Dallas, Texas · Liens and back taxes

Can I sell my Dallas house with back taxes or liens?

When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.

Yes. USA Home Buyers buys houses as-is in Dallas, Texas, including addresses in the Dallas city-area portions of Dallas, Collin, Denton, Kaufman, and Rockwall Counties. You can talk with us about a sale before every tax or lien detail is gathered.

We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. We give written cash offers in 24 hours, with written terms before you commit and a title-company closing.

Call 888-274-5006 to talk through the property or ask for a cash offer.

Talk through your Dallas house

Share the address and whatever you have about the lien, tax notice, or payoff.

We'll give you a written cash offer within 24 hours.

We give written cash offers in 24 hours.

Start with the property address and what you know about the lien or taxes.

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How liens and payoffs work

A lien is a legal claim that can affect a property's title or the money due at closing. A payoff is the current amount and instructions a creditor or tax office gives to satisfy a debt as of a stated date. The title company checks the property records and requests current payoff or release information from the creditor or tax office.

When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing. Your mortgage, back taxes, and share of current property taxes are separate items.

Start with the records you have

If they are handy, bring the property address and parcel number, tax notice or bill, mortgage statement, lien or court notice, deed, and any current payoff statement. You can call before you have everything. We can start with what you know and the title company can check the recorded property information as the sale moves forward.

The parcel county matters: the City of Dallas is not the same boundary as Dallas County. Confirm the county for the exact property before using a county office.

If the payoff is the problem

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

What happens next

  1. 1. Tell us what you know

    Share the Dallas-area address, the notice or statement you have, and what you have heard from the lender or tax office. You can call before every record is in hand.

  2. 2. Review the written terms

    We discuss the house as it stands and give you a written offer and written terms to read before you decide whether to commit.

  3. 3. Check the title and payoff details

    If you want to proceed, the title company checks ownership and recorded claims for the specific property. It works with the lender, other lienholders, and the county tax office to confirm current payoff and release information for closing.

  4. 4. Review closing figures and close

    The title company prepares the closing figures, handles the payoffs shown for the sale, and completes the title-company closing. Your written terms are available before you commit.

Dallas-area lien, tax-sale, and deed facts

Check the county for the parcel

The City of Dallas intersects Dallas, Collin, Denton, Kaufman, and Rockwall Counties; it is not coterminous with Dallas County. Verify the property's actual county before choosing a tax or property-record office. Census TIGERweb Dallas place geometry →

A property-tax sale is separate from mortgage foreclosure

A property-tax sale concerns unpaid property taxes; mortgage foreclosure concerns a home loan. Each has its own notices and deadlines. The Texas mortgage-foreclosure notice periods do not set a tax-sale deadline. Follow the notice you received and contact the county tax office named there.

Texas does not charge a real-estate transfer tax

Texas has no state, county, or city real-estate transfer tax on a sale that conveys full ownership of real property. The deed still has to be signed before a notary and recorded with the County Clerk for the property's county. A separate recording fee applies; ask the right County Clerk or title company what the deed will cost to record. Texas Constitution, Article VIII, Section 29 →

Texas Legislative Council analysis of Section 29 →

When you sell to us, we pay the closing costs. Your mortgage, liens, back taxes, and share of current property taxes are separate.

County offices for Dallas-area properties

Choose an office only after confirming the parcel county. These links are office-entry points, not parcel searches or conclusions about title, venue, tax balances, or who may sign. Use a County Clerk route for recording or property-record questions and the tax office route for a county tax-account question.

Compare possible net proceeds

A sale price is not the same as the amount left after a mortgage, liens, back taxes, and other costs. Use your own figures in the Dallas home-sale net proceeds calculator to compare possible proceeds.

Open the Dallas home-sale net proceeds calculator →

What sellers say about USA Home Buyers

Questions and contact

Dallas property liens and back taxes questions

Can I sell my Dallas house with back taxes or liens before paying them?

Yes. When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. You can call before you have every notice or payoff statement; start with the property address and what you know.

Who checks the lien and tax payoff amounts?

The title company checks the property records and works with the lienholder or county tax office for current payoff information and release instructions. Bring any current statement or notice you have so the right claim can be identified.

What records should I have when I call?

If you have them, bring the property address and parcel number, a property-tax notice or bill, mortgage statement, lien or court notice, deed, and any payoff statement. You can call before you have everything.

Is a property-tax sale the same as a mortgage foreclosure?

No. A property-tax sale concerns unpaid property taxes; a mortgage foreclosure concerns a home loan. They have separate notices and deadlines. Do not use mortgage-foreclosure notice periods to work out a tax-sale date: follow the notice you received and contact the county tax office named there.

Which county office should I use for a Dallas property?

Verify the parcel county first. The City of Dallas intersects Dallas, Collin, Denton, Kaufman, and Rockwall Counties, and it is not coterminous with Dallas County. The office links on this page are county entry points, not parcel searches or a conclusion about a particular property.

Does Texas charge a real-estate transfer tax when I sell?

Texas has no state, county, or city real-estate transfer tax on a sale conveying full ownership of real property. The deed still needs to be signed before a notary and recorded with the County Clerk for the property’s county; recording fees are separate. When you sell to us, we pay the closing costs. Your mortgage, back taxes, and share of current property taxes are separate.

What if the payoff is more than my Dallas house is worth?

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before. A current payoff statement helps the title company and lender review the amount for the sale.

What happens after I contact you?

We talk through the property and the records you have, then give you written terms to review before you commit. If you choose to proceed, the title company checks the property records and payoff details with the relevant creditors or tax office and handles the title-company closing.

Call 888-274-5006 or use the form above to talk about the property or ask for a written cash offer. You do not need to have every document first.

Read about selling before a Dallas mortgage foreclosure sale →

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