Erlanger, KY · Kenton County · Property liens and back taxes

Can I Sell My Erlanger House With Liens or Back Taxes?

When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.

Yes. We buy Erlanger houses with back taxes or liens. Call with the property address and whatever notice you have; you can start before you have every record.

We answer 24/7 at 888-274-5006.

We give written cash offers in 24 hours.

Share the Erlanger address and what you know about the lien, payoff, or tax notice.

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How liens and back taxes are paid

When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.

The lender, creditor, or tax office confirms its current balance and payoff instructions. We work with the title company to review the property records and the payoff figures for closing.

No agent commissions when you sell to us.

Records and the next step

Call with the property address and whatever you have: a tax bill or notice, a creditor letter, a payoff statement, or court papers. You do not have to gather every record first. The creditor or tax office confirms its current balance; the title company checks the property records and works with them on the closing figures.

If the payoff is the problem

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

What happens next

  1. 1. Talk through the house and notice

    Tell us the address and what you know about the lien, tax balance, or court notice. You can call before you have every payoff figure.

  2. 2. Review the written offer and terms

    You get a written offer and written terms before you commit, and we close through a title company.

  3. 3. Confirm title and payoff details

    The title company checks the property records and works with the creditor or tax office on current payoff and release information.

  4. 4. Close through the title company

    Close as fast as 7 days when title and closing details allow.

Kenton County tax and property records

Kenton County Property Valuation Administrator

The PVA handles property-assessment questions. For the property-tax bill itself, the county directs homeowners to the Sheriff's Office.

Visit the official office page →

Kenton County Clerk — deeds and real-estate records

The County Clerk handles Kenton County real-estate and deed-record questions, including recorded property documents.

Visit the official office page →

Tax-sale notices, mortgage foreclosure, and transfer tax

Property-tax sale or mortgage foreclosure?

A property-tax sale concerns unpaid taxes and has its own notice and dates. A Kentucky mortgage foreclosure is a lender's Circuit Court case; if the court orders a sale, a master commissioner runs the public auction. The Kenton County Sheriff handles property-tax bill questions. If you are unsure which notice you have, call us with it and we'll sort it out with you.

Kenton County Sheriff property-tax information · Kentucky master commissioner sale rules

Kentucky real estate transfer tax

Kentucky real estate transfer tax is 50 cents for each $500 of value or fraction of $500. State law makes the grantor, usually the seller, responsible for the tax, and the County Clerk collects it before the deed can be recorded. Some transfers are exempt. When you sell to us, we pay the closing costs, including the Kentucky real estate transfer tax.

Read KRS 142.050, Kentucky's real estate transfer tax law →

Compare possible net proceeds

Change the estimated value and payoff amounts to compare what you might keep after a sale.

Compare possible proceeds with the Erlanger home-sale calculator →

What our sellers say

“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
Alex Pproperty taxes
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
Alice Wforeclosure
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Angela Rmoving

Erlanger property lien and back tax questions

Can I sell my Erlanger house with back taxes or liens before paying them?

Yes. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront. Call with the property address and whatever notice you have; you can start before you have every record.

What should I have when I call about a lien or tax balance?

The property address is enough to start. If you have a tax bill, creditor letter, payoff statement, or court notice, we can look at it with you, but you can call before you have everything.

Who handles Kenton County property-tax bill questions?

The Kenton County Sheriff handles property-tax bill questions. The Kenton County Property Valuation Administrator handles assessment questions. We can help you sort out a notice if you are not sure which office to call.

Is a property-tax sale the same as a mortgage foreclosure?

No. A property-tax sale concerns unpaid taxes and follows its own notice and dates. A Kentucky mortgage foreclosure is a separate Circuit Court case, and a court-ordered auction is run by a master commissioner. Call us with the notice or court paper and we will sort out which process it describes.

What if the lender payoff is more than my Erlanger house is worth?

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

How much is Kentucky real estate transfer tax?

Kentucky real estate transfer tax is 50 cents for each $500 of value or fraction of $500. State law makes the grantor, usually the seller, responsible for it, and some transfers are exempt. When you sell to us, we pay the closing costs, including the Kentucky real estate transfer tax.

What happens after I call?

You get a written offer and written terms before you commit, and we close through a title company. Close as fast as 7 days when title and closing details allow.

Talk through the property

Call 888-274-5006 or use the form above. Start with the Erlanger address and whatever notice or payoff information you have.

Call Now 888-274-5006