McAllen, Texas · Hidalgo County
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.
Yes. USA Home Buyers buys houses as-is in the City of McAllen and Hidalgo County, Texas — no repairs, no cleaning, no cleanout required to sell to us. You can call about a lien or tax notice before you have every document in hand.
Call 888-274-5006 or use the form to ask for a written cash offer.
Share the address and what you know about the lien, tax notice, or payoff.
We'll give you a written cash offer within 24 hours.
Prefer to call? 888-274-5006.
How payoffs work
When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.
Mortgage balances, back taxes, and your share of current property taxes are separate from the closing-cost promise. The title company and the creditor or taxing office confirm the current figures and instructions for the specific sale.
Records and next step
A recent tax bill or notice, lien or payoff statement, mortgage statement, parcel number, case number, or creditor letter can help identify the right account. You do not need to gather every record before you call.
The title company reviews ownership and recorded-property information and coordinates with the creditor or tax office for current payoff and release instructions. An older statement may not show the amount or instructions in effect for a later closing.
Call 888-274-5006 with the address and whatever information you have. You can start the conversation before you have everything together.
If the payoff is the problem
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
What happens next
Share the McAllen or Hidalgo County address and the notice or payoff information you have. Start with what you know; you can call before every document is assembled.
We discuss the house as it stands and provide a written offer and written terms before you commit. Read the price, responsibilities, payoff treatment, and closing terms before deciding.
If you choose to proceed, the title company reviews the transaction and works with the creditor or tax office to confirm current payoff information and release instructions for the closing.
The title company prepares the settlement figures, including the sale, payoffs, taxes, and other applicable items. You can review the written figures before the title-company closing.
McAllen and Hidalgo County
The City of McAllen Tax Office and Hidalgo County Tax Assessor & Collector are separate offices. Use the contact that matches the bill or notice. The Hidalgo County Clerk provides official-record search access, including real-property records; a search result is not a title or payoff determination.
For a county tax-account question, start with Hidalgo County's Tax Assessor & Collector. For a City of McAllen tax question, use the City Tax Office. Ask the office named on the notice about the current account or status.
Hidalgo County Tax Assessor & Collector ↗·City of McAllen Tax Office ↗
The County Clerk is the local starting point for official-record information. A public-record search does not by itself establish ownership, identify every claim, or confirm a creditor's current payoff.
A delinquent-property-tax matter and a lender's mortgage foreclosure are different processes. Check the notice and contact the office or creditor named on it; do not assume one notice answers questions about the other. For a mortgage-foreclosure situation, see the McAllen foreclosure page.
Texas has no state, county, or city real estate transfer tax on a sale that conveys full ownership. A deed still has to be signed before a notary and recorded with the County Clerk; use the Clerk's current information for recording questions.
When you sell to us, we pay the closing costs. Your mortgage, liens, back taxes, and share of current property taxes are separate.
Use the editable McAllen home-sale net-proceeds calculator with your own estimates for value, mortgage payoff, liens or back taxes, repairs, and other costs. Just an estimate — the actual number could be more or less depending on the home's condition.
Open the McAllen home-sale net-proceeds calculator →Yes. We buy houses as-is in McAllen and Hidalgo County, Texas. When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. You can call before you have every notice or payoff record.
The title company reviews ownership and recorded-property information for the sale and coordinates with the creditor or tax office for current payoff and release instructions. The office or creditor named on a notice can confirm its current account information.
Start with the property address and whatever you have: a tax notice or bill, lien or payoff statement, mortgage statement, parcel number, case number, or creditor letter. You can call before you have everything.
No. A property-tax notice and a lender mortgage-foreclosure notice involve separate processes. Check the notice and contact the office or creditor named on it; for a mortgage-foreclosure situation, see the McAllen foreclosure page.
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
Texas has no state, county, or city real estate transfer tax on a sale that conveys full ownership. When you sell to us, we pay the closing costs. Your mortgage, liens, back taxes, and share of current property taxes are separate.
We talk through the property and the information you have, then provide a written offer and written terms before you commit. If you choose to proceed, the title company reviews the transaction, confirms the applicable payoff details with the responsible offices and creditors, and handles closing.
Call 888-274-5006 or use the form above to ask for a written cash offer. Start with the McAllen or Hidalgo County address and the notice or payoff information you have.