Duluth, Minnesota · St. Louis County
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. Yes. USA Home Buyers buys houses as-is in Duluth and St. Louis County, including houses with liens or back taxes. You can call before you have every payoff detail; we start with the house and the information you have.
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Call 888-274-5006 to talk through the property.
Share the property address and whatever you know about the tax notice, lien, creditor, or payoff. You can start the conversation without gathering every record first.
Tell us the address and what you know about the notice, payoff, creditor, or tax account.
We'll give you a written cash offer within 24 hours.
Prefer to call? 888-274-5006.
When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.
A payoff is the current amount and instructions a creditor or tax office gives to settle an obligation. The creditor or county office confirms its balance; the title company checks the recorded claims and the settlement figures for this sale. Mortgage balances, liens, back taxes, and your share of current property taxes are separate settlement items, not closing costs covered by that promise.
If you have them, bring a property-tax bill or notice, lien or judgment paperwork, mortgage statement or payoff letter, parcel number, and any court, foreclosure, or tax-sale notice. The property address is enough to start. You can call before you have everything.
The creditor or county office named on a notice confirms its current balance, status, dates, and payoff or release instructions. The title company checks ownership and recorded claims and works with the relevant parties on the title and payoff details for closing.
To talk it through, call 888-274-5006.
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
Tell us the address, what you know about the lien or tax issue, and what timing matters to you. You do not have to resolve the records before calling.
We review the house as-is and put the offer and proposed sale terms in writing before you decide. Written offer and written terms before you commit; title-company closing.
The title company checks ownership and recorded claims for the transaction. The creditor or county office supplies current payoff or release information, and the title company works through the documents and figures needed for settlement.
Review the written settlement figures, including the sale price, applicable payoffs, property-tax allocation, and closing costs. If you choose to proceed, the sale closes through the title company under the written terms.
The Recorder, Auditor, and Assessor handle different records. Use the property address or parcel number to check the record that matches your question and confirm its current status with the responsible office.
The County Recorder and Registrar of Titles handles real-estate recording and records access. Its Duluth delivery office is at 100 N. 5th Ave. W. #101, Duluth, MN 55802. Confirm current service details and the record you need with the office.
The County Auditor's property-tax page is the route for property-tax payments and services. Check the specific parcel for its amount, delinquency, and status; for a tax-sale or forfeiture notice, use the notice and ask the Auditor about its current status and dates. A property-tax matter is separate from a lender's mortgage foreclosure.
The County Assessor's property-information route is a starting point for parcel and property details. Assessed or classification information is not a current tax payoff; check the Auditor's account and any notice for the amount and status that apply to the property.
St. Louis County Courts/Law is a starting point for the Sixth Judicial District court-directory route. Use the actual case information to find the right court or office; this general directory does not determine where a particular case belongs.
For an ordinary taxable transfer with net consideration over $3,000, Minnesota deed tax is 0.33% of that amount. Hennepin and Ramsey Counties each add a 0.01% Environmental Response Fund tax; that county add-on does not apply to a property in St. Louis County. Exemptions and transfers with little or no consideration can change the tax, so the closing professional confirms the property county and taxable amount.
When you sell to us, we pay the closing costs, including Minnesota deed tax and applicable Hennepin or Ramsey County Environmental Response Fund tax.
Mortgage payoffs, liens, back taxes, and your share of current property taxes are separate from that closing-cost promise.
Minnesota Department of Revenue deed-tax rate →·Minnesota Statutes § 287.21 →
Use the Duluth home-sale net proceeds calculator with your own estimates for sale value, mortgage payoff, liens or back taxes, repairs, and selling costs. Just an estimate — the actual number could be more or less depending on the home's condition.
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Testimonials are real, from our transactions, verified and approved by our attorneys.
Yes. When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. The creditor or county office confirms its current figures and instructions, which are checked for the specific sale.
The creditor or county office that holds the account confirms its current balance and payoff or release instructions. The title company checks ownership and recorded claims and uses the applicable information in the settlement work.
Start with the property address and any property-tax notice, lien or judgment notice, mortgage statement, payoff letter, parcel number, or court or sale notice you have. You can call before you have everything.
No. A property-tax matter and a lender mortgage foreclosure are separate processes with different notices and responsible offices. Check the current notice and the office named on it for the status and dates that apply; the Duluth foreclosure page covers the separate mortgage process.
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
We discuss the house and the information you have, review it as-is, and put the offer and proposed terms in writing before you decide. The title company and the relevant creditor or county office check the ownership, recorded claims, payoff details, and settlement figures for the sale.
Call 888-274-5006 or use the form above. Start with the Duluth address and the information you have.