Housing prices and selling conditions
These measures describe housing prices and selling conditions for the areas and periods shown. Compare them alongside repair costs, your mortgage payoff and selling costs.
| Measure | Value | Source and area | Period |
|---|---|---|---|
| Median sale price | $239,000 | Redfin · Dubuque, IA | Three months ending August 2026 |
| Median days on market | 34 days | Redfin · Dubuque, IA | Three months ending August 2026 |
| Homes sold | 244 homes | Redfin · Dubuque, IA | Three months ending August 2026 |
| Typical home value (Zillow ZHVI) | $250,358 | Zillow · Dubuque, IA | As of August 2026 |
| For-sale inventory | 187 homes | Zillow · Dubuque, IA | As of August 2026 |
Include utilities, other bills and any mortgage payments while waiting to sell. Allow time for closing, too.
Dubuque, IA seller information / Market report
Dubuque, IA Housing Market and Selling Costs
Use this report to compare a written cash offer with listing, repair costs, and the time and bills involved in holding a house. USA Home Buyers buys houses as-is in Dubuque and Dubuque County.
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
You can call 888-274-5006 to talk about the property.
We give written cash offers in 24 hours.
Share the address, condition, occupancy, and timing you are considering.
We'll give you a written cash offer within 24 hours.
Housing prices and selling conditions
These measures describe housing prices and selling conditions for the areas and periods shown. Compare them alongside repair costs, your mortgage payoff and selling costs.
| Measure | Value | Source and area | Period |
|---|---|---|---|
| Median sale price | $239,000 | Redfin · Dubuque, IA | Three months ending August 2026 |
| Median days on market | 34 days | Redfin · Dubuque, IA | Three months ending August 2026 |
| Homes sold | 244 homes | Redfin · Dubuque, IA | Three months ending August 2026 |
| Typical home value (Zillow ZHVI) | $250,358 | Zillow · Dubuque, IA | As of August 2026 |
| For-sale inventory | 187 homes | Zillow · Dubuque, IA | As of August 2026 |
Include utilities, other bills and any mortgage payments while waiting to sell. Allow time for closing, too.
What the numbers mean
A market measure is a starting point, not a price for your house
A median sale price summarizes sales in the place and period named with the figure. It does not price a particular Dubuque address. A modeled typical home value is a different measure from a completed sale.
For your comparison, include the house's condition and repair needs, access, whether tenants live there, and when you want to sell. Those details can change which option fits and what costs or time you would take on.
A town-wide figure cannot fill in your property's repair costs, payoff, occupancy, or timing. Compare the actual facts for your house rather than treating a market measure as an offer.
Local selling costs
Include Iowa real estate transfer tax in the closing figures
Iowa charges 80 cents for each $500, or fraction of $500, of the sale price above the first $500. For example, the transfer tax on a $100,000 sale is $159.20. Iowa law generally makes the person conveying the property—normally the seller—liable for the tax. Exemptions apply to some transfers, so the closing professional confirms whether the tax applies and the taxable amount.
The tax is paid to the county recorder, and Iowa law says the recorder cannot record the deed until it has been paid. The declaration of value is filed when required. Check the transaction details with the closing professional.
When you sell to us, we pay the closing costs, including Iowa real estate transfer tax. Your mortgage payoff, liens, back taxes, and share of current property taxes are separate.
What you may keep
Sale price and money left after costs are different numbers
Start with a realistic sale price or written offer, then account for your mortgage payoff, repairs and cleanout, listing commission if you list, other selling costs, and the bills you carry while waiting. The amount left after those items is what matters when you compare your choices.
Just an estimate — the actual number could be more or less depending on the home's condition. Change the calculator assumptions to fit your situation.
Compare what you may keep with the Dubuque calculator →What sellers say about USA Home Buyers
Here's what sellers have said about working with us.
“After the Chrysler supplier closed, I was out of work for fourteen months and never really caught back up. The mortgage servicer filed in Winnebago County and I didn't know what to do. USA Home Buyers explained where the Illinois judicial timeline was, gave me a written offer in forty-eight hours, and we closed in twelve days before judgment. I came out with $28,000.”
“The sewer line backed up into the basement twice in two years — the city said it was a main line issue they were working on. Second time we had four inches of sewage in the basement and the HVAC system was a complete loss. USA Home Buyers came out two days after I called. Fair number, closed in fourteen days.”
“I'd worked at the Chrysler supplier in Belvidere for nineteen years when the plant shut down. Then a job offer came in from a manufacturer in Indianapolis — good opportunity, but I had four weeks to figure out the house. USA Home Buyers gave me a real number the next day. We closed in ten days. I made the Indianapolis start date with a week to spare.”
Dubuque market report questions
Do Dubuque market numbers tell me what my house is worth?
No. The measures describe the named place and period, not your individual address. Condition, repairs, access, occupancy, and timing can change the comparison for your house.
How is Iowa real estate transfer tax calculated?
Iowa charges 80 cents for each $500, or fraction of $500, of the price above the first $500. On a $100,000 sale, that is $159.20. Iowa law generally makes the person conveying the property, normally the seller, liable; exemptions can apply, and the closing professional confirms the taxable amount. The county recorder cannot record the deed until the tax is paid.
When you buy my house, what closing costs do you pay?
When you sell to us, we pay the closing costs, including Iowa real estate transfer tax. Your mortgage payoff, liens, back taxes, and share of current property taxes are separate.
How do I compare a sale price with what I would keep?
Start with a realistic sale price or written offer, then account for your mortgage payoff, repairs and cleanout, listing commission if you list, other selling costs, and the bills you carry while waiting. The calculator lets you change planning assumptions for your situation.
Do repairs or tenants rule out an as-is sale?
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Condition, occupancy, access, and timing still matter when comparing the options for a particular house.