual location; a nearby seller’s experience is not presented as a Chattanooga sale.
Sometimes. Tennessee real estate usually passes at death to the heirs or people named in the will, unless the will directs that the house be handled as part of the estate. Who signs depends on the will, the appointment, the deed, and the title record. If the estate’s other assets cannot pay its debts, the personal representative or a creditor can ask the court to order a sale of the land. The title company or a qualified attorney can confirm the right signing path.
If the will places the house under the personal representative’s control or gives that person power to sell it, the court-appointed personal representative can usually sign. Otherwise, the heirs or beneficiaries who own the house generally all need to sign the deed. The will, court letters, deed, and title review determine who must sign for this property.
Not always. You may be able to sell in the estate’s name once the estate is opened, without first putting the house in your own name. The will and estate record determine whether the personal representative or the people who inherited the house sign.
No. Tennessee’s small-estate process covers personal property, not a house. A title company or qualified attorney can review the estate record and explain which process applies to the property.
Tennessee charges 37 cents for each $100 of the price paid or the property’s value, whichever is greater, when a deed is recorded. The buyer is legally responsible for the state tax, and the county register of deeds collects it. Some transfers are exempt, including an executor’s deed carrying out a will. When you sell to us, we pay the closing costs, including Tennessee’s realty transfer tax. Your mortgage, liens, back taxes and share of current property taxes are separate.
No. Sell an inherited house without cleanout, repairs, or hauling away a lifetime of belongings — we take it as it is. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Sell from anywhere in the country — we can send a notary to you, and you don't have to attend settlement or even visit the property.
Ask about a written cash offer, the house’s condition, or what to expect next. Call 888-274-5006 or use the form.
We'll give you a written cash offer within 24 hours.
Share the address, what you know about the house, and your question.