Dover, Delaware · Kent County

Can I Sell My Dover House With Back Taxes or Liens?

When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. Yes. USA Home Buyers buys houses with back taxes and liens in Dover and Kent County, Delaware. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.

You can call with the property address and the notice or payoff information you have; you do not need to assemble every record first. Ask us for a cash offer on your house.

We'll give you a written cash offer within 24 hours.

Call 888-274-5006 to talk through the property.

Talk through a Dover lien or tax question

Share the address and whatever you know about the tax notice, creditor, case, or payoff. Start with what you have.

We'll give you a written cash offer within 24 hours.

We give written cash offers in 24 hours.

Tell us the address and what you know about the notice, payoff, creditor, or tax account.

By submitting, you agree to our Privacy Policy and Terms of Service. You consent to receive calls and texts from USA Home Buyers. We never share your information.

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How lien and back-tax payoffs work

When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.

A payoff is the current amount and instructions from the lender, creditor, or tax office to satisfy an account. That office or creditor confirms its balance and payoff or release instructions; the title company checks ownership, recorded claims, and settlement figures. Mortgage balances, liens, back taxes, and your share of current property taxes are separate from the closing costs we pay.

Records that help—and who checks them

Start with the address and the notice or statement in front of you. A property-tax bill or notice, lien or mortgage statement, parcel information, creditor or court case number, deed, or sale notice can help identify the right record. You can call before you have everything.

The lender, creditor, or tax office named on a notice confirms its current amount and payoff or release instructions. Kent County’s Recorder of Deeds is the county route for recorded deeds and land documents; those records do not replace a current payoff quote. The title company checks which recorded claims and payoff documents apply to the sale.

If the payoff is more than the house is worth

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

What happens next

  1. 1. Talk through the house and notice

    Tell us the Dover or Kent County address, what you know about the lien or tax issue, and any timing concern. You do not have to resolve the payoff before calling.

  2. 2. Review the house and written terms

    We review the house as it stands and put the offer and proposed sale terms in writing before you decide. Read the price, responsibilities, payoff treatment, and closing terms before you commit.

  3. 3. Confirm title and payoff details

    The title company checks ownership and recorded claims for the transaction. The lender, creditor, or tax office provides current payoff or release information, and the closing professionals confirm the figures and documents for settlement.

  4. 4. Review settlement and close

    The settlement statement shows the sale price, payoffs, taxes, and other closing figures. You close through a title company under the written terms you accepted.

Dover and Kent County records and offices

Dover city is in Kent County. Use the office or creditor named on the notice for its account balance, and use the county or court record that matches your question.

Kent County Recorder of Deeds

Use the County Recorder route for recorded deeds and land documents. A recorded mortgage, lien, or release is not necessarily the current payoff amount; ask the lender, creditor, or tax office named on the account for its current figures.

Kent County Recorder of Deeds ↗

Delaware Courts — Kent County locations

The Judiciary’s directory lists court locations in Kent County. It is a location directory, not a decision about which court or process applies to a particular property. Follow the notice and case record for the current information.

Kent County court-location directory ↗

Delaware tax-sale and mortgage-foreclosure records are different

Property-tax lien or monition sale

An unpaid property-tax lien can follow Delaware’s court-supervised monition sale process. That is a tax-sale path, not a lender’s mortgage foreclosure. The current tax notice and court or sale record show which steps apply; check the actual record with the court and office named for the case.

Delaware law on property-tax liens and monition sales →

Mortgage foreclosure and Sheriff sale

A mortgage foreclosure is a separate case that proceeds through Delaware Superior Court and may lead to a Sheriff sale. Use the foreclosure notice, live case record, and sale information to check the status for your house; a tax-sale notice does not tell you the mortgage-foreclosure schedule.

Delaware mortgage-foreclosure law → · Delaware Sheriff-sale notice law → · Dover foreclosure information

Delaware realty transfer tax

Delaware charges realty transfer tax on taxable deeds. The state tax is 2.5% of the taxable value and is divided equally between seller and buyer. Wilmington has a separate city transfer tax for property in Wilmington; it is not a Dover city tax. Ask the title or closing professional to confirm the taxable value, any exemption, and the amounts for the specific property.

When you sell to us, we pay the closing costs, including Delaware's state realty transfer tax and Wilmington's real property transfer tax.

Wilmington’s city tax does not apply to a Dover property. Our closing-cost promise does not pay your mortgage, liens, back taxes, or your share of current property taxes; those are separate from closing costs.

Compare possible net proceeds

Use the Dover home-sale net proceeds calculator with your own estimated value, mortgage payoff, lien or tax amount, repairs, and other costs. Just an estimate — the actual number could be more or less depending on the home's condition.

Open the Dover home-sale net proceeds calculator →

What sellers say about USA Home Buyers

Dover property liens and back taxes questions

Can I sell a Dover house with back taxes or liens before paying them?

Yes. When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. Your lien or tax payoff is handled from the sale at closing, and the current amount is checked for the specific property.

Who confirms the current lien, mortgage, or property-tax amount?

The lender, creditor, or tax office named on the notice confirms its current balance and payoff or release instructions. The title company checks ownership and recorded claims for the sale; a recorded document is not the same as a current payoff quote.

What records should I have before I call?

Start with the property address and any property-tax notice, lien or mortgage statement, creditor or case number, parcel information, or sale notice you have. You can call before you have every record.

Is a Delaware property-tax sale the same as mortgage foreclosure?

No. Delaware property-tax liens can follow a court-supervised tax-sale process called a monition. That is separate from a lender mortgage foreclosure and its Sheriff sale. Use the notice and current court or sale record for the process affecting your property.

Does Wilmington’s city transfer tax apply to a Dover property?

No. Wilmington has a separate city realty transfer tax for transfers in Wilmington; it is not a Dover city tax. Delaware’s state realty transfer tax may apply to a taxable deed, and the closing professional can confirm the amount and allocation for the property.

What happens after I contact USA Home Buyers?

We talk through the house and the information you have, review the property as-is, and put the offer and terms in writing before you decide. The title company and the lender, creditor, or tax office check the records, payoff details, and settlement figures for the sale.

What if the payoff is more than my Dover house is worth?

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

More Dover seller information

Talk through the property

Call 888-274-5006 or use the form above. Start with the Dover address and whatever lien or tax notice you have.

Call Now 888-274-5006