Sell without cleanup, repairs, or hauling debris
We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris. You do not have to clean out the house, arrange repairs, or haul away debris before selling to us.
Tell us what you know about the damage and any limits on safe access. Do not go inside to gather details if the property may be unsafe or entry is restricted.
Your insurance proceeds and mortgage requirements
We buy the house exactly as it stands, and you keep the insurance proceeds paid to you after any applicable Borough fire-escrow transfer.
Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
Forest City Borough’s ordinance list identifies Ordinance No. 432 as “Fire Insurance Loss Claims.” Under Pennsylvania’s fire-loss law, a municipality that adopts this process can direct the insurer to put a calculated part of some large fire claims — losses at least 60% of the combined limits on the fire policies — in a separate fund for repair, removal, or securing costs. If the process applies, some claim money may go to the Borough first; the unused balance is returned after required proof and any Borough costs are resolved. Confirm whether this applies to your claim with your insurer and mortgage servicer.
What happens next
- Tell us what happened, what damage you know about, and any limits on safe access.
- We discuss the property and give you a written cash offer within 24 hours.
- You receive written offer terms before you commit. If you choose to proceed, a title company handles closing.
Forest City Borough contact for local questions
Do not enter a structure that may be unsafe or if officials have restricted access. For planned repairs or demolition, Forest City Borough says permits are required for many projects; its permit page explains how to reach its inspection providers.
- Borough of Forest City code enforcement →
- Borough building and demolition permits →
- Borough Office contact information → — 535 Main Street, Forest City, PA 18421; (570) 785-3326. The Borough directory lists this as a general office contact and separately lists code enforcement.
Compare rebuilding with selling as-is
Compare the likely repair scope, debris removal, permit needs, and time and cost of keeping the property with written sale terms for selling as-is.
Use the calculator to compare estimated sale proceeds with your own assumptions while you weigh rebuilding against selling. It is for planning, not estimating fire repairs or an insurance payment.
Compare Forest City sale options with the home-sale net proceeds calculator →
Read customer reviews
These are company-wide Google reviews, not Forest City-specific or fire-damage case studies.
Questions about selling a fire-damaged Forest City house
Can I sell a fire-damaged house in Forest City, PA?
Yes. USA Home Buyers buys houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us — in Forest City Borough and Susquehanna County, Pennsylvania. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
Do I need to clean, repair, or haul debris before selling?
No. You do not have to clean out the house, repair fire damage, or haul debris before selling to us. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
Do I keep the insurance proceeds, and what about my mortgage?
We buy the house exactly as it stands, and you keep the insurance proceeds paid to you after any applicable Borough fire-escrow transfer. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer. Forest City Borough’s ordinance list identifies Ordinance No. 432 as “Fire Insurance Loss Claims” and lists a 2023 resolution establishing a fire-escrow account. Pennsylvania law lets a municipality that adopts this process direct the insurer to place a calculated part of certain large fire claims — losses at least 60% of the combined limits on the fire policies — in a separate fund to secure repair, removal, or securing costs. If the process applies, some claim money may go to the Borough first instead of directly to you; the unused balance is returned after required proof and any Borough costs are resolved.
Can I enter the house or start work after a fire?
Do not enter a structure that may be unsafe or if officials have restricted access. Follow directions from the fire or building officials and utility responsible for the property. Before repairs, demolition, or other building work, ask the officials responsible for the address whether permits or inspections apply.
What happens after I tell you about the damage?
Tell us what happened, what damage you know about, and any access limits. We give you a written cash offer within 24 hours and provide written terms before you commit. If you choose to proceed, a title company handles closing.
How should I compare rebuilding with selling as-is?
Compare a written repair or rebuilding scope, contractor estimates, debris and permit steps that apply to the planned work, the time and cost of keeping the property, your insurer and mortgage servicer’s instructions, and written sale terms. The calculator can compare estimated sale proceeds using your assumptions; it is not a fire-repair estimate or an insurance-payment estimate.
Talk with us about the fire-damaged house
Call USA Home Buyers at 888-274-5006 or share the property details through the form.
We give written cash offers in 24 hours.
Tell us what happened and what you know about the damage and access.
