Marion County Clerk ↗
Use the official county page to reach the Marion County Clerk and find the right county-office contact for a records question.
Fairmont, West Virginia · Marion County
Can I sell my Fairmont house with back taxes or liens?
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.
Yes. USA Home Buyers buys houses as-is in Fairmont and Marion County, WV. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. The current payoff, tax balance, and any sale notice still need to be checked for the property.
Call 888-274-5006 to talk about the house, even if you do not have every record yet.
Talk through your Fairmont lien or tax question
Share the property address and what you know about the tax account, lien, payoff, or notice. You can start with what you have and call before gathering the rest.
We give written cash offers in 24 hours.
Tell us the address and what you know about the notice, payoff, creditor, or tax account.
We'll give you a written cash offer within 24 hours.
Prefer to call? 888-274-5006.
How payoffs work
When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.
The creditor or tax office confirms the current balance and payoff instructions. The title company checks the property records and works with the relevant parties on the amounts and releases that belong in the closing figures. Those payoffs come from the sale proceeds; they are separate from our payment of the closing costs described below.
Records help, but you can call before you have everything
Bring whatever you have: a tax bill or delinquency notice, payoff statement, lien or court paper, creditor name, case or parcel number, deed, assessment record, or tax-sale notice. A property record or assessed value is not the same as the current amount owed. The creditor or tax office named in the notice confirms its balance; the title company checks recorded claims and closing payoffs. You do not need to sort out the records before calling us.
If the payoff is the problem
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
What happens next
1. Talk about the property and what you know
Start with the Fairmont address and the lien, tax balance, or notice that concerns you. You can call before you have every document or have confirmed the payoff.
2. Review the house and written terms
We review the house as it stands and give you a written offer and written terms before you commit. Read how the sale price, payoff treatment, and closing terms compare with your other options.
3. Confirm title and payoff details
The title company checks ownership and recorded claims for the transaction. The creditor or tax office confirms its current balance and instructions; the title company uses those details to prepare the settlement figures.
4. Review the closing figures and close
The closing figures show the sale price, confirmed payoffs, taxes, and amount left after the items charged in the transaction. The sale closes through a title company.
Marion County records, tax sales, and transfer taxes
Marion County Assessor: property record cards and GIS ↗
Use the Assessor's official property-record and GIS page for parcel-record questions. A property record is not a current creditor payoff or tax balance.
West Virginia Judiciary: Marion County information ↗
Use the Judiciary's county information page for Marion County court contacts. For a deadline or case status, follow the notice and check with the court handling that matter.
West Virginia tax sales are separate from mortgage foreclosure
West Virginia has a statutory process for selling tax liens on delinquent property. That tax-sale process is different from a lender's mortgage foreclosure, which follows its own notices and dates. If you receive a tax-sale or mortgage-sale notice, use the date and instructions on that notice and contact the office or court named in it; one process does not tell you the deadline for the other.
Read West Virginia Code Chapter 11A, Article 3 on tax-lien sales →·Fairmont mortgage-foreclosure questions →
West Virginia real estate transfer excise taxes
The state excise tax is $1.10 for each $500 or fraction of value. An additional county excise tax starts at $0.55 per $500; a county commission may raise that additional tax to as much as $1.65 per $500. The taxable value includes liens the buyer takes over. The county clerk also collects a $20 Affordable Housing Fund fee before recording. The law places payment of the excise tax on the seller unless the buyer accepts the deed without the tax paid. Confirm the rate and settlement figures for the property with the closing company.
When you sell to us, we pay the closing costs, including the West Virginia real estate transfer excise tax and the additional county excise tax. This does not pay your mortgage, liens, back taxes, or share of current property taxes; those are separate items in the settlement.
W. Va. Code § 11-22-2: excise-tax rates and recording fee →·§ 11-22-1: taxable value and exclusions →
Compare possible net proceeds
Use the Fairmont home-sale net proceeds calculator with your own estimates for value, mortgage payoff, liens or taxes, repairs, cleanout, and other costs. Just an estimate — the actual number could be more or less depending on the home's condition.
What sellers say about USA Home Buyers
Here's what sellers have said about working with us.
“Howard worked at Home Savings Bank for twenty-eight years. When he retired, we talked about downsizing for two years before we actually did it. The property tax on our Canfield Road house was $3,800 a year, and with both of us on fixed incomes that added up. USA Home Buyers closed in seven days. We're in a smaller place in Boardman with half the maintenance.”
“I got behind on payments after losing my warehouse job. The lender filed in Mahoning County Common Pleas Court and I didn't know what to do. USA Home Buyers explained the Ohio judicial foreclosure timeline, made a written offer the next morning, and we closed before the case moved to summary judgment. I walked away with money instead of losing everything.”
“The house on Michigan Avenue had been in Clara's family since 1951. When the waterline under the street broke, water backed up through the foundation and we had standing water in the basement for four days. Mold, foundation damage, HVAC destroyed. We're both past seventy and we couldn't put $40,000 into a house we'd been thinking about leaving anyway. Closed in ten days.”
Fairmont property liens and back taxes questions
Can I sell a Fairmont house with back taxes or liens before paying them?
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. Your current balances and payoff instructions still need to be confirmed for the property.
What records should I have when I call?
Start with the Fairmont property address and whatever you have: a tax bill or notice, lien or payoff statement, creditor or case number, parcel number, deed, or tax-sale notice. You can call before you have everything.
Are a West Virginia tax sale and mortgage foreclosure the same process?
No. West Virginia has a statutory tax-lien sale process for delinquent property taxes. A lender mortgage foreclosure follows a separate process and its own notice and dates. Read the notice you received and check the process named there; the Fairmont foreclosure page covers mortgage-sale questions.
What West Virginia transfer taxes may apply when a house sells?
The state excise tax is $1.10 for each $500 or fraction of value. An additional county excise tax starts at $0.55 per $500 and may be raised by the county commission to as much as $1.65 per $500. The county clerk also collects a $20 Affordable Housing Fund fee before recording. The closing figures show the rate and costs for the specific sale.
What happens after I contact you?
We talk about the house and the records you have, review the proposed written offer and terms before you decide, and work with the title company and the relevant creditor or tax office to confirm recorded claims, current payoffs, and settlement figures for closing.
Talk through the property
Call 888-274-5006 or use the form above. Start with the Fairmont address and the tax or lien information you have.