Inherited
You stop paying for a house and get a fair price.
Sell Your House Fast in Florence, AL — Cash Offer in 24 Hours
We buy houses as-is in Florence and Lauderdale County, Alabama, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
You're going to get a fair price and not have to do anything. Just show up at settlement.
We give written cash offers in 24 hours. You get written terms before you commit, and closing is through a title company.
Call 888-274-5006 to talk through the property.
Hablamos Español
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the address, condition, and what is making the sale difficult.
Hablamos Español
Estimate what you could keep from a Florence sale
Florence, AL illustrative estimate
Florence, AL illustrative home sale net proceeds estimate
The sale price is only the starting point. What matters is what you keep after your payoff, repairs, fees, and other costs come out. That's your net proceeds.
Start with your best estimate of what your house is worth. You can change the value and every cost below. Adjust anything you know, including your payoff, repair or credit risk, cleanout cost, agent commission, and how long you expect to carry the property.
Starting-value basis: Illustrative starting home value for Florence, AL: $216,557. Editable planning estimate, not an appraisal.
See what you'd actually walk away with.
Your starting home-value estimate may come from a public source when one is available. You can edit that estimate and each cost input above; your property's actual value and closing costs may differ.
Choose the condition that best fits your home, then update the value, mortgage payoff, and cost inputs with what you know. The local-cost input is an editable cost reserve, not a verified local tax rate.
Three simple steps
1
Tell us about your house
Share the address, what needs work and who lives there. Tell us when we can see it and when you want to sell.
2
Get your offer
We give written cash offers in 24 hours.
3
Close
Written offer and written terms before you commit; title-company closing.
Choose the question closest to yours
Selling a Florence house when something has made it harder
Foreclosure
Our agreement of sale will often get a foreclosure sale postponed so we can close. Signing alone doesn't postpone it automatically; we use the agreement to ask for the postponement, and it works more often than people think.
Fire damage
You keep the insurance money and don't have to worry about the house anymore — we'll take care of it.
Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
Liens and back taxes
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.
Tenants
You're done — no turnover, no repairs, no more bad tenants.
Code violations
The fines don't stop while you think about it. They pile up, they add new ones, and every month takes another bite out of what the property is worth to you. We can buy it quickly, violations and all, so you stop the bleeding and keep your equity.
Divorce
You only have to agree on one thing — the price. After that we handle the rest, so there's nothing to argue about over repairs, contractors, showings, or who pays for what.
Cash Offer or EZ Sale: compare the written numbers
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | None |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | Written offer and written terms before you commit; title-company closing. | Written offer and written terms before you commit; title-company closing. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Florence calculator →
Questions about the two options? Call 888-274-5006.
Alabama selling costs: the deed tax and recording fees
Alabama charges 50 cents for each $500 of taxable value, or any part of $500, when a deed is recorded. The deed needs proof of the actual price or value. Without proof, the Probate Office uses the latest tax assessment, and penalties can apply. A mortgage or vendor's lien may reduce taxable value when Alabama mortgage tax has been paid on it; the closing attorney confirms the eligible amount. Deed tax and recording fees are due before recording, and some deeds are exempt. The Lauderdale County recording-cost page has an older effective date, so confirm current recording charges with the County rather than relying on that posted schedule. Read Alabama Code § 40-22-1 → Alabama Department of Revenue recordation-tax information →
For example, on a $100,000 taxable value, 200 $500 units at 50 cents each equal $100 in deed tax. When you sell to us, we pay the closing costs, including Alabama's deed tax. Your mortgage, liens, back taxes, and share of current property taxes are separate.
What Florence sellers should know
Check the city boundary by address
The incorporated City of Florence is in Lauderdale County. The Shoals area also includes Tuscumbia, Muscle Shoals, and Sheffield as separate cities. A mailing address or nearby city name does not settle which municipal office handles a property question; check the parcel address and boundary before relying on a permit or local requirement.
University of North Alabama: the four-city Shoals area → Census TIGERweb incorporated-place records → Census county-boundary records →
Historic districts and exterior work
Florence's public mapping portal lists a Historic Districts layer and says the map is updated as changes occur. Use it to orient yourself, then ask the City about the exact address and proposed exterior work. The map alone does not establish that a particular house is designated or inside a district.
Florence online mapping portal → Urban Planning → City boards and commissions →
Permits, inspections, or a City notice
Florence's permit page describes new-home permit jurisdiction inside the city limits and within a three-mile planning area outside them, and separately lists places where the City does not issue permits or perform inspections. That is not a blanket resale-inspection rule, and a mailing address does not identify the office for a parcel. If you have a permit question or a vacant-property notice, ask the City about the address, notice, and deadline; its blight-process explainer and Property Maintenance Board of Appeals are starting points, not a ruling on your case.
Florence permits and jurisdiction information → Building Department → City blight-removal process → Property Maintenance Board of Appeals →
What sellers say about USA Home Buyers
Florence is a market we serve.
We've helped homeowners in just about every situation you can imagine — thousands of times. When you're working with someone, you want to know they've seen it before. We have.
About USA Home Buyers
Experience and reach
Our founder bought his first property in 2004 — more than 20 years of buying houses.
We've helped homeowners in just about every situation you can imagine — thousands of times. When you're working with someone, you want to know they've seen it before. We have.
We buy nationwide and focus on the country's most promising markets — not tied to one region, so we don't get stuck when a local market turns.
Your offer and closing
We give written cash offers in 24 hours.
Written offer and written terms before you commit; title-company closing.
We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Cash Offer and EZ Sale
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Read our Google reviews
Useful Florence and Lauderdale County offices
Lauderdale County Probate Office
County probate-court contact routes and recording instructions. Ask the office which County desk handles a particular filing and confirm current recording fees; the posted schedule has an older effective date.
Official Probate Office information → Recording instructions and costs →
Lauderdale County Revenue Commissioner
Property-tax assessment and collection information, including online tax-record routes. Confirm a parcel’s tax status with the County.
Florence Building Department
Building-permit and inspection questions. Give the City the property address because permit jurisdiction and exceptions are address-specific.
Official Building Department information → City permits page →
Florence Planning and Community Development
Start here for the City's public mapping portal, municipal-boundary and historic-district layers, and planning contacts. Confirm what applies to the exact parcel with City staff.
Questions about selling a house in Florence
Can I sell a Florence house without fixing it first?
Yes. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Tell us about the house and compare the written terms with the work and timing of another sale path.
When will I get a written cash offer for my Florence house?
We give written cash offers in 24 hours. You get written terms before you commit, and closing is through a title company.
How much is Alabama's deed tax on a house sale?
Alabama charges 50 cents for each $500 of taxable value, or any part of $500. A $100,000 taxable value means 200 $500 units and $100 in deed tax. The taxable amount may be reduced by a mortgage or vendor's lien on which Alabama mortgage tax has been paid; the closing attorney confirms that amount. When you sell to us, we pay the closing costs, including Alabama's deed tax. Your mortgage, liens, back taxes, and share of current property taxes are separate.
Does a Florence mailing address prove the house is inside Florence city limits?
No. The City and Census maps are useful starting points, but a mailing address alone does not establish the parcel’s municipal boundary or which office serves it. Check the exact property address with Florence and Lauderdale County.
Does every Florence home sale require a City inspection or Certificate of Occupancy?
The City permit pages describe building permits and inspections, including new-home and new-occupancy contexts; they do not establish a blanket inspection or Certificate of Occupancy requirement for every resale. Ask the City Building Department about the specific address and work involved.
How can I check whether exterior work may involve a historic district?
Florence’s online mapping portal lists a Historic Districts layer and says it is updated as changes occur. Check the address and proposed work with the City’s planning staff or Historic Preservation Commission; the map is an orientation tool, not an address-specific designation ruling.
Who should I contact about Lauderdale County property taxes or deed records?
The Lauderdale County Revenue Commissioner handles property-tax assessment and collection information. The Probate Office publishes probate-court and recording information. Contact the County directly to confirm which office handles a particular record or instrument and the current recording charges.
Tell us about your Florence house
Share the address, condition, who is living there, and what you need to know. Call 888-274-5006 if you would rather talk first.
Hablamos Español
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the address and what is making the sale difficult.
Hablamos Español
Nearby places and Alabama market pages
Florence, Tuscumbia, Muscle Shoals, and Sheffield make up the four-city Shoals area; the other three are separate incorporated cities, not Florence neighborhoods. If you are looking elsewhere in Alabama, see the Huntsville market page.
Florence market reportFlorence areas and neighborhoodsFlorence seller resourcesFlorence seller FAQFlorence seller guideAs-is sale options in FlorenceHow the Florence sale process worksFlorence net-proceeds calculatorFlorence seller reviewsAbout USA Home Buyers in Florence