What we take on after a fire
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. You do not have to arrange cleanup, restore the house, or haul away fire debris before selling to us. Tell us what was damaged and what is still in the house so we can discuss it as it stands.
If officials have restricted entry or the house may be unsafe, do not go in. Follow the responsible fire or building official's directions before entering or starting work.
You keep your insurance proceeds
We buy the house exactly as it stands, and you keep your insurance proceeds.
Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
What happens next
- Tell us about the damage, access, and your timing.
- We discuss the property and review it as it stands.
- We give you a written cash offer within 24 hours. You receive written offer and written terms before you commit; closing is through a title company if you choose to proceed.
Hartford fire-safety, repair, and permit contacts
If an official has restricted access, follow that direction. If you are unsure whether the structure is safe, stay out and ask the official responsible for the property before entering or beginning cleanup or repairs. Confirm requirements for the actual property and proposed work.
- Hartford Fire Department Fire Prevention Division — inspections and forms → The Town lists Fire Marshal inspection information and a change-of-use or ownership inspection request. The form itself does not mean every property transfer requires an inspection. Call 802-295-3232 to ask whether a fire-prevention inspection applies to your property. View the inspection request form →
- Hartford Planning & Zoning → The Town says a zoning permit is required before land development and describes certificates of occupancy for approved projects. Ask Planning & Development at 802-295-3075 which permits or approvals, if any, apply to the cleanup, repairs, demolition, or change of use you are considering; the Town's information does not make an inspection a requirement for every sale.
Compare rebuilding with selling as-is
Put written cleanup, repair, debris-removal, and rebuilding estimates beside the written sale terms. Consider the time and costs of the work, carrying costs while you decide, and any requirements your insurer, mortgage servicer, or local officials give you for this property.
When you sell to us, we pay the closing costs, including Vermont's property transfer tax and Clean Water Surcharge. Your mortgage, liens, back taxes, and share of current property taxes are separate.
Use the calculator with your own assumptions to estimate sale proceeds, then compare that estimate with the written rebuilding figures. Just an estimate — the actual number could be more or less depending on the home's condition.
Compare possible Hartford sale proceeds with the calculator →Seller reviews
Testimonials are real, from our transactions, verified and approved by our attorneys.
What sellers say about USA Home Buyers
Questions about selling a fire-damaged Hartford house
Can I sell a fire-damaged house in Hartford, Vermont?
Yes. USA Home Buyers buys houses as-is in the Town of Hartford and Windsor County, Vermont. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
Who keeps the insurance proceeds if I sell?
We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
Can I enter or clean up the house after a fire?
If officials have restricted access, or the house may be unsafe, do not enter. Follow the directions of the fire or building official responsible for the property, and check what cleanup or repair work is allowed before starting.
Does every fire-damaged Hartford house need an inspection or permit to sell?
The Town publishes Fire Marshal inspection information and a change-of-use or ownership inspection request, but the form does not establish that every sale requires an inspection. Hartford says a zoning permit is required before land development; ask the Town which approvals apply to the work and property you have.
What happens after I ask about an offer?
Tell us what happened and what you know about the damage and safe access. We discuss the property with you and give you written offer terms before you commit. If you choose to proceed, closing is through a title company.
How can I compare rebuilding with selling as-is?
Compare written cleanup, repair, debris-removal, and rebuilding estimates with the written sale terms. Consider the time and property costs while work is underway, plus any requirements your insurer, mortgage servicer, or local officials give you. The calculator is an estimate using your inputs, not an insurance payout or contractor quote.
You can call before you have every document gathered. Tell us what you know about the house and the fire, and we can discuss the next step.
Talk through a Hartford fire-damage sale
Call 888-274-5006 or share the address and what you know about the damage using the form.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Send the address and tell us what you know about the fire damage and access.