What we take on
We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris. You don't have to arrange a cleanout or finish repairs before discussing a sale with us.
Tell us what happened and what you know about the damage and access. We can review the house as-is while the fire damage remains.
Insurance proceeds and your mortgage
We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
What happens next
- Tell us the Fairmont address, what happened, and what you know about the damage and access.
- We discuss the property and give you written terms before you commit.
- If you choose to proceed, the closing is handled through a title company.
When you sell to us, we pay the closing costs, including the West Virginia real estate transfer excise tax and the additional county excise tax. Your mortgage payoff, liens, back taxes, and share of current property taxes remain separate.
Local building safety and permit questions
If officials have restricted entry, follow their directions and do not enter a structure they have declared unsafe. Before repair, demolition, or debris removal, ask the authority responsible for the property what access restrictions and permits apply.
For a property inside Fairmont city limits, the City of Fairmont Building Inspection page is a starting point for building and permit questions. Ask what applies to the specific address. Properties elsewhere in Marion County may have a different responsible authority.
City of Fairmont Building Inspection →Compare rebuilding with selling as-is
Put a written repair scope and contractor estimates beside your insurer's instructions, mortgage information, expected holding costs, and written sale terms. Use figures for this house rather than guessing at repair costs or an insurance payment.
The Fairmont calculator lets you compare sale estimates with your own assumptions. Just an estimate — the actual number could be more or less depending on the home's condition.
Compare Fairmont sale proceeds with your own numbers →Questions and contact
Call USA Home Buyers at 888-274-5006 to talk about the house. You can call before you have every record or answer.
Fire-Damaged House Fairmont, WV — Common Questions
Can I sell a fire-damaged house in Fairmont, WV?
Yes. USA Home Buyers buys fire-damaged houses in Fairmont and Marion County, West Virginia, exactly as they stand — no cleanup, no repairs, no hauling debris.
Do I have to clean out or repair the house before selling to you?
No. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
What happens to my insurance proceeds and mortgage requirements?
We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
Can I enter the house or begin removing fire debris?
If the fire department or building official has restricted access, follow those directions. Do not enter a structure that officials have declared unsafe. Before repair, demolition, or debris-removal work, ask the authority responsible for the address what restrictions or permits apply.
Where can I ask about building inspections or permits in Fairmont?
For a property inside Fairmont city limits, the City of Fairmont Building Inspection page is a starting point for building and permit questions. Ask the city what applies to the specific address. Properties outside city limits may have a different responsible authority.
What happens after I contact USA Home Buyers?
Tell us the address, what happened, and what you know about the damage and access. We discuss the property, give you written terms before you commit, and use a title-company closing if you choose to proceed.
How can I compare rebuilding with selling as-is?
Compare a written repair scope and contractor estimates, your insurer’s instructions, mortgage information, expected holding costs, and written sale terms. The calculator is an estimate using your assumptions, not a prediction of an insurance payment.
Testimonials are real, from our transactions, verified and approved by our attorneys.
What sellers say about USA Home Buyers
Here's what sellers have said about working with us.
“Howard worked at Home Savings Bank for twenty-eight years. When he retired, we talked about downsizing for two years before we actually did it. The property tax on our Canfield Road house was $3,800 a year, and with both of us on fixed incomes that added up. USA Home Buyers closed in seven days. We're in a smaller place in Boardman with half the maintenance.”
“I got behind on payments after losing my warehouse job. The lender filed in Mahoning County Common Pleas Court and I didn't know what to do. USA Home Buyers explained the Ohio judicial foreclosure timeline, made a written offer the next morning, and we closed before the case moved to summary judgment. I walked away with money instead of losing everything.”
“The house on Michigan Avenue had been in Clara's family since 1951. When the waterline under the street broke, water backed up through the foundation and we had standing water in the basement for four days. Mold, foundation damage, HVAC destroyed. We're both past seventy and we couldn't put $40,000 into a house we'd been thinking about leaving anyway. Closed in ten days.”
Talk through your fire-damaged Fairmont house
Tell us what happened and what you know about the property. There is no need to finish cleanup or repairs before you contact us.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the address and what you know about the fire damage and access.