Fairmont, WV · How selling to us works
How Selling Your Fairmont House to Us Works
USA Home Buyers buys houses in Fairmont and Marion County. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
You can start with the address and what you know about the property. Call 888-274-5006 or use the form to begin.
We give written cash offers in 24 hours.
Start with the address and what you know about the house.
We'll give you a written cash offer within 24 hours.
From first conversation to settlement
The sale, step by step
Step 1: Start with what you know about the house
Share the Fairmont address, condition, occupancy, access, and timing you have in mind. You can start the conversation before every property question is settled. If an estate, payoff, lien, tax account, tenant, or court notice is part of the situation, tell us what you know; the remaining details can be checked as the sale moves forward.
Step 2: Talk through the property and get written terms
We review the house as it sits and discuss the facts that affect a sale. We give written cash offers in 24 hours. Before you decide, you can read the price, responsibilities, possession, timing, costs, and property-specific terms. Written offer and written terms before you commit; title-company closing.
Step 3: Check title, payoffs, liens, and signing authority
If you choose to move forward, the title company checks the deed, who can sign, mortgage payoffs, liens, taxes, and the documents needed for settlement. A mortgage payoff is the amount needed to satisfy the loan. A lien is a claim for money against the property; any payoff that applies is shown among the settlement figures. If an estate or court matter affects who can sign, the title company checks the documents needed for this sale.
Step 4: Review the settlement sheet and close
The settlement sheet shows the sale price, payoffs, liens, taxes, other costs, and the amount scheduled for disbursement. We always review the settlement sheet with you and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers. You're going to get a fair price and not have to do anything. Just show up at settlement.
Cash Offer or EZ Sale: compare the written numbers
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | None |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | Written offer and written terms before you commit; title-company closing. | Written offer and written terms before you commit; title-company closing. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Fairmont calculator →
Questions about the two options? Call 888-274-5006.
Fairmont and Marion County details
Local records can help answer title and estate questions
Fairmont is in Marion County. The Marion County Clerk ↗ provides county clerk and records information, and the West Virginia Judiciary's Marion County page ↗ is a starting point for court questions. If an estate, recorded document, or court matter affects who can sign, the title company checks the records and documents needed for this sale. Those public pages do not replace the title review for a particular house.
Before settlement
Check the settlement figures and West Virginia transfer taxes
Read the settlement sheet for the sale price, mortgage and other payoffs, liens, taxes, costs, and the amount scheduled for disbursement. Ask the title company about any line you do not recognize.
West Virginia charges a real estate transfer excise tax when title is transferred. The first county excise tax is $1.10 per $500 of value. An additional county excise tax of $0.55 per $500 applies, and a county commission may raise it to as much as $1.65. Each $500 or fraction counts, and value includes liens the buyer takes over. The applicable county rate affects the amount, so ask the title company to confirm the figure for this Marion County sale.
When you sell to us, we pay the closing costs, including the West Virginia real estate transfer excise tax and the additional county excise tax. This does not pay your mortgage, liens, back taxes, or your share of current property taxes; those are separate settlement figures.
Read the West Virginia transfer-tax statute ↗ and its definitions and exclusions ↗ for the legal details.
When things get difficult
We stay with the process
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Questions and next steps
Fairmont sale-process questions
Can I start before I know all the property details?
Yes. Start with the Fairmont address and what you know about the condition, occupancy, access, and timing. You can raise unanswered title, payoff, lien, tax, estate, or tenant questions as the conversation continues.
When will I get a written cash offer?
We'll give you a written cash offer within 24 hours. You can review the written offer and terms before deciding whether to proceed.
Who checks the title and final settlement figures?
The title company checks the deed, who can sign, mortgage payoffs, liens, taxes, and the documents needed for settlement. It confirms the final numbers on the settlement sheet.
Read about the situation that fits your house
To talk about a Fairmont house, call 888-274-5006 or start with the property form. You can ask questions before every property detail is settled.