Questions About Selling a House in Cleveland, TN

We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. You can tell us what needs work and compare the written options without fixing the house first.

We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.

We give written cash offers in 24 hours. You can start with the property address, what you know about its condition and occupancy, and the timing question on your mind. Written offer and written terms come before you commit, and closing is through a title company.

When you sell to us, we pay the closing costs, including Tennessee's realty transfer tax. Tennessee charges that tax when the deed is recorded: 37 cents for each $100 of the price paid or the property's value, whichever is greater. For example, a $100,000 sale owes $370. By law, the buyer pays it, and the county Register of Deeds collects it for the state. Some transfers are exempt. Your mortgage, liens, back taxes, and share of current property taxes are separate.

Often, yes, if you can close before the foreclosure sale. Many Tennessee home loans use a deed of trust; when it includes a power of sale, the trustee can sell the house at public auction without a court case. Under the usual notice rules in effect since July 1, 2025, notice must run at least twice in a newspaper published in the county, with the first notice at least 20 days before the sale. It must also be posted online by a third-party internet posting company for at least 20 consecutive days. The trustee must mail you a copy by registered or certified mail by the date of the first newspaper notice. Unless the loan papers forbid it, the sale can be postponed one or more times without a new newspaper notice, but it must still happen within one year of the original date. Each new date must be announced at the scheduled sale and posted online, unless the delay is less than five days. If the sale is pushed back more than 30 days, the new date, time, and place must be mailed to you at least 10 days beforehand. For a deed-of-trust or mortgage sale without a court judgment, Tennessee law gives a two-year right to redeem unless the deed of trust or mortgage expressly waives it; a court-ordered sale has different rules. If a trustee's sale is scheduled, tell us the date right away so we can try to close before it.