What we take on
You do not have to clean the house, make repairs or haul away fire debris before selling to us. We buy the property as it stands, so you can ask about a sale without first arranging cleanup or restoration.
If fire or building officials have restricted entry, stay out until they clear access. Follow the directions for the specific property before arranging work or returning inside.
Insurance proceeds and your mortgage
We buy the house exactly as it stands, and you keep your insurance proceeds.
Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
What happens next
Tell us about the damage, the access instructions and what you want from a sale. We discuss the property with you, then give you a written offer and written terms before you commit. If you choose to go ahead, the closing is through a title company.
Duluth building and permit records
Do not enter a fire-damaged structure if officials have restricted access; wait for their directions before going inside or arranging repairs. For City permit and property-history records, start with Duluth Construction Services & Inspections' Permit or Property History page. The City lists a separate contact route for records older than 1992. Its Permits & Licenses page also collects City application routes.
St. Louis County handles real-estate recording and records access through its Recorder and Registrar of Titles. The County lists a Duluth delivery office at 100 N. 5th Ave. W. #101, Duluth, MN 55802; confirm current service details with the County Recorder.
Compare rebuilding with selling as-is
A rebuild can involve cleanup, repair bids, permits and time carrying the property. With a sale to us, you do not have to repair the house or haul away debris first. Compare likely repair and holding costs with the proceeds you could keep; a sale price alone does not show your net.
Use the Duluth calculator to compare your own sale and cost assumptions. It estimates net proceeds; it does not determine an insurance payment or what your mortgage servicer requires.
Talk through a fire-damaged property
Share the Duluth address and tell us what happened. You can call 888-274-5006 or send the property details below.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Tell us about the fire damage and the property.
Fire-Damaged House Questions in Duluth, MN
Can I sell a fire-damaged house in Duluth, MN?
Yes. USA Home Buyers buys fire-damaged houses as-is in Duluth and St. Louis County. You do not need to clean, repair or haul debris to sell to us.
Do I keep my insurance proceeds if I sell the house?
We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
Do I need to clean or repair the house before selling?
No. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris. Follow any access restrictions for the actual property; do not enter a structure officials have not cleared for entry.
Where can I check Duluth permit or property-history records?
Duluth Construction Services & Inspections provides a permit or property-history route. The City lists a separate contact route for records older than 1992; check the City pages for the right route for your property.
What sellers say about USA Home Buyers
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Tell us what happened and share the property address.