Inherited
You stop paying for a house and get a fair price.
Read about inherited salesWe buy houses in McAllen and Hidalgo County
Sell Your House Fast in McAllen, TX — Cash Offer in 24 Hours
USA Home Buyers buys houses as-is in McAllen, Texas, and across Hidalgo County. No repairs, cleaning, or cleanout are required to sell to us.
You're going to get a fair price and not have to do anything. Just show up at settlement.
Hablamos Español
A written cash offer in 24 hours
Tell us about the house
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Takes 2 minutes. No obligation.
Hablamos Español
See what you could walk away with
McAllen, TX illustrative estimate
McAllen, TX illustrative home sale net proceeds estimate
The sale price is only the starting point. What matters is what you keep after your payoff, repairs, fees, and other costs come out. That's your net proceeds.
Start with your best estimate of what your house is worth. You can change the value and every cost below. Adjust anything you know, including your payoff, repair or credit risk, cleanout cost, agent commission, and how long you expect to carry the property.
Starting-value basis: Illustrative starting home value for McAllen, TX: $229,066. Editable planning estimate, not an appraisal.
See what you'd actually walk away with.
Your starting home-value estimate may come from a public source when one is available. You can edit that estimate and each cost input above; your property's actual value and closing costs may differ.
Choose the condition that best fits your home, then update the value, mortgage payoff, and cost inputs with what you know. The local-cost input is an editable cost reserve, not a verified local tax rate.
How it works
Tell us about the house, review a written offer and written terms, then arrange a title-company closing if you choose to move forward.
Three simple steps
1
Tell us about your house
Share the address, what needs work and who lives there. Tell us when we can see it and when you want to sell.
2
Get your offer
We give written cash offers in 24 hours.
3
Close
Written offer and written terms before you commit; title-company closing.
Your situation
If the house comes with more than a simple sale, start with the situation that fits.
Foreclosure
If a trustee's sale is scheduled, tell us the date right away so we can try to close before it.
Read about foreclosure salesFire damage
You keep the insurance money and don't have to worry about the house anymore — we'll take care of it.
Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
Read about fire damage salesLiens and back taxes
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.
Read about liens and back taxes salesTenants
You're done — no turnover, no repairs, no more bad tenants.
Read about tenants salesCode violations
The fines don't stop while you think about it. They pile up, they add new ones, and every month takes another bite out of what the property is worth to you. We can buy it quickly, violations and all, so you stop the bleeding and keep your equity.
Open notices, orders, bills, liens, or court cases still need to be reviewed. A sale does not automatically end an order or court case; share any notice so the title company can check what remains open.
Read about code violations salesDivorce
You only have to agree on one thing — the price. After that we handle the rest, so there's nothing to argue about over repairs, contractors, showings, or who pays for what.
Read about divorce salesTwo ways to sell
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | None |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | Written offer and written terms before you commit; title-company closing. | Written offer and written terms before you commit; title-company closing. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Selling costs in McAllen
Texas has no state, county, or city real estate transfer tax. A deed still has to be signed before a notary and recorded with the county clerk. Texas recording fees are charged by the page, not as a percentage of the sale price; confirm Hidalgo County's current amount with the County Clerk or title company. The Texas Constitution bars a transfer tax on a sale conveying full ownership of real property.
For example, on a $300,000 sale, the real estate transfer tax is $0. The county's deed-recording fee is separate and depends on the recorded pages. When you sell to us, we pay the closing costs. Your mortgage, liens, back taxes, and share of current property taxes are separate.
Texas Legislative Council background on the transfer-tax ban · Hidalgo County Clerk
What sellers in McAllen should know
McAllen is wholly within Hidalgo County. Mission, Pharr, Edinburg, Hidalgo, San Juan, and Alton are separate incorporated places nearby, not McAllen neighborhoods. Check an address against municipal boundaries rather than relying on a place name. Census Bureau McAllen boundary · Census Bureau nearby-place boundaries.
The City identifies the Las Palmas Historic District and the 17th Street Downtown Design Guidelines. A place name alone does not establish a particular property's designation; ask City Planning about the exact address. City of McAllen Historic Preservation.
McAllen Health & Code Enforcement describes Imagine Tomorrow as a program for substandard or vacant residential structures and empty lots, with listed demolition, development, and home-repair incentives or grants. That description does not establish a property's eligibility or available funding. If you have a code notice, share it so the title company can check open notices, orders, bills, and liens. City of McAllen Health & Code Enforcement.
Seller experiences
Testimonials are real, from our transactions, verified and approved by our attorneys. Each seller's actual town stays with their review.
What sellers say about USA Home Buyers
Who we are
McAllen is a market we serve.
Our founder bought his first property in 2004 — more than 20 years of buying houses.
We've helped homeowners in just about every situation you can imagine — thousands of times. When you're working with someone, you want to know they've seen it before. We have.
Useful local offices
These offices can answer address-specific questions. They do not determine a property's title, tax balance, or legal status through this page.
City of McAllen Tax Office
Contact the City about McAllen municipal property-tax questions.
City Tax OfficeHidalgo County Tax Assessor & Collector
Contact the County for county property-tax account questions. This is separate from the City Tax Office.
County Tax Assessor & CollectorHidalgo County Clerk
Find county official-record search routes, including real-property records and foreclosure information.
Hidalgo County Probate Department
Use the County's probate contacts to find the right routing for an estate question; they do not determine who can sign for a particular property.
McAllen Health & Code Enforcement
Ask the City about current code notices, vacant-property programs, or an address-specific issue.
Health & Code EnforcementCity Building Permits & Inspections
Use the City's routes for permitted construction and related inspection questions. Requirements depend on the work and address.
Building Permits and InspectionsQuestions about selling in McAllen
Do you buy houses as-is in McAllen and Hidalgo County?
Yes. USA Home Buyers buys houses in McAllen and Hidalgo County as-is, in any condition. You do not need to repair, clean, or clear out the house to sell to us.
How soon can I get a written cash offer?
We give written cash offers in 24 hours. You get the written offer and terms before you commit, and the closing is through a title company.
Does McAllen have a real estate transfer tax?
No. Texas has no state, county, or city real estate transfer tax. A deed still has to be signed before a notary and recorded with the county clerk; recording fees are charged by the page, not as a percentage of the sale price. When you sell to us, we pay the closing costs. Your mortgage, liens, back taxes, and share of current property taxes are separate.
Can I sell a McAllen house if there is a code notice or open order?
Often, yes, but open notices, orders, bills, liens, and court cases still need to be reviewed. A sale does not automatically cancel an order or court case. Share the notice so the title company can check what remains open.
What if a trustee's sale is scheduled?
If a trustee's sale is scheduled, tell us the date right away so we can try to close before it. Check the notice and Hidalgo County's foreclosure search for the actual case and sale date; do not rely on a place name or a general estimate.
Does selling a tenant-occupied house end the lease?
No. A sale does not automatically end a lease. The new owner generally becomes the landlord, and Texas law has rules for transferring a tenant’s security deposit. Keep the lease and deposit records together and get advice about a specific lease or deposit question.
Is Mission, Pharr, or Edinburg part of McAllen?
No. Mission, Pharr, Edinburg, Hidalgo, San Juan, and Alton are separate incorporated places in the surrounding Hidalgo County region, not neighborhoods inside McAllen. Check an address against the city boundary instead of relying on a place name.
Texas foreclosure procedures: Texas State Law Library foreclosure guide. Texas rental deposits: Property Code, Chapter 91 and Chapter 92.
Talk with us about your McAllen house
Tell us what is going on with the property. There is no need to repair, clean, or clear it out first.
Hablamos Español
888-274-5006A written cash offer in 24 hours
Tell us about the house
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Takes 2 minutes. No obligation.
Hablamos Español
More McAllen-area information
McAllen neighborhoods and nearby placesMcAllen housing market reportMore McAllen seller questionsMcAllen selling resourcesMcAllen articlesMcAllen selling guideAs-is sale options in McAllenHow the process worksSeller reviewsAbout USA Home Buyers in McAllen
Sources and official local links
City of McAllen · Census Bureau McAllen boundary · McAllen Historic Preservation · McAllen Code Enforcement · Hidalgo County Clerk · Hidalgo County Tax Assessor & Collector · Texas Constitution transfer-tax provision · Texas Legislative Council analysis