Can I Sell My House in Foreclosure in Gillette, WY?

How we help with a foreclosure sale

Tell us what notice you received and the date it lists. We review the house as-is, prepare a written offer when it fits, and work toward a title-company closing. Our agreement can be used to ask for more time to close:

Our agreement of sale will often get a foreclosure sale postponed so we can close. Signing alone doesn't postpone it automatically; we use the agreement to ask for the postponement, and it works more often than people think.

Signing does not change the sale date by itself. Keep treating the date in your notice as current unless the lender or the party handling the sale confirms a postponement.

Which sale are you facing?

Wyoming mortgage foreclosure can use a power-of-sale process, meaning the mortgage allows a sale after the required notices without first filing a lawsuit. Written notice of intent is mailed to the owner and any different occupant at least 10 days before newspaper publication begins. The sale notice is published once a week for four consecutive weeks, and a copy is sent by certified mail before publication begins. A sheriff, deputy, or lender may conduct the sale. See the Wyoming mortgage notice, sale, and postponement statutes.

After a mortgage foreclosure sale, owners of nonagricultural property generally have three months to redeem by paying the purchase price, statutory interest, and certain costs; agricultural property can have a 12-month period. The owner generally keeps possession during that period. These are post-sale redemption periods, not an automatic extension to arrange a new sale. Ask a title company or attorney to confirm the deadline and amount for your property under the Wyoming redemption and possession statutes.

A property-tax sale is different from a mortgage foreclosure, and the mortgage notice and redemption periods above are not tax-sale deadlines. Use the dates on your tax-sale notice and confirm them with the office named there. The Campbell County Treasurer is an official local starting point for property-tax questions.

What happens next

1. Call us with the Gillette or Campbell County property address and the notice date. It is fine if you do not yet know the exact payoff.
2. We review the property as-is and give you a written offer and written terms before you commit.
3. If you choose to move forward, a title company works through title and payoff details, including the mortgage, liens, and any back taxes.
4. Our agreement can be used to request postponement of a mortgage foreclosure sale, but the request is not automatic and does not change statutory deadlines by itself.
5. If the sale proceeds and title requirements allow, closing takes place through the title company.

When you sell to us, we pay the closing costs. Your mortgage balance, liens, back taxes, and share of current property taxes are not closing costs and remain separate from that promise.

It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.

Local Campbell County information

• Campbell County Sheriff foreclosure sales — check the official sale information and confirm the current status against your notice.
• Campbell County Clerk — the official county clerk office page.

Your own notice, lender, title company, and qualified attorney can confirm the deadline and amount for your property. Do not rely on a general schedule to override a notice or legal deadline.

Questions and contact

Compare a possible cash sale with a listing using the Gillette home-sale net-proceeds calculator. You can also read about how to evaluate USA Home Buyers and reviews.