Franklin County Clerk ↗
Use the county clerk's official site for county contact lookup. If you are unsure which county office has the record named in your notice, ask where that question should go.
Frankfort, Kentucky · Franklin County
Can I Sell My Frankfort House With Back Taxes or Liens?
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.
Yes, you can talk with us about selling a Frankfort house with liens or back taxes. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. The current amounts still have to be confirmed for the sale.
Call 888-274-5006 to talk through the property.
Talk through your lien or tax question
Share the Frankfort address and whatever you know about the notice, creditor, payoff, or tax account. You can edit the situation before submitting.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Tell us the property address and what you know about the notice, payoff, creditor, or tax account.
Prefer to call? 888-274-5006.
How lien and tax payoffs work
When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.
You don't need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront.
The title company checks ownership and recorded claims and coordinates current payoff information with the creditor or tax office. The creditor or office confirms the amount and instructions that apply to your property; the final settlement statement shows the items used to close.
Records that help
Start with the property address and parcel number if you have it. A tax bill or delinquency notice, mortgage statement, written payoff letter, judgment or lien notice, court paper, and any letter about a sale can help identify the right account and contact. Call before you have everything; you don't need to resolve the record before talking with us.
If the payoff is the problem
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
What happens next
1. Talk about the house
Tell us the Frankfort address, what you know about the lien or tax notice, and what timing concerns you. Start with the information you have; you can call before you collect every document.
2. Review the house and written terms
We review the house as it stands and give you a written cash offer within 24 hours. You receive the written offer and terms before you commit, so you can read them and decide whether to proceed.
3. Check title and payoff information
If you choose to move forward, a title company reviews ownership and recorded claims. The relevant lender, creditor, or tax office confirms current payoff figures and instructions for the settlement.
4. Review the settlement and close
The title company prepares the final settlement figures and handles the closing. Applicable liens and back-tax payoffs are paid from the sale at closing, and the settlement statement shows the transaction amounts.
Written offer and written terms before you commit; title-company closing.
Franklin County offices and Kentucky transfer-tax facts
Frankfort is in Franklin County. Mortgage foreclosure and property-tax sale matters are separate; start with the exact notice and contact the office named on it. The county links below identify public offices for contact or lookup questions. They do not replace a current payoff statement or establish the status of a particular case.
Franklin County Property Valuation Administrator ↗
The county PVA is the contact for property-valuation questions. An assessed value is not the same as a current lien payoff or the amount due to a creditor.
Franklin County Fiscal Court Clerk ↗
Franklin County lists the Fiscal Court Clerk on its public open-records page. Use the county link to identify the office and ask whether it handles the county record you are looking for.
Franklin County Sheriff's Office ↗
This is the county Sheriff's official website. If a notice names the Sheriff's Office, use its contact information to ask about that notice; do not assume that a tax-sale question and a mortgage-foreclosure question follow the same path.
Kentucky real estate transfer tax
Kentucky's real estate transfer tax is 50 cents for each $500 of value or fraction of $500, about 0.1%. The grantor—the seller—owes it, and the county clerk collects it before the deed can be recorded. Some transfers are exempt, and recording fees are separate; ask the title company whether an exemption applies to your sale.
When you sell to us, we pay the closing costs, including the Kentucky real estate transfer tax. This is separate from any mortgage balance, liens, back taxes, and your share of current property taxes; those amounts are handled separately in the sale settlement.
Compare possible net proceeds
Use the Frankfort home-sale net proceeds calculator with your own estimates for value, mortgage payoff, liens or back taxes, repairs, and other costs. Just an estimate — the actual number could be more or less depending on the home's condition.
What sellers say about USA Home Buyers
Frankfort property liens and back taxes questions
Can I sell my Frankfort house with back taxes or liens?
Yes. When you sell to us, you don't have to prepay back taxes or lien payoffs; they are handled from the sale at closing. The title company and the creditor or tax office confirm the current figures for the transaction.
Do I need a payoff statement before I call?
No. Call with the property address and whatever notice, bill, payoff letter, or court paper you have. You can start the conversation before you have every record or balance.
Who checks the lien or back-tax balance?
The title company checks the property records and coordinates current payoff information with the creditor or tax office. That creditor or office confirms its amount and instructions for the specific transaction.
Are a mortgage foreclosure and a property-tax sale the same process?
No. A mortgage foreclosure and a property-tax sale are separate matters. Check the exact notice and contact the office named on it; the Franklin County links on this page can help you find county contacts.
What is Kentucky real estate transfer tax?
Kentucky charges 50 cents for each $500 of value or fraction of $500. The seller, called the grantor, owes it, and the county clerk collects it before the deed is recorded. Some transfers are exempt, so ask the title company whether an exemption applies.
What if the payoff is more than my Frankfort house is worth?
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before. That is an invitation to talk, not a promise that a lender will reduce a particular payoff.
What happens after I contact you?
We talk through the house and the information you have, put the offer and terms in writing before you commit, and work with a title company on the property records and current payoffs. The final settlement statement shows the amounts used to close.
More Frankfort seller resources
Talk through the property
Call 888-274-5006 or use the form above. You can call with the Frankfort address even if you do not have every notice or payoff figure yet.