What we take on
A fire can leave damaged rooms, smoke cleanup, and debris. You do not have to clean out the house, arrange repairs, or haul debris before asking us to buy it. We review the house in its current condition, including the damage that is still there.
Tell us what happened and what parts of the property can be safely accessed. If officials or the utility provider have restricted entry or work, follow their directions.
You keep your insurance proceeds
We buy the house exactly as it stands, and you keep your insurance proceeds.
Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
What happens next
- Tell us about the fire damage, the property, and what access is available.
- We'll give you a written cash offer within 24 hours. You receive written terms before you commit.
- If you choose to proceed, a title company handles the closing.
When you sell to us, we pay the closing costs, including North Carolina's excise tax on conveyances.
Your mortgage balance, liens, back taxes, and share of current property taxes are separate.
Call 888-274-5006 or send the property details through the form. You can compare the written terms before deciding.
Durham safety, building, and property-record contacts
If the house may be unsafe or officials have restricted access, do not enter. Follow directions for the actual property from fire or building officials and the utility provider. Before cleanup, debris removal, or repairs, ask the officials responsible for the address what access rules and permits or inspections apply to the planned work. Requirements can depend on the property and the work.
- City of Durham official website → Start here for current fire and building-inspection contacts for a Durham city address. For an address outside the city, check the local jurisdiction responsible for the property.
- Durham County Register of Deeds → for deed and land-record questions.
- Orange County Register of Deeds → for deed and land-record questions.
- Wake County Register of Deeds → for deed and land-record questions.
Compare rebuilding with selling as-is
Put written repair estimates, cleanup and debris costs, any permits or inspections officials say apply, and the time and carrying costs of rebuilding beside the written sale terms. Ask your insurer and mortgage servicer how their requirements apply to your claim and loan; do not guess at an insurance payment.
The Durham calculator can help compare estimated sale proceeds using your own assumptions. Its figures are estimates, not a property-specific offer.
Compare Durham sale proceeds with your own numbers →Testimonials are real, from our transactions, verified and approved by our attorneys.
What sellers say about USA Home Buyers
Questions about selling a fire-damaged house
Can I sell a fire-damaged house in Durham, NC?
Yes. USA Home Buyers buys houses as-is in Durham, NC, Durham County, Orange County, and Wake County. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
Do I have to clean up, repair, or haul debris before selling to you?
No. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. You can ask about a sale before taking on cleanup or repair work.
What happens to my insurance proceeds and mortgage requirements?
We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
Can I enter or clean up the property after a fire?
If the structure may be unsafe or officials have restricted access, do not enter. Follow directions from the fire or building officials and utility provider responsible for the property. Ask what access and approvals apply before cleanup or repairs.
Where can I ask about building safety or permits?
For a Durham city address, start with the City of Durham to find the current fire and inspections contacts. If the property is outside city limits, confirm which local jurisdiction handles that address. Ask what permits or inspections, if any, apply to the planned work.
What happens after I contact USA Home Buyers?
Tell us what happened, what you know about the damage, and what access is available. We give you a written offer and written terms before you commit; closing is through a title company.
How can I compare rebuilding with selling as-is?
Compare repair estimates, cleanup and debris costs, any permits or inspections officials say apply, insurance and mortgage requirements for your claim, and the time and carrying costs of rebuilding with your written sale terms. Use the Durham calculator to compare estimated sale proceeds with your own assumptions.
Talk through a Durham fire-damage sale
Call 888-274-5006 or share the property details in the form.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Tell us about the property and what you want to compare.