Durham, NC and Durham County · How it works
How Selling Your Durham House to Us Works
USA Home Buyers buys houses as-is in Durham, NC and Durham County. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. You can call before every property question is settled; start with the address and what you know.
Want to talk first? Call 888-274-5006.
Tell us about the houseStart with what you know
Tell us what is going on with the house
Share the address, condition, occupancy, access, and timing you are considering. If a repair, tenant, estate, payoff, lien, tax account, or deadline is part of the picture, mention it. Unknown details can stay unknown while we start the conversation.
You can also call 888-274-5006 before documents are ready.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the address and what you know. You can start before every property question is settled.
From the property conversation to closing
The Durham process, step by step
1. Talk through the property
We ask practical questions about the house, its condition, who lives there, access, and your timing. You do not need to repair, clean, or clear out the house before asking us to review it.
2. Get a written offer
We give written cash offers in 24 hours. You can read the offer and its written terms before you decide whether to proceed, compare another option, or stop.
3. Check title, payoff, and signing authority
The title company checks the deed, ownership, who can sign, mortgage payoffs, liens, taxes, and the documents needed for settlement. If an estate or court matter is involved, the records and authority for that property need to be reviewed as part of the closing work.
4. Review the settlement sheet and close
The settlement sheet shows how the money breaks down. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
You're going to get a fair price and not have to do anything. Just show up at settlement.
Cash Offer or EZ Sale: compare the written numbers
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | None |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | Written offer and written terms before you commit; title-company closing. | Written offer and written terms before you commit; title-company closing. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Durham calculator →
Questions about the two options? Call 888-274-5006.
A North Carolina closing detail
The deed tax and what you pay
North Carolina charges an excise tax on conveyances when a deed transfers real estate. The rate is $1 for each $500 of the price or value, and any part of $500 counts as a full $500. State law makes the seller responsible for payment to the county Register of Deeds before the deed is recorded.
When you sell to us, we pay the closing costs, including North Carolina's excise tax on conveyances. Your mortgage, liens, back taxes, and share of current property taxes are separate.
Read North Carolina General Statute § 105-228.30 on excise tax rates and payment.
Before the signatures
Read the settlement figures together
Check the sale price, mortgage payoff, liens, taxes, agreed costs, and the amount scheduled to be paid out. Ask about a line you do not recognize before signing. The title company confirms the final numbers.
When the process gets difficult
We stay with the process
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
What sellers say about USA Home Buyers
Keep the next question local
Durham seller pages and planning tools
Open the page that matches your next question, or use the calculator to compare what might be left after costs.
Durham process questions
Do I need every property detail figured out before I call?
No. Start with the address and what you know about the house, who is living there, and your timing. You can start the conversation before every property question is settled.
When will I get a written cash offer?
We'll give you a written cash offer within 24 hours. Written offer and written terms before you commit; title-company closing.
Who checks the title, payoff, and liens?
The title company checks the deed, ownership, who can sign, mortgage payoffs, liens, taxes, and the documents needed for settlement. Bring the statements or notices you have so the questions can be reviewed.
Who pays North Carolina excise tax on conveyances when I sell to you?
When you sell to us, we pay the closing costs, including North Carolina's excise tax on conveyances. Your mortgage, liens, back taxes, and share of current property taxes are separate. The title company confirms the final settlement figures.
How do the Cash Offer and EZ Sale differ?
The Cash Offer is a direct purchase by USA Home Buyers. EZ Sale goes to one of our partners. The comparison above shows the program terms; read the written numbers and choose what works for you.
Want to talk about a Durham house?
Call 888-274-5006 or start with the address and what you know in the form above. You do not have to wait until every property question is settled.