What we take on
A fire can leave damage, smoke cleanup, and debris to deal with. You do not have to clean out the house, arrange repairs, or haul debris before selling to us. We buy the property as it stands, including fire damage.
If officials have restricted entry or work, follow their directions. Do not enter a structure that may be unsafe. You do not need to take on cleanup or repairs before asking us about a sale.
You keep your insurance proceeds
We buy the house exactly as it stands, and you keep your insurance proceeds.
Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
What happens next
- Tell us about the damage, safe access, and any timing concerns.
- We discuss the property with you and give you a written cash offer within 24 hours.
- Written offer and written terms before you commit; title-company closing.
When you sell to us, we pay the closing costs. Your mortgage balance, liens, back taxes, and share of current property taxes are separate.
Fort Worth building safety, repairs, and permits
Keep any fire report, insurance correspondence, safe-access directions, photos taken from a safe place, contractor estimates, and city notices you already have. You can call us before you have every record. If the house may be unsafe, stay out and follow directions from emergency responders and the building official for that address.
For a property inside Fort Worth city limits, the City's Development Services, permits, and inspections pages are starting points for building-work questions. Ask about the actual address and planned work; these pages do not confirm a specific property's safety, permit, or inspection status.
- Fort Worth Development Services ↗
- Fort Worth permits ↗
- Fort Worth inspections ↗
- Fort Worth Code Compliance ↗
Fort Worth city intersects Tarrant, Denton, Johnson, Parker, and Wise Counties, but that citywide list does not identify the county or municipality for a particular address. Confirm the address before relying on a city or county office. If the house is outside Fort Worth city limits, contact the municipality that serves it. For a separate notice question, see our Fort Worth code-violations page.
Compare rebuilding with selling as-is
Put contractor estimates, cleanup or debris costs, permits or inspections that apply to planned work, and the time and carrying costs of rebuilding beside the written terms for an as-is sale. Keep your insurer's claim instructions and your mortgage servicer's requirements in view; do not assume a particular insurance payout.
The calculator compares estimated sale proceeds using the assumptions you enter. It can help with a sale-versus-listing comparison, but it does not set a property offer, insurance payout, or reconstruction cost.
Compare Fort Worth sale estimates with the net-proceeds calculator →Testimonials are real, from our transactions, verified and approved by our attorneys. Each seller's location is shown with their review.
What sellers say about USA Home Buyers
Questions about selling a fire-damaged house
Can I sell a fire-damaged house in Fort Worth, TX?
Yes. USA Home Buyers buys fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris. We buy houses as-is in Fort Worth and Tarrant, Denton, Johnson, Parker, and Wise Counties.
Who keeps the insurance proceeds, and what about my mortgage?
We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
Do I need to clean up, repair, or haul debris before selling?
No. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris. You can ask about a sale before taking on cleanup or repair work.
Can I enter the house or start repairs after a fire?
Do not enter a structure that may be unsafe. Follow directions from emergency responders and the building official for the actual property. Before starting repair or demolition work, ask the relevant local office what permits or inspections apply.
What happens after I ask for a cash offer?
Tell us about the damage and any access limits you know about. We'll give you a written cash offer within 24 hours. Written offer and written terms before you commit; title-company closing.
How should I compare rebuilding with selling as-is?
Compare contractor estimates, cleanup or debris costs, any permits or inspections that apply to planned work, and the time and carrying costs of rebuilding with the written sale terms. Keep your insurer and mortgage servicer’s requirements in view. The Fort Worth calculator estimates sale proceeds using planning assumptions; it does not determine an insurance payout or rebuilding cost.
Talk through a Fort Worth fire-damage sale
Call 888-274-5006 or share what happened in the form. You can ask about a sale before arranging cleanup or repairs.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the Fort Worth address, what was damaged, and any access limits you know about.
