How lien and tax payoffs work
Your mortgage, liens, back taxes, and share of current property taxes are separate payoff amounts. The creditor or tax office confirms its current balance and payoff instructions; the title company works with those figures for closing.
When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.
Records and your next step
A recent property-tax bill, tax-sale notice, creditor letter, mortgage statement, or payoff information can help us talk through the numbers. Call with the Crown Point address and whatever you have. Not sure where to start? Call us — we’ll sort it out with you.
If the payoff is the problem
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
What happens next
We talk through the house, the notice or payoff information you have, and what you need from the sale. You get a written offer and written terms before you commit, and we close through a title company.
If you decide to sell, the title company checks title and works with the creditor or tax office on payoff figures and closing details. Close as fast as 7 days when title and closing details allow.
No fees. No agent commissions when you sell to us. When you sell to us, we pay the closing costs. Your mortgage, liens, back taxes, and share of current property taxes are separate payoff amounts.
Lake County tax sales, foreclosure, and property records
A Lake County tax sale concerns unpaid property taxes and has its own notice and date. Mortgage foreclosure is a court case about the home loan and may lead to a sheriff’s sale. If you have a tax-sale or sheriff’s-sale notice, we can look at its date with you.
The Lake County Treasurer handles property-tax and tax-sale questions. For a recorded mortgage, lien, deed, or release, contact the Lake County Recorder. The Sheriff posts mortgage-foreclosure sale listings, and the County Clerk keeps court records.
Compare what you may keep
A mortgage, lien, or tax payoff affects what remains from a sale. Use the Crown Point net-proceeds calculator to compare the numbers you enter.
Open the Crown Point net-proceeds calculator →Questions about liens and back taxes in Crown Point, IN
Can I sell my Crown Point house with back taxes or liens before paying them?
Yes. We buy houses with back taxes and liens. When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.
Who confirms the current payoff amount?
The creditor or tax office confirms its current balance and payoff instructions. The title company works with those figures for closing.
Can I call before I have every tax or lien record?
Yes. Start with the property address and whatever notice, tax bill, creditor letter, or payoff information you already have. You can call before you have everything.
Are a Lake County tax sale and mortgage foreclosure the same?
No. A Lake County tax sale concerns unpaid property taxes and has its own notice and date. Mortgage foreclosure is a court case about the home loan and may lead to a sheriff’s sale. The two processes have separate dates.
What if my mortgage payoff is more than the house is worth?
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
What does it cost to sell my house to you?
No fees. No agent commissions when you sell to us. When you sell to us, we pay the closing costs. Your mortgage, liens, back taxes, and share of current property taxes are separate payoff amounts.
How soon can a sale close?
Close as fast as 7 days when title and closing details allow.
What our sellers say
Talk with us about the house
Call 888-274-5006 or use the form above. Start with the Crown Point address and whatever notice or payoff information you have.