How we help you work toward closing
We buy houses as-is in Fort Worth and Tarrant, Denton, Johnson, Parker, and Wise Counties. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. We give you a written offer and written terms before you commit. If you decide to proceed, a title company handles the closing.
When you sell to us, we pay the closing costs. Your mortgage, liens, back taxes and share of current property taxes are separate.
You don't need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront.
If a trustee's sale is scheduled, tell us the date right away so we can try to close before it.
Which sale is involved?
Mortgage foreclosure: a trustee's sale
In Texas, a lender usually forecloses without filing a court case. A trustee or substitute trustee conducts the nonjudicial sale. For a property used as your residence, the loan servicer must first send written notice of default by certified mail and give you at least 20 days to catch up before a sale can be noticed. Then, at least 21 days before the sale, the notice of sale must be posted at the courthouse, filed with the county clerk, and sent by certified mail to each borrower.
The public auction is usually on the first Tuesday of the month between 10 a.m. and 4 p.m., at the county courthouse. It must start no later than three hours after the time stated in the notice. Some foreclosures go through court instead and follow different steps. Read the notice for the property’s actual date, location, and time.
Property-tax sale: separate notices and dates
A sale over delinquent property taxes is not the lender’s mortgage trustee sale. The notices and deadlines are separate; do not use the mortgage foreclosure timeline to work out a tax-sale date. Follow the tax-case papers and contact the court or county office named there to confirm the current status.
If the payoff is the problem
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
Ask your lender for a current payoff. The title company can review the payoff, liens, and expected sale figures for the property; what a lender will accept depends on that lender and transaction.
What happens next
- Call us or send the property address and any sale notice you have.
- We review the house and give you a written cash offer and written terms before you commit.
- A title company checks title, the mortgage payoff, recorded liens, and closing figures.
- If you choose to proceed, we work toward closing before the trustee's sale when the required steps can be completed in time. Keep confirming the current sale date with the trustee and lender.
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Fort Worth-area county records and tax contacts
The Fort Worth city boundary intersects Tarrant, Denton, Johnson, Parker, and Wise Counties. Confirm which county contains the property before using a county office or sale notice. Texas foreclosure sale notices are filed with the county clerk; that filing route is not a live trustee-sale calendar, so use the date and contact details on your own notice.
For a property in Tarrant County, the County Clerk’s real-estate records page is the local records route. For property-tax account questions in Tarrant County, contact the Tax Assessor-Collector. For other county office links, see the Fort Worth-area resources page.
Questions and contact
Call 888-274-5006 or send the property address through the form. You can ask while you are still sorting out the notice or payoff.
Estimate possible sale proceeds with the Fort Worth calculator → Use your own figures; the calculator is a planning estimate, not a property-specific offer or settlement statement.
Testimonials are real, from our transactions, verified and approved by our attorneys. Each review keeps its stated location.
What sellers say about USA Home Buyers
Questions about selling before foreclosure in Fort Worth, TX
Can I sell my Fort Worth house before a trustee sale?
If a trustee's sale is scheduled, tell us the date right away so we can try to close before it. Often, yes, if the sale can close before the foreclosure sale. Confirm the current date with the trustee and lender; a possible offer does not change the date by itself.
What Texas mortgage-foreclosure deadlines should I check?
For a property used as your residence, the servicer must send a written default notice by certified mail and give at least 20 days to catch up before a sale can be noticed. The sale notice must then be posted at the courthouse, filed with the county clerk, and sent by certified mail at least 21 days before the sale. Nonjudicial sales are usually held on the first Tuesday of the month between 10 a.m. and 4 p.m.; the sale must start within three hours after the time stated in the notice. Some foreclosures go through court and follow different steps. Check your own notices and the Texas State Law Library guidance.
Is a property-tax sale the same as a mortgage trustee sale?
No. A property-tax sale concerns delinquent property taxes and is separate from a lender’s mortgage trustee sale. The notices and deadlines are different, so do not use the mortgage 20-day or 21-day notice periods to work out a tax-sale date. Follow the tax-case papers and confirm the date with the court or office named in those papers.
What if my mortgage payoff is more than my Fort Worth house is worth?
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before. Ask the lender for a current payoff so the title company can compare it with the expected sale figures for your property. A lender’s decision depends on the transaction.
What happens after I contact USA Home Buyers?
Tell us the property address and, if one is scheduled, the trustee-sale date. We review the house and give you a written cash offer and written terms before you commit. If you choose to proceed, a title company reviews title and payoff details and handles closing.
Talk through the foreclosure date
Call 888-274-5006 or send the Fort Worth property address and any date on your notice.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the address and the sale notice or payoff question you want to discuss.