Chico, California · Butte County
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.
Yes. USA Home Buyers buys houses as-is in Chico and Butte County, California. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. You can start with the property address and the notice or payoff information you have; you do not have to gather every record before calling.
Call 888-274-5006 to talk through the property and ask for a cash offer.
Share the address and whatever you know about the tax account, creditor, payoff, or notice. You can call before you have every record.
We'll give you a written cash offer within 24 hours.
Share the address and what you know about the lien, tax notice, creditor, or payoff.
Prefer to call? 888-274-5006.
A lien is a claim that can affect a property's title or the money due at closing. A payoff is the current amount and instructions a lender, creditor, or tax office gives to satisfy an obligation. An older bill or recorded document may not show the current balance or release instructions.
When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.
The lender, creditor, or office handling the tax account confirms its current figure and instructions. The title company checks ownership and recorded claims for the sale and uses confirmed payoff details in the closing work. Mortgage balances, liens, back taxes, and the seller's share of current property taxes are separate from the closing costs we pay.
Start with the Chico property address. If handy, keep the latest tax bill or notice, mortgage or lien payoff statement, creditor name, recorded document, and any court, tax-sale, or City notice nearby. You can call 888-274-5006 or use the form above before you have everything. The office or creditor named on a notice confirms its current balance; the title company checks ownership and recorded claims for the transaction.
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
Start with a conversation, not a complete file. If you want to continue, the written offer and terms come before you commit; then the title and payoff work can move forward for closing.
Tell us the Chico address, what is going on, and what you know about the lien or tax notice. Start with what you have; you do not need to resolve the payoff before calling.
We review the house as-is and give you a written cash offer within 24 hours. Read the offer and written terms before you decide. Written offer and written terms before you commit; title-company closing.
If you choose to proceed, the title company checks ownership and recorded claims. The lender, creditor, or office handling the tax account confirms its current payoff and release instructions for the closing work.
Review the sale price, confirmed payoffs, applicable charges, and amount remaining in the closing figures with the title company before closing.
Chico is an incorporated city in Butte County. Use the property address to check whether a City permit or code question belongs with Chico; the City's limits map is a starting point for that check. For a balance or deadline, use the current notice and contact the office named on it.
The City describes Code Enforcement work that includes substandard-housing and vacant-property matters. If your question comes from a City code notice or complaint, use this City contact route. A code or permit question is separate from a creditor's current payoff amount.
Use the City's building inspection information and eTRAKiT route for City permit and inspection questions. The address and any notice help identify the property-specific issue.
The Probate Division handles probate matters for Butte County. It is at the North Butte County Courthouse, 1775 Concord Avenue, Chico, CA 95928; its listed phone is (530) 532-7017. These details are a routing aid, not a decision about authority for a particular estate.
A property-tax notice or tax-sale matter is separate from a lender's mortgage foreclosure. Follow the current tax notice for its contact and dates, and ask the office handling that account to confirm the current balance and status. A mortgage-foreclosure notice does not answer the tax account question.
Most California home-loan foreclosures are nonjudicial: there is no lawsuit, and the trustee named in the deed of trust runs the process. After the trustee records a notice of default, a notice of sale can follow after a 90-day cure period; the sale notice must be posted, published, and recorded at least 20 days before the sale. The current notice and sale date control the next step. Read the California Courts guide to nonjudicial foreclosure or our separate Chico foreclosure page.
For covered transfers with consideration over $100, California counties charge documentary transfer tax at $0.55 for each $500 of value, or fraction of $500 — $1.10 per $1,000. A city may take half the county rate as its share, credited against that tax; some cities add a larger tax. The taxable amount does not include a lien or loan that stays on the property after the sale. The county recorder collects the tax when the deed is recorded. Some transfers are exempt. Ask the title company or escrow to confirm the property's jurisdiction, taxable amount, and any local tax.
When you sell to us, we pay the closing costs, including the county documentary transfer tax and any city transfer tax.
This closing-cost promise does not pay a mortgage, liens, back taxes, or the seller's share of current property taxes; those are separate items in the closing figures.
California Revenue and Taxation Code §11911 · §11912, persons responsible for the tax · §11931, city tax credit and allocation
Use your own estimates for the house value, mortgage payoff, lien or tax amount, repairs, cleanout, carrying costs, and closing costs to compare possible net proceeds. Just an estimate — the actual number could be more or less depending on the home's condition.
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. We buy houses with back taxes and liens. The lender, creditor, or tax office and the title company confirm the current balances and instructions for closing.
The lender, creditor, or office handling the tax account confirms its current balance and payoff instructions. The title company checks ownership and recorded claims for the sale; an older bill or recorded document may not show the current amount due.
Start with the Chico property address. If handy, keep the latest tax bill or notice, mortgage or lien payoff statement, creditor name, recorded document, and any court, tax-sale, or City notice nearby. You can call before you have everything.
No. A property-tax notice or tax-sale matter is separate from a lender or trustee mortgage-foreclosure process. Follow the current tax notice for its contact and dates; use the trustee or mortgage notice for the foreclosure status.
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
The City Code Enforcement page is the local route for code-enforcement questions, and the Building Division page provides permit and inspection information. Check the exact property jurisdiction before relying on a City answer.
We talk through the house and the information you have, review the property as-is, and give you the proposed offer and written terms before you decide. If you choose to proceed, a title company checks ownership and recorded claims, coordinates confirmed payoff details, and prepares the closing figures.
California counties charge documentary transfer tax at $0.55 for each $500 of value, or fraction of $500 ($1.10 per $1,000), for a covered transfer. Some cities add a tax. Escrow or the title company can confirm the applicable jurisdiction and taxable amount for the property.
Call 888-274-5006 or use the form above. Start with the Chico address and whatever tax or lien information you have.
We'll give you a written cash offer within 24 hours.
Share the address and what you know about the tax account, lien, creditor, or payoff.