Corpus Christi, TX › Foreclosure
Can I sell my Corpus Christi house before foreclosure?
If a trustee's sale is scheduled, tell us the date right away so we can try to close before it.
Often, yes. You may be able to sell before a mortgage foreclosure sale if the payoff, title work, and required closing steps can be completed in time. If the auction has already happened, what you can do depends on the case and completed sale.
USA Home Buyers buys houses as-is in Corpus Christi and Nueces, Kleberg, San Patricio, and Aransas Counties — in any condition, with no repairs, no cleaning, and no cleanout required to sell to us. A Corpus Christi address does not establish the parcel’s county; check the property records and notice.
Call 888-274-5006 or use the form to ask for a written cash offer and tell us if a sale date is scheduled.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Takes 2 minutes. No obligation.
How we help with a possible sale
We review the house as-is and look at the sale date, payoff, and title details. Before you commit, we give you a written cash offer and written terms. If you choose to move forward, the closing goes through a title company.
When you sell to us, we pay the closing costs. Your mortgage payoff, liens, back taxes, and share of current property taxes are separate and are reviewed for closing.
Which sale is involved?
A Texas mortgage foreclosure and a property-tax sale are different processes. A lender usually forecloses without going to court through a trustee or substitute trustee; some mortgage foreclosures do go through court. A tax sale concerns unpaid property taxes. Do not use the mortgage notice periods below to estimate a tax-sale deadline.
Texas mortgage notices and sale
For a nonjudicial mortgage foreclosure of a home used as your residence, the loan servicer must send written notice of default by certified mail and give you at least 20 days to catch up before a sale can be noticed. Then, at least 21 days before the sale, notice of sale must be posted at the courthouse, filed with the county clerk, and sent by certified mail to each borrower. Court foreclosures follow different steps.
The nonjudicial mortgage sale is a public auction at the county courthouse, usually on the first Tuesday of the month between 10 a.m. and 4 p.m. It must start no later than three hours after the time stated in the notice. The notice identifies the date for your property; confirm it with the trustee or loan servicer.
For a tax-sale notice, use the notice and case papers for that property and confirm the deadline with the office or court named there. The mortgage timeline above does not set a tax-sale date.
- Texas State Law Library: Foreclosure Before the Sale explains the default and sale notices.
- Texas State Law Library: The Foreclosure Sale explains the trustee sale and auction timing.
If the payoff is the problem
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
Ask your loan servicer for a current written payoff. The title company can review it with the offer, other liens, and property records to see what the written closing figures show.
You don't need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront. Your mortgage and share of current property taxes are separate.
What happens next
- Call or send the Corpus Christi property address. Tell us which county the parcel is in, what notice you received, and the sale date if one is scheduled.
- We review the property and give you a written cash offer and written terms before you decide whether to proceed.
- If you want to move forward, the title company reviews ownership, payoff, other liens, and closing details with the people involved.
- If the written terms, title, payoff, and timing support a sale and you choose to proceed, closing takes place through the title company.
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
If a trustee's sale is scheduled, tell us the date right away so we can try to close before it.
Find the county records and tax office
Corpus Christi city limits intersect Nueces, Kleberg, San Patricio, and Aransas Counties. That boundary does not identify a particular property’s county or court. Check the parcel and the county named on your notice. County clerk record links can help with records, but they are not a countywide sale calendar; use the trustee, court, or office named in your notice to confirm the current date.
Nueces County: County Clerk official-record search.
Kleberg County: County Clerk and real-property records.
San Patricio County: County Clerk official-record search and County Clerk information.
Aransas County: Use the Texas Comptroller’s county tax-office directory to find the property-tax contact. It is not a substitute for the county clerk or the sale contact shown in a legal notice.
Tax-office directories: The Comptroller also lists contacts for Nueces, Kleberg, and San Patricio Counties.
Compare your numbers and read seller reviews
A calculator is an estimate, not a property-specific offer. Estimate possible proceeds with the Corpus Christi home-sale calculator → Use current payoff and lien information when you compare options.
Read seller reviews or return to the Corpus Christi market page.
Questions about foreclosure in Corpus Christi, TX
Can I sell my Corpus Christi house before a foreclosure sale?
Often, yes, if the sale closes before the foreclosure sale and the payoff, title work, and required steps can be completed in time. If a trustee's sale is scheduled, tell us the date right away so we can try to close before it. If the auction has already happened, ask a qualified attorney promptly what options remain in your case.
What notice periods apply to a Texas mortgage foreclosure?
For a nonjudicial mortgage foreclosure of a home used as your residence, the servicer must send a written notice of default by certified mail and allow at least 20 days to catch up before a sale can be noticed. At least 21 days before the sale, the notice must be posted at the courthouse, filed with the county clerk, and sent by certified mail to each borrower. Court foreclosures follow different steps.
Is a property-tax sale the same as a mortgage trustee sale?
No. A tax sale concerns unpaid property taxes and follows a separate notice and case process. The 20-day and 21-day mortgage notice periods are not a tax-sale timetable. Follow the notices and case papers for the property, and confirm the correct county using the parcel records.
Which county handles a Corpus Christi property or foreclosure notice?
Corpus Christi city limits intersect Nueces, Kleberg, San Patricio, and Aransas Counties, but a city or mailing address does not identify a particular parcel’s county or court. Check the property records and the county named on the notice.
What if my mortgage payoff is more than my house is worth?
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before. Request a current payoff from your loan servicer so the title company can review it with the offer and other title details.
Do I have to pay back taxes or liens before selling to you?
You don't need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront. Your mortgage payoff and share of current property taxes are separate.
Talk with us about the sale date
Call 888-274-5006 or use the form to share the Corpus Christi property address and foreclosure notice.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Takes 2 minutes. No obligation.