Sell without cleanup, repairs, or hauling debris
We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris. You do not have to clean out the house or finish restoration work before selling to us. Tell us what was damaged and any limits on access; do not enter an unsafe structure.
Insurance proceeds and your mortgage
We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
What happens next
- Tell us what was damaged and any restrictions on entering or viewing the property.
- We discuss the damage and give you a written cash offer within 24 hours.
- You review the written offer and terms before you commit. If you choose to proceed, closing is through a title company.
Local safety and permit contacts
Do not enter a fire-damaged structure unless the responsible fire or building officials say it is safe. Follow any utility restrictions. For a property within El Centro, the City's Building Inspections page explains permit inspection scheduling and lists Building and Safety at 760-337-4508. Ask the City what requirements apply to the address and any planned work; the inspection page does not determine whether a particular sale needs an inspection or clearance.
The City's Code Enforcement Division handles reported or public-view hazards, including unsafe construction. It lists 760-337-4266 at 1275 W Main Street. For entry safety, follow the directions of the officials responsible for the fire-damaged property.
Compare rebuilding with selling as-is
Put written repair or rebuilding estimates, cleanup and debris costs, time, and any requirements from your insurer or mortgage servicer beside the written sale terms. You do not need to complete cleanup, repairs, or debris hauling before selling to us.
Use the El Centro calculator with your own assumptions to compare a possible listing price with estimated proceeds after costs. It does not estimate fire repairs or determine an insurance payment, so use actual contractor estimates and confirm claim and mortgage requirements with the professionals handling them.
Reviews and questions
Read company-wide reviews on Google; they are not an El Centro-specific review sample.
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Fire-Damaged House Questions in El Centro, CA
Can I sell a fire-damaged house in El Centro as-is?
Yes. USA Home Buyers buys houses as-is in El Centro and Imperial County, California. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
Who keeps the insurance proceeds if I sell?
We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
Can I enter the house or start repairs after a fire?
Do not enter a fire-damaged structure unless the responsible fire or building officials say it is safe. Follow any utility restrictions. Before moving debris or starting work, ask the responsible building office what requirements apply to the property and the work planned.
What happens after I ask about an offer?
Tell us what was damaged and any limits on safe access. We discuss the property and give you written cash-offer terms before you commit. If you choose to proceed, closing is through a title company.
Talk with us about the house
Call 888-274-5006 or use the form to tell us about the fire damage. You can ask questions and review written terms before deciding.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Tell us what happened and what condition the house is in.