Questions About Selling a House in Chico, CA

Net proceeds are what remain after the costs tied to the sale, not just the sale price. Compare the written price or expected listing price with repairs, cleanout, commissions, concessions, closing costs, mortgage payoff, liens, taxes, and the time you carry the house. Change the calculator assumptions to fit your property; the actual settlement figures depend on the house and transaction.

• Compare possible net proceeds in the Chico calculator →

We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Tell us what work the house needs and what you know about access or occupancy.

• Chico seller guide: compare as-is sale options →
• More about selling with code or repair questions →

We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you. Compare the written numbers and responsibilities for your house before choosing.

• See the Cash Offer and EZ Sale comparison below →

We give written cash offers in 24 hours. Written offer and written terms before you commit; title-company closing. The price, responsibilities, and property-specific terms are in writing before you commit.

• How the Chico cash-offer process works →

California counties charge documentary transfer tax at $0.55 for each $500 of taxable value, or fraction of $500; some cities add their own transfer tax. The taxable amount, any city tax, and exemptions depend on the property and transfer, so ask escrow or the title company to confirm the figures. When you sell to us, we pay the closing costs, including the county documentary transfer tax and any city transfer tax. This does not pay your mortgage balance, liens, back taxes, or your share of current property taxes.

• California Revenue and Taxation Code § 11911: county tax rate →
• California Revenue and Taxation Code § 11931: city tax credit and allocation →
• Questions about mortgages, liens, and back taxes →

Often, yes, but the notices, payoff, and actual trustee-sale date matter. Most California home-loan foreclosures are nonjudicial: a trustee named in the deed of trust runs the process without a lawsuit. After a notice of default is recorded, a 90-day cure period comes before a notice of sale can follow. The notice of sale must be posted, published, and recorded at least 20 days before the sale. You can usually reinstate the loan by catching up until five business days before the sale, or pay it off up to the sale itself. A trustee may postpone a sale; for a 1–4 unit home, state law also allows limited 45-day postponements tied to a broker listing and a qualifying purchase agreement. There is no right to reclaim the property after a nonjudicial trustee's sale. Have a title company or attorney confirm the current sale date and payoff. If a trustee's sale is scheduled, tell us the date right away so we can try to close before it.

• Foreclosure questions for Chico sellers →
• California Courts: nonjudicial foreclosure guide →
• California Civil Code § 2924c: reinstatement →
• California Civil Code § 2924f: notice of sale →
• California Civil Code § 2924g: trustee sale and postponement →
• California Department of Real Estate: foreclosure guide →

Yes. You can call before every estate paper is gathered. Start with the property address and what you know about the estate; the title company or an estate attorney can review who has authority to sign for the specific sale.

• Inherited-property questions in Chico →

Yes. Tell us whether anyone lives in the house, whether there is a lease, what access is allowed, and what timing you are considering. Keep the lease, deposit information, and any notices available for the people reviewing the sale; the actual tenancy and written terms matter.

• Tenant-occupied property options in Chico →

Yes, you can ask about a property with those issues. The closing-cost promise does not pay your mortgage, liens, back taxes, or share of current property taxes. A title company can confirm the balances and how they appear in the settlement figures.

• More about property liens and tax balances →

We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Tell us what the notice says and any deadline. Selling as-is does not make a code notice or repair order disappear, so keep the actual notice available while the sale is reviewed.

• Code violations and repair questions in Chico →