Collinsville, Virginia · Henry County · Back taxes and liens

Can I Sell My Collinsville House With Back Taxes or Liens?

When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.

Yes. USA Home Buyers buys houses as-is in Collinsville and Henry County, Virginia, including houses with back taxes or liens. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. You can call before you have every bill, payoff statement, or notice.

Call 888-274-5006 or use the form below to ask about a cash offer.

Talk through your Collinsville lien or tax question

Share the Collinsville address and whatever you know about the notice, creditor, payoff, or tax account. Start with the information you have.

We give written cash offers in 24 hours.

Share the property address and what you know about the lien, tax notice, creditor, or payoff.

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Prefer to call? 888-274-5006.

How lien and back-tax payoffs work

A lien is a legal claim that can affect the property or the money due at closing. A payoff is the current amount and instructions a lender, creditor, or tax office gives to satisfy an obligation. An older bill or recorded document may not show the current balance or release instructions.

When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.

The creditor or tax office confirms its current figures. The title company checks ownership and recorded claims for the sale and works with the responsible parties on payoff details. Our closing-cost payment does not pay a seller's mortgage, liens, back taxes, or share of current property taxes; those amounts are separate.

Records that help — and when to call

Start with the property address. If you have them, a recent tax bill or notice, lender or creditor payoff statement, lien or court paper, deed, or parcel information can help. The creditor or tax office named on a notice confirms its own balance; the title company checks title and recorded claims for the sale. You can call before you have everything.

If the payoff is the problem

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

What happens next

Start with a conversation about the house and whatever records you have. You receive the written offer and terms before you decide whether to sell.

  1. 1. Talk through the property

    Tell us the Collinsville address and what you know about the tax account, lien, or notice. You can start before you have every record or a final payoff figure.

  2. 2. Review the house and written terms

    We discuss the house as it stands and give you the written offer and terms before you commit. You can read them and decide whether to proceed.

  3. 3. Check title and payoff details

    If you choose to proceed, the title company checks ownership and recorded claims for the transaction. The lender, creditor, or tax office confirms the payoff amount and instructions that apply to the closing.

  4. 4. Review the figures and close

    Review the closing figures, including the sale price, confirmed payoffs, taxes, and costs. The sale closes through a title company, with applicable lien payoffs handled from the sale at closing.

Henry County tax and property-record offices

Collinsville is in Henry County. The separate City of Martinsville has its own GIS records, so check the property jurisdiction before relying on a county parcel record.

Henry County Commissioner of the Revenue ↗

The Commissioner handles county assessment questions. Use this office for an assessment or parcel-record question; an assessed value is different from a current creditor or tax payoff. The office is at 3300 Kings Mountain Road, Martinsville, VA 24112; call 276-634-4690.

Henry County GIS Maps ↗

Use the County's GIS page for county mapping and parcel-location information. The County directs City of Martinsville-specific GIS questions to the City's own mapping system.

Tax-sale, mortgage-foreclosure, and transfer-tax facts

A tax-sale notice is not a mortgage-foreclosure notice

A property-tax matter and a lender's mortgage foreclosure concern different debts and follow separate notices and dates. If you receive a tax-sale notice, follow the date and instructions on that notice and confirm its status with the office named there. For a mortgage trustee's sale, contact the trustee named in that notice. Do not assume one process changes the other.

Read about Collinsville mortgage foreclosure →

Virginia grantor and recordation taxes

Virginia grantor tax is 50 cents for each $500 of the greater of the sale price or value, about 0.1%. The law assigns the tax to the seller, though the sale contract can shift who pays. State recordation tax and local recordation tax where adopted are separate. Exemptions and transaction details can change the amount, so the settlement agent confirms the figures.

When you sell to us, we pay the closing costs, including Virginia state and local recordation taxes, grantor tax and any applicable regional WMATA capital fee, regional congestion relief fee or regional transportation improvement fee. Your mortgage, liens, back taxes, or share of current property taxes are separate from the closing costs we pay.

Read Virginia's rules for grantor tax, state recordation tax, and local recordation tax.

Compare possible net proceeds

Use your own estimates for the house value, mortgage payoff, lien or tax amount, repairs, cleanout, carrying costs, and closing costs to compare possible net proceeds. Just an estimate — the actual number could be more or less depending on the home's condition.

Open the Collinsville home-sale net proceeds calculator →

What our sellers say

“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
Alex Pproperty taxes
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
Alice Wforeclosure
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Angela Rmoving

Collinsville property liens and back taxes questions

Can I sell my Collinsville house with back taxes or liens before paying them?

Yes. USA Home Buyers buys houses as-is in Collinsville and Henry County, Virginia, including houses with back taxes or liens. You can call with the property address and whatever notice or payoff information you have; you do not have to collect every record first.

How are liens and back taxes paid when I sell to you?

When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.

Who confirms the current balance and payoff instructions?

The creditor or tax office named on the notice confirms its current balance and payoff or release instructions. The title company checks ownership and recorded claims for the sale and works through the confirmed figures for closing.

What records should I have when I call?

Start with the property address. A recent tax bill or notice, lender or creditor payoff statement, lien or court paper, deed, or parcel information can help. You can call before you have everything.

Is a property-tax sale the same as mortgage foreclosure?

No. A property-tax matter and a lender or trustee mortgage foreclosure involve different debts, notices, and dates. Follow each notice and confirm its current status with the office, creditor, or trustee named on it; one process does not change the other.

What if the payoff is more than my house is worth?

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

What happens after I contact USA Home Buyers?

We talk through the house and the information you have, then provide the written offer and terms before you decide. If you choose to proceed, the title company checks title and works with the creditor or tax office on payoff details for closing.

Which transfer taxes apply to a Virginia house sale?

Virginia grantor tax is generally 50 cents for each $500 of the greater of the sale price or value, about 0.1%. State and local recordation taxes are separate, and exemptions or transaction details can change the amounts. The settlement agent confirms the figures. When you sell to us, we pay the closing costs, including Virginia state and local recordation taxes, grantor tax and any applicable regional WMATA capital fee, regional congestion relief fee or regional transportation improvement fee. This does not pay your mortgage, liens, back taxes, or share of current property taxes.

Reviews and more Collinsville seller resources

Read our Google reviews · Collinsville seller reviews

Talk through the property

Call 888-274-5006 or use the form above. Start with the Collinsville address and whatever tax, lien, or payoff information you have.

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