Dover, DE · Seller FAQ
Questions About Selling a House in Dover, DE
Start with what you might keep, what work you can skip, and what needs to be clear before you decide.
USA Home Buyers buys houses as-is in Dover, DE and Kent County, Delaware. These answers cover repairs, offer timing, costs, paperwork, and foreclosure questions.
Call 888-274-5006 with a question, or use the form.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the address and the question you want answered. Start with the facts you know.
Money and choices
Compare what you keep, not only the sale price
Repairs, commissions, cleanout, carrying costs, mortgage payoff, liens, back taxes, and your share of current property taxes can change what you keep. Compare the written numbers and the costs attached to your own house instead of relying on a headline price.
Cash Offer or EZ Sale: compare the written numbers
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | None |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | Written offer and written terms before you commit; title-company closing. | Written offer and written terms before you commit; title-company closing. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Dover, DE calculator →
Questions about the two options? Call 888-274-5006.
Useful questions
Dover seller questions, answered
Do you buy houses as-is in Dover and Kent County?
Yes. USA Home Buyers buys houses in Dover, DE and Kent County, Delaware. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
How soon will I get a written cash offer, and when would closing happen?
We give written cash offers in 24 hours. Written offer and written terms before you commit; title-company closing. The offer timeframe is not a property-specific closing date; review the written terms for the proposed timing and responsibilities for your house.
What is the difference between a Cash Offer and EZ Sale?
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
How can I compare what I might keep after selling?
Compare what would remain after sale costs and property obligations, not only the sale price. Repairs, commissions, cleanout, carrying costs, mortgage payoff, liens, back taxes, and your share of current property taxes can affect what you keep. Change the calculator assumptions to compare possible paths for your house.
What closing costs and transfer taxes apply to a Dover sale?
When you sell to us, we pay the closing costs, including Delaware's state realty transfer tax and Wilmington's real property transfer tax. Wilmington's city transfer tax is specific to a Wilmington property; it is not a Dover city tax. The actual tax calculation depends on the sale. Your mortgage, liens, back taxes and share of current property taxes are separate.
Can I call before I have all the paperwork?
Yes. Start with the property address, what you know about its condition and occupancy, and the question or timing on your mind. You can call before every paper is gathered. Written terms are provided before you commit, and the sale uses a title-company closing.
What if the house has a mortgage, liens, or back taxes?
Those amounts are separate from the closing costs we pay. Our closing-cost promise does not pay your mortgage, liens, back taxes, or share of current property taxes; the actual amounts for the property need to be reviewed for the sale.
Can I still sell my Delaware house if it is in foreclosure?
Often, yes, if you close before the sheriff's sale. Delaware foreclosures go through Superior Court. For an owner-occupied home with 1 to 4 units, the lender normally must send a notice of intent to foreclose and wait 45 days before filing. Exceptions include certain small seller-financed loans, abandoned or voluntarily surrendered homes, and certain cases after bankruptcy. Before judgment, the lender must also swear it gave you a chance to apply for help, such as a loan change. When the case is filed, you get a notice about Delaware's Automatic Residential Mortgage Foreclosure Mediation Program. A mediation meeting is set 45 to 75 days after you are served, and you must appear in person. The law asks you to meet with a HUD-approved housing counselor and file a Certificate of Participation within 30 days. The court cannot enter judgment until the day after the scheduled mediation. If you do not answer the case, the court can enter judgment and order the house sold. The sheriff posts notices at least 10 days before the sale and advertises it for 2 weeks in newspapers. After the sale, the court must confirm it before the buyer gets a deed. Once confirmed, there is no right to buy the house back. If the sale brings in more than is owed, the extra money goes to the owner. If a foreclosure sale is scheduled, tell us the date right away so we can try to close before it.
Start with a question
You can call before you have everything figured out
Start with the address, what you know about the house, who is living there, and your timing. You can ask about repairs, costs, a notice, or paperwork before you have gathered every document.
Call 888-274-5006 or use the form above.
Local help
Delaware help with realty transfer-tax questions
Delaware’s Division of Revenue publishes instructions for the state realty transfer tax. They are a starting point for a tax question; the closing paperwork shows the amounts and allocation for a particular sale.
Delaware Division of Revenue — realty transfer tax instructions →
More Dover seller information
- Foreclosure questions →
- Inherited property →
- Selling during divorce →
- Tenant-occupied property →
- Code violations and permits →
- Fire-damaged property →
- Property liens and back taxes →
- Home-sale net-proceeds calculator →
- Dover and Kent County seller resources →
- How the Dover sale process works →
- Dover seller guide →
- As-is sale options in Dover →
Still have a Dover house question?
Call 888-274-5006 or use the form above. You can ask before you have every detail figured out.