Inherited
You stop paying for a house and get a fair price.
Sell Your House Fast in Chico, CA — Cash Offer in 24 Hours
Yes. USA Home Buyers buys houses as-is in Chico and Butte County, California, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
You're going to get a fair price and not have to do anything. Just show up at settlement.
We give written cash offers in 24 hours. Written offer and written terms before you commit; title-company closing.
Call 888-274-5006 to talk through the property.
Hablamos Español
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the address, condition, and what is making the sale difficult.
Hablamos Español
Estimate what you could keep from a Chico sale
Chico, CA illustrative estimate
Chico, CA illustrative home sale net proceeds estimate
The sale price is only the starting point. What matters is what you keep after your payoff, repairs, fees, and other costs come out. That's your net proceeds.
Start with your best estimate of what your house is worth. You can change the value and every cost below. Adjust anything you know, including your payoff, repair or credit risk, cleanout cost, agent commission, and how long you expect to carry the property.
Starting-value basis: Illustrative starting home value for Chico, CA: $460,839. Editable planning estimate, not an appraisal.
See what you'd actually walk away with.
Your starting home-value estimate may come from a public source when one is available. You can edit that estimate and each cost input above; your property's actual value and closing costs may differ.
Choose the condition that best fits your home, then update the value, mortgage payoff, and cost inputs with what you know. The local-cost input is an editable cost reserve, not a verified local tax rate.
Three simple steps
1
Tell us about your house
Share the address, what needs work and who lives there. Tell us when we can see it and when you want to sell.
2
Get your offer
We give written cash offers in 24 hours.
3
Close
Written offer and written terms before you commit; title-company closing.
Your situation
Foreclosure
If a trustee's sale is scheduled, tell us the date right away so we can try to close before it.
Fire damage
You keep the insurance money and don't have to worry about the house anymore — we'll take care of it.
Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
Liens and back taxes
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.
Tenants
You're done — no turnover, no repairs, no more bad tenants.
Code violations
The fines don't stop while you think about it. They pile up, they add new ones, and every month takes another bite out of what the property is worth to you. We can buy it quickly, violations and all, so you stop the bleeding and keep your equity.
Divorce
You only have to agree on one thing — the price. After that we handle the rest, so there's nothing to argue about over repairs, contractors, showings, or who pays for what.
Cash Offer or EZ Sale: compare the written numbers
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | None |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | Written offer and written terms before you commit; title-company closing. | Written offer and written terms before you commit; title-company closing. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Chico calculator →
Questions about the two options? Call 888-274-5006.
Selling costs in Chico: California documentary transfer tax
California counties charge documentary transfer tax at $0.55 for each $500 of taxable consideration, or fraction of $500 — $1.10 per $1,000. It generally applies when consideration is over $100, not counting a lien or loan that stays on the property after the sale. A city may take half of the county rate as its own share, credited against the county tax; some cities impose a larger additional city tax. Ask the title company or escrow to confirm the parcel's applicable city tax, taxable amount, any exemption, and how the purchase agreement allocates the cost.
For a simple example, $100,000 of taxable consideration produces $110 in county documentary transfer tax, before any applicable city tax or other settlement items. State law identifies people who sign or benefit from the deed as responsible for the tax, while the purchase agreement can allocate the cost between buyer and seller. The settlement statement shows the property-specific figures.
When you sell to us, we pay the closing costs, including the county documentary transfer tax and any city transfer tax. That does not pay your mortgage, liens, back taxes, or share of current property taxes.
Sources: California Revenue and Taxation Code §11911 · §11912, persons responsible for the tax · §11931, city tax credit and allocation.
What Chico sellers should know
Check the property's city limits
Chico is in Butte County. The City's adopted planning areas include The Avenues, Southwest Chico, and Chapman/Mulberry; those place names are useful orientation, not proof that a particular parcel is inside a plan area or city limits. Check the address against the City's City Limits Map when a city rule or office matters.
Paradise and Oroville are separate municipalities in Butte County, not Chico neighborhoods. If the property is outside Chico, use the municipality where the parcel sits when checking local requirements.
Chico adopted neighborhood plans → · Town of Paradise → · City of Oroville →
A City notice or permit record
Chico Code Enforcement says its work includes identifying vacant properties with weeds and working with owners and the City Council on abatement, as well as investigating substandard-housing complaints. If you have a notice, keep it with the property information and ask the City what applies to that address.
The City identifies eTRAKiT as its portal for permit applications, status, and inspection scheduling. Check the permit record if you need it; the City source does not establish a sale-triggered inspection or certificate requirement.
Chico Code Enforcement → · Building Inspection Information and eTRAKiT →
What sellers say about USA Home Buyers
Who we are
Chico is a market we serve.
Our founder bought his first property in 2004 — more than 20 years of buying houses.
We've helped homeowners in just about every situation you can imagine — thousands of times. When you're working with someone, you want to know they've seen it before. We have.
Useful Chico and Butte County offices
Butte County Superior Court Probate Division
Handles probate matters for Butte County. The Probate Division is located at the North Butte County Courthouse in Chico.
Chico Code Enforcement
Information about vacant-property abatement and substandard-housing complaints.
Chico Building Inspection
The City permit portal supports permit applications, status checks, and inspection scheduling.
Chico Planning Division
City planning documents, including adopted neighborhood plans for named areas in Chico.
Questions about selling a house in Chico
Can I sell a Chico house as-is?
Yes. USA Home Buyers buys houses as-is in Chico and Butte County, California, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
How soon will I get a written cash offer?
We give written cash offers in 24 hours. You get written terms before you commit, and closing is through a title company.
Is Chico in Butte County?
Yes. Chico is in Butte County, California. For a specific property, use its address and the City limits map to confirm whether it is inside Chico city limits.
What documentary transfer tax applies to a Chico sale?
California counties charge $0.55 for each $500 of taxable consideration, or fraction of $500, equal to $1.10 per $1,000. A city may have its own transfer tax; confirm the property-specific tax, any exemption, and contract allocation with title or escrow. When you sell to us, we pay the closing costs, including the county documentary transfer tax and any city transfer tax. This does not pay your mortgage, liens, back taxes, or share of current property taxes.
What if a trustee's sale is scheduled?
If a trustee's sale is scheduled, tell us the date right away so we can try to close before it.
What can I do if the City has sent a code or permit notice?
Keep the notice with the property information and ask Chico Code Enforcement or Building Inspection what applies to that address. The City identifies eTRAKiT as its permit portal for permit applications, status, and inspection scheduling; the source does not establish a sale-triggered inspection requirement.
What happens to insurance proceeds if I sell a fire-damaged house to you?
We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
Tell us about your Chico house
Share the address, condition, who is living there, and what you need to know. Call 888-274-5006 if you would rather talk first.
Hablamos Español
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the address and what is making the sale difficult.
Hablamos Español
Nearby places and Northern California market pages
Paradise and Oroville are separate incorporated places in Butte County, not Chico neighborhoods. Use the address to identify which city or town information applies. For another Northern California market, see the Yuba City market page.
Chico market reportChico neighborhoods and nearby placesChico seller FAQChico seller resourcesChico seller articlesChico home-sale net-proceeds calculatorChico seller guideSelling an As-Is House in Chico, CA: Your OptionsHow the Chico selling process worksChico seller experiencesAbout USA Home Buyers in Chico