What we take on after a fire
You do not have to clean out the house, arrange repairs, or haul debris before selling to us. We buy fire-damaged houses exactly as they stand, so you can ask about an as-is sale without restoring the property first.
If the structure may be unsafe or officials have restricted access, stay out and follow the directions for that property. You can tell us about any access limits when we discuss the house.
Your insurance proceeds and mortgage
We buy the house exactly as it stands, and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
What happens next
- Tell us what was damaged and what you know about access and timing.
- We discuss the property and give you a written cash offer within 24 hours.
- You receive the written offer and terms before you commit. If you choose to proceed, closing is through a title company.
When you sell to us, we pay the closing costs, including Virginia state and local recordation taxes, grantor tax and any applicable regional WMATA capital fee, regional congestion relief fee or regional transportation improvement fee.
Your mortgage payoff, liens, back taxes, and share of current property taxes are separate.
Collinsville building safety and permits
If fire or building officials, or utility personnel, have restricted entry, stay out and follow their directions. Before cleanup, demolition, or repairs, ask the responsible local office what requirements apply to the property and work.
Collinsville CDP is in Henry County; Martinsville is a separate city. For a Collinsville property, Henry County Planning, Zoning, & Inspections routes building inspection questions to 276-634-4615 and planning or zoning questions to 276-634-4620. The office is at 3300 Kings Mountain Road, Room 205, Martinsville, VA 24112. Contact Henry County Planning, Zoning, & Inspections.
Compare rebuilding with selling as-is
Rebuilding can mean cleanup and debris costs, repairs, permits that apply to the planned work, and the time and expense of carrying the house during the work. Compare realistic estimates for those costs with the written terms for an as-is sale.
Use the calculator to compare a possible listing net with an as-is sale estimate. Add your own assumptions for cleanup, repairs, selling costs, and time; the result is an estimate, not an offer or a rebuilding quote.
Read seller reviews
Questions about selling a fire-damaged house in Collinsville
Can I sell a fire-damaged house in Collinsville, Virginia?
Yes. USA Home Buyers buys houses as-is in Collinsville and Henry County, Virginia. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
Do I have to clean, repair, or haul debris before selling?
No. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
Do I keep the insurance proceeds if I sell after a fire?
We buy the house exactly as it stands, and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
What happens after I ask about an offer?
Tell us what was damaged and what you know about access. We discuss the property and give written cash offers in 24 hours. You receive written terms before you commit, and closing is through a title company.
Who pays closing costs when I sell to USA Home Buyers in Virginia?
When you sell to us, we pay the closing costs, including Virginia state and local recordation taxes, grantor tax and any applicable regional WMATA capital fee, regional congestion relief fee or regional transportation improvement fee. Your mortgage payoff, liens, back taxes, and share of current property taxes are separate.
How can I compare rebuilding with selling the house as-is?
Compare likely cleanup, debris, repair, and carrying costs with the written terms for an as-is sale. The Collinsville calculator uses the assumptions entered and gives an estimate, not a property-specific offer or rebuilding estimate.
Talk with us about the house
Call 888-274-5006 or use the form to describe the damage and ask about a cash offer.
We give written cash offers in 24 hours.
Share the address and what you know about the house.