Questions About Selling a House in Council Bluffs, IA

Yes. We buy houses as-is in Council Bluffs and Pottawattamie County. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Tell us what needs work and what is still in the house before you compare your options.

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We'll give you a written cash offer within 24 hours. The Cash Offer program term is 30 days or less; EZ Sale is 60 days or less. The written terms explain the option for your property, and you can review them before you commit.

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The sale price is not the amount you keep. Net proceeds account for the costs and balances tied to the sale, including repairs, commissions, cleanout, mortgage payoff, liens, back taxes, and your share of current property taxes. Change the calculator assumptions to compare possible outcomes for your house.

Compare possible Council Bluffs net proceeds with the calculator →

We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you. Compare the written numbers and program terms for the house before deciding.

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Iowa law makes the person conveying the property, normally the seller, liable for real estate transfer tax. The rate is 80 cents for each $500, or fraction of $500, of the price above the first $500. The county recorder collects the tax before recording the deed, and a declaration of value is filed when required. Some transfers are exempt, so the closing professional confirms whether tax applies and the taxable amount. When you sell to us, we pay the closing costs, including Iowa real estate transfer tax. Your mortgage, liens, back taxes, and share of current property taxes are separate.

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A sale may still be possible if the payoff or redemption amount can be paid in time. Iowa home mortgages are generally foreclosed through a court case, and the court's judgment leads to a sheriff's sale. Before suing, most lenders must give the owner of an occupied one- or two-family home a notice with 30 days to cure the default and tell the owner that counseling and mediation are available. The sale must be posted and published, with the first publication at least four weeks before the sale. The deadline depends on the foreclosure route. Some allow redemption after the sale, generally for one year, with shorter periods in some cases. If the lender chooses foreclosure without redemption for nonagricultural property, there is no right to redeem after the sheriff's sale. A written demand may delay that sale under the court procedure. Have the title company or an attorney confirm the current deadline and amount needed. If a foreclosure sale is scheduled, tell us the date right away so we can try to close before it.

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Yes. Start with what you know; you do not need every estate paper gathered before asking a question. Before closing, the title company needs to confirm the documents and who has authority to sign for that property.

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Yes. You can ask while a tenant is there. Share what you know about the lease, occupancy, access, and timing so the property-specific terms can account for those details.

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You can ask before you have every balance figured out. The title company confirms the property-specific amounts and how they affect closing. Our closing-cost payment does not pay a mortgage, liens, back taxes, or your share of current property taxes; check the actual account or notice for the current amount.

Organize property-lien, tax, and payoff questions →

Written offer and written terms before you commit; title-company closing. Read the price, responsibilities, timing, and property-specific costs in the written terms before deciding.

Review the steps in a Council Bluffs house sale →