What we take on
A fire can leave damage, smoke cleanup, and debris to deal with. You do not have to clean out the house, arrange repairs, or haul debris before asking us to buy it. Tell us what happened and what you know about the property; we buy fire-damaged houses exactly as they stand.
If the structure may be unsafe or officials or utility personnel have restricted access, stay out and follow their directions. Check what permits apply before starting repair work.
You keep your insurance proceeds
We buy the house exactly as it stands, and you keep your insurance proceeds.
Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
What happens next
Tell us about the damage, access, and timing. We discuss the property with you and give you a written cash offer within 24 hours. You can review the written terms before deciding whether to proceed.
Written offer and written terms before you commit; title-company closing.
When you sell to us, we pay the closing costs, including Alabama's deed tax. Your mortgage, liens, back taxes, and share of current property taxes are separate.
Florence building safety, repairs, and permits
If the house may be unsafe, stay out and follow directions from fire or building officials and utility personnel. The Florence Building Department is a local contact route for building permits, inspections, and property-maintenance or code questions. Confirm which office serves the actual address and what requirements apply to the work you are considering; a contact route is not a parcel-specific determination.
City of Florence Building Department110 West College Street, Suite 216, Florence, AL 35630
(256) 760-6325
See the Florence Building Department and the City's permits information. If the property is outside Florence city limits, confirm the responsible office before relying on City guidance.
Compare rebuilding with selling as-is
Put contractor estimates, cleanup and debris costs, any permits officials say apply, and the time and carrying costs of rebuilding beside the written sale terms. Ask your insurer and mortgage servicer how their requirements apply to your own claim and loan.
The Florence calculator can help compare possible sale proceeds using the assumptions you enter. Its result is an estimate, not an offer for your particular property.
Compare estimated Florence sale proceeds with the calculator →Testimonials are real, from our transactions, verified and approved by our attorneys. Reviews shown below keep their actual location labels.
What sellers say about USA Home Buyers
Questions about selling a fire-damaged Florence house
Can I sell a fire-damaged house in Florence, Alabama?
Yes. USA Home Buyers buys fire-damaged houses as-is in Florence and Lauderdale County, Alabama. We buy the house exactly as it stands — no cleanup, no repairs, no hauling debris.
Do I have to clean, repair, or haul debris before selling?
No. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris. You can tell us what happened and what remains at the property.
Who keeps the insurance proceeds, and what about my mortgage?
We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
Can I enter the house or start repairs after a fire?
If the structure may be unsafe, stay out and follow directions from fire or building officials and utility personnel responsible for the property. For a Florence property, ask the Building Department which office serves the address and what permits apply to planned work.
What happens after I ask about an offer?
Tell us about the damage, safe access, and your timing. We'll give you a written cash offer within 24 hours. You receive written offer and written terms before you commit; title-company closing.
Who pays closing costs when I sell to USA Home Buyers?
When you sell to us, we pay the closing costs, including Alabama's deed tax. Your mortgage, liens, back taxes, and share of current property taxes are separate.
Talk with us about the house
Call 888-274-5006 or use the form to describe the damage and ask for a cash offer.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the address and what you know about the house.