How we help you work toward closing
Tell us what is happening with the house and what date appears on the notice. We review the property as-is and give you a written cash offer and written terms before you commit. If you decide to proceed, a title company works through title and payoff details for closing.
If the sale is postponed, get the new date in writing.
You don't need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront.
Your mortgage payoff, liens, back taxes, and share of current property taxes are separate from closing costs. When you sell to us, we pay the closing costs, including Oklahoma documentary stamp tax.
No agent commissions when you sell to us. No fees.
Which sale is involved?
Mortgage foreclosure
Oklahoma allows a mortgage foreclosure through a court case. A separate power-of-sale process may be available when the mortgage grants that power. For a power-of-sale foreclosure, the mortgagee must send a notice of intent; the statute generally gives the borrower 35 days to cure. A separate sale notice is generally served and published at least 30 days before the sale. A homestead borrower may elect judicial foreclosure by giving notice at least 10 days before the power-of-sale auction. Those power-of-sale periods are different from a court case; if your foreclosure is in court, check the scheduled dates in your court papers.
Oklahoma Statutes, Title 46 §§ 46-43 through 46-47 — mortgage foreclosureProperty-tax sale: separate notices and dates
A Stephens County tax sale concerns unpaid property taxes; a mortgage foreclosure is brought by the lender. For a county tax balance or tax-sale status, contact the Stephens County Treasurer.
If the payoff is the problem
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
We can review the current mortgage payoff and any liens with the title company alongside the expected sale figures. We buy houses with back taxes and liens; those payoffs are handled through closing, not paid by you upfront.
What happens next
- Call us or send the Duncan property address and any foreclosure notice or sale date.
- We review the house as-is and give you written cash offer terms before you commit.
- A title company works through title, payoff, and lien details for closing. Close as fast as 7 days when title and closing details allow.
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Stephens County records and tax contacts
Stephens County offices can help with tax, property-record, and court-case questions. The Treasurer handles county tax-roll questions, and the District Court search can help you find a foreclosure case.
Questions and contact
Call 888-274-5006 anytime. We buy houses as-is in Duncan and Stephens County.
Estimate possible sale proceeds with the Duncan home-sale calculator → Use your own figures; the calculator is a planning estimate, not a property-specific offer or deadline.
What our sellers say
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Questions about selling before foreclosure in Duncan, OK
Can I sell my Duncan house before a mortgage foreclosure sale?
You may be able to sell before the scheduled sale if title, payoff, and closing can move in time. Oklahoma uses court foreclosure and, when the mortgage allows it, a power-of-sale process. Send us the notice and sale date, and we can talk through the next steps with you.
What Oklahoma mortgage-foreclosure deadlines should I check?
For a power-of-sale foreclosure, the mortgagee generally sends a notice of intent, and the borrower generally has 35 days to cure. A separate sale notice is generally served and published at least 30 days before the sale. A homestead borrower may elect judicial foreclosure by giving notice at least 10 days before the power-of-sale auction. These power-of-sale periods do not set deadlines for a judicial foreclosure; check the court file and order. The notice and property facts matter.
Is a mortgage foreclosure the same as a county tax sale?
No. A lender forecloses on its mortgage; a county tax sale involves unpaid property taxes. If you have both notices, send them to us and we can go through them with you. The Stephens County Treasurer can answer questions about a county tax balance or tax-sale status.
What if the mortgage payoff is more than my Duncan house is worth?
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before. We can review the current mortgage payoff with you. We buy houses with back taxes and liens — those payoffs get handled through the closing, not by you upfront.
Talk through the foreclosure date
Call 888-274-5006 or send the Duncan property address and any notice or sale date you have.
We give written cash offers in 24 hours.
Share the property address and the foreclosure notice or payoff question you want to discuss.