Granbury, TX · Hood County / Property liens and back taxes

Can I Sell My Granbury, TX House With Back Taxes or Liens?

When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. Yes. USA Home Buyers buys houses as-is in Granbury and Hood County, Texas, for cash. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.

You can call before you have every notice or payoff statement. Tell us what you know about the house and the lien or tax issue, and we can talk through a cash offer.

We answer 24/7 at 888-274-5006.

Talk through your Granbury lien or tax question

Share the property address and anything you know about the lien, tax account, payoff, or notice. You can start with the records you have.

We give written cash offers in 24 hours.

Tell us the address and what you know about the property, notice, or payoff.

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Prefer to call? 888-274-5006.

How lien and tax payoffs work

When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.

Your lender or lienholder provides the current payoff and release instructions. Hood County Tax Assessor/Collector handles county property-tax billing and collection. The title company works with the creditor or tax office to coordinate payoff details for closing.

Start with the records you have

You can call with just the property address. A tax bill, lien or court notice, mortgage statement, payoff letter, or a notice with a sale date can help us talk through what is happening. You do not need to collect every paper first.

Think the payoff is more than the house is worth?

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

What happens next

  1. 1. Talk through the property and the notice

    Tell us the Granbury address and what is worrying you. If a notice gives a date, share it with us. You can call before you have the complete file.

  2. 2. Review the written offer and terms

    You get a written offer and written terms before you commit, and we close through a title company. Your mortgage, liens, back taxes, and share of current property taxes are separate from closing costs. When you sell to us, we pay the closing costs. No agent commissions when you sell to us. No fees.

  3. 3. Confirm title and payoff details

    The title company checks ownership and recorded claims for the sale. It works with the lender, lienholder, or tax office on current payoff and release details, then prepares the closing figures for review.

  4. 4. Review the closing figures and close

    The closing statement shows the sale price, payoffs, taxes, and other listed costs. You sign the sale papers through the title company. Close as fast as 7 days when title and closing details allow.

Granbury and Hood County offices for tax and lien records

Granbury is in Hood County. The Hood County Tax Assessor/Collector handles county property-tax billing and collection, and the County Clerk keeps recorded property and court records.

Hood County Clerk — Records

The Clerk's Records page links to filing fees, forms, foreclosure information, and historical deed records. Use it to find recorded property documents and county foreclosure records.

Hood County Clerk — Courts

The Clerk's Courts page links to Court Records and a probate and guardianship fee schedule. If a lien or tax notice names a court case, tell us when you call and we can talk through what it means for selling the house.

Tax notices, mortgage foreclosure, and Texas closing facts

A tax-sale notice and mortgage foreclosure are separate

A property-tax sale concerns unpaid property taxes; a mortgage foreclosure concerns the lender's mortgage. They are separate processes with separate notices and dates. Share the notice with us and we can talk through which process it concerns.

For Granbury mortgage-foreclosure questions, see the Granbury foreclosure page and confirm any date with the trustee or office named in the notice.

Texas has no real-estate transfer tax on a full-ownership sale

Texas has no state, county, or city real-estate transfer tax on a sale that conveys full ownership of real property. The deed is signed before a notary and recorded with the County Clerk. Your mortgage, liens, back taxes, and share of current property taxes are separate from closing costs. When you sell to us, we pay the closing costs.

Texas Constitution, Article VIII, Section 29 → · Hood County Clerk — Records →

Compare what may be left after payoffs

Enter your own sale-price estimate, mortgage and lien payoffs, back taxes, repairs, and selling costs to compare possible net proceeds. The calculator is an estimate; the creditor, tax office, and title company confirm the actual payoff and closing figures.

Open the Granbury home-sale net proceeds calculator →

What our sellers say

“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
Alex Pproperty taxes
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
Alice Wforeclosure
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Angela Rmoving

Granbury property-lien and back-tax questions

Can I sell my Granbury house with back taxes or liens before paying them?

When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. Yes. USA Home Buyers buys houses as-is in Granbury and Hood County, Texas. When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing. The current payoff amount and release details are checked with the creditor or tax office and the title company.

Who checks the current lien or property-tax payoff?

Your lender or lienholder provides the current payoff and release instructions. Hood County Tax Assessor/Collector handles county property-tax billing and collection. The title company works with the creditor or tax office to coordinate payoff details for closing.

What should I have ready before I call about a lien or back taxes?

You can call with just the property address. If you have a tax bill, lien or court notice, mortgage statement, payoff letter, or a notice with a sale date, those details can help us understand what is going on. Not sure? Call us — we'll sort it out with you.

Are a property-tax matter and a mortgage foreclosure the same process?

No. A property-tax sale concerns unpaid property taxes; a mortgage foreclosure concerns the lender’s mortgage. They are separate processes with separate notices and dates. Share the notice with us and we can talk through which process it concerns.

What if the payoff is more than my Granbury house is worth?

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

Does Texas charge a real-estate transfer tax when I sell?

Texas has no state, county, or city real-estate transfer tax on a sale that conveys full ownership of real property. The deed is signed before a notary and recorded with the County Clerk. Your mortgage, liens, back taxes, and share of current property taxes are separate from closing costs. When you sell to us, we pay the closing costs.

How do I ask USA Home Buyers for a written cash offer?

Use the form on this page or call 888-274-5006. We'll give you a written cash offer within 24 hours.

Talk through the property

Start with the Granbury address and the tax bill, lien, or notice you have. Use the form above or call 888-274-5006 to ask for a cash offer.

Call Now 888-274-5006