Fayetteville, Tennessee · Lincoln County
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.
Yes. USA Home Buyers buys houses in Fayetteville and Lincoln County, Tennessee. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Tell us what you know about the property and the lien or tax notice. You can call before you have every record or payoff figure.
Call 888-274-5006 to talk through the house or ask for a cash offer.
Share the address and what you know about the lien, tax balance, or notice.
How payoffs work
When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.
A mortgage balance, lien, back taxes, and your share of current property taxes are separate settlement items. The title company works with the lender, creditor, or tax office to confirm current payoff amounts and instructions; those amounts are not the closing costs we pay.
Records and next step
A recent tax bill or notice, parcel number, lien or court paper, mortgage statement, creditor name, payoff letter, or notice with a date can help identify what needs to be checked. The creditor or tax office confirms its current balance; the title company checks ownership and recorded claims for the sale.
You do not need every document before calling. Tell us the Fayetteville or Lincoln County property address and what is making the sale difficult.
Call 888-274-5006 to talk through what you have.
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
What happens next
Share the address, what you know about the payoff or tax issue, and any date that concerns you. You can start with the information you have.
We look at the house as-is and give you a written offer and written terms before you commit. Review the price, payoff treatment, and closing details before deciding.
If you choose to proceed, the title company checks ownership and recorded claims. The lender, creditor, or tax office confirms its current payoff and release instructions for the settlement figures.
The title company prepares the final figures and handles closing. You get a written offer and written terms before you commit, and we close through a title company.
Fayetteville and Lincoln County
A notice about delinquent property taxes or a tax sale is separate from a lender's mortgage-foreclosure notice. Each has its own current status and dates. Follow the notice for the matter it names and ask the office or creditor listed there to confirm the balance and any deadline. The Lincoln County official website is a starting point for county office information.
Tennessee charges a realty transfer tax when the deed is recorded. The rate is 37 cents for each $100 of the price paid or the property's value, whichever is greater. For example, if both the sale price and property value are $100,000, the tax is $370. By law, the buyer pays it. The buyer must state the price or value under oath on the deed, and the county Register of Deeds collects the tax for the state. This is a state tax, not a separate Fayetteville or Lincoln County transfer tax. Some transfers are exempt, including certain transfers between spouses, divorce settlements, an executor's deed carrying out a will, and transfers into or out of a revocable living trust.
When you sell to us, we pay the closing costs, including Tennessee's realty transfer tax. Your mortgage, liens, back taxes, and share of current property taxes are separate.
Compare your estimated sale with mortgage payoff, liens or back taxes, repairs, and other costs. Change the figures to fit your house; the title company confirms the actual payoff and settlement amounts.
Open the Fayetteville home-sale net proceeds calculator →“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Yes. When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. The title company and the lender, creditor, or tax office confirm the current payoff and instructions for the sale.
The lender, creditor, or tax office confirms its current balance and payoff or release instructions. The title company checks ownership and recorded claims for the sale.
The property address and whatever you already have can help: a tax bill or notice, parcel number, lien or court paper, mortgage statement, payoff letter, creditor information, or notice with a date. You can call before you have everything.
No. A property-tax sale and a lender’s mortgage foreclosure are separate matters. We can talk through the notice and the next step with you.
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
Tennessee charges realty transfer tax when the deed is recorded: 37 cents for each $100 of the higher of the price paid or the property's value. By law, the buyer pays it, and the county Register of Deeds collects it for the state. When you sell to us, we pay the closing costs, including Tennessee's realty transfer tax. Your mortgage, liens, back taxes, and share of current property taxes are separate.
We talk through the house and the information you have, review it as-is, and give you a written offer and written terms before you commit. If you choose to proceed, the title company and the relevant lender, creditor, or tax office confirm the current payoff and settlement details for closing.
Start with the address and the notice or payoff information you have. Call 888-274-5006 or use the form above to ask about a cash offer.