Hattiesburg, MS › Foreclosure
Can I Sell My Hattiesburg House Before a Foreclosure Sale?
If a foreclosure sale is scheduled, tell us the date right away so we can try to close before it. A sale may still be possible before the scheduled date if the payoff, title work, and closing can be completed in time. Follow the date on your notice unless the trustee confirms a change. USA Home Buyers buys houses as-is in Hattiesburg, Forrest County, and Lamar County, Mississippi. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Call 888-274-5006 any time; we answer 24/7. You can also send the property address through the form.
Call 888-274-5006 — We Answer 24/7How we help you work toward closing
We review the house as-is and give you a written cash offer and written terms before you commit. You can compare the terms before deciding whether to move ahead. If you accept, a title company works through ownership, the mortgage payoff, liens, and the closing requirements. If a foreclosure sale is scheduled, tell us the date right away so we can try to close before it.
When you sell to us, we pay the closing costs. Mortgage payoffs, liens, back taxes, and your share of current property taxes are separate settlement items.
Mortgage foreclosure or property-tax sale?
Most Mississippi deed-of-trust foreclosures proceed without a court lawsuit under Miss. Code Ann. §89-1-55. The trustee posts notice at the courthouse and publishes it for three consecutive weeks; the sale is held at the courthouse door. After a completed nonjudicial sale under this section, there is no right of redemption. Read Mississippi Code §89-1-55 and check the deed of trust, recorded notice, and trustee’s sale record for the dates that apply to the property.
A mortgage foreclosure and a property-tax sale are different processes. Their notices and deadlines are separate, so do not use a mortgage-sale date to work out a tax-sale deadline. Follow the notice for the sale you are facing and contact the county tax office named on it.
If the payoff is the problem
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
What happens next
- Contact us. Call or use the form with the property address and the foreclosure date shown on the notice, if one is scheduled.
- Review written terms. We look at the house as-is and provide written offer terms before you decide.
- Work through title and payoff. A title company checks ownership, mortgage payoff information, liens, and what is needed for closing.
- Work toward closing. Keep following the noticed date unless the trustee confirms a change.
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Forrest and Lamar County offices
Hattiesburg spans Forrest and Lamar counties. The county shown in the property records or sale notice identifies the county office to contact for that property.
- Forrest County Chancery Clerk — public land records; 641 Main Street, Hattiesburg, MS 39401.
- Lamar County Chancery Clerk — public land records; 403 Main Street, Purvis, MS 39475.
- Forrest County Tax Office — property-tax assessment and collection information.
- Lamar County Tax Assessor / Collector — property-tax assessment and collection information.
Questions and contact
Questions about foreclosure in Hattiesburg, MS
Can I sell my Hattiesburg house before a foreclosure sale?
A sale may still be possible before the scheduled date if the payoff, title work, and closing can be completed in time. Keep following the date on your notice unless the trustee confirms a change.
Is a mortgage foreclosure the same as a property-tax sale?
No. A Mississippi deed-of-trust mortgage foreclosure and a sale involving unpaid property taxes are separate matters with separate notices and deadlines. Do not use a mortgage-foreclosure date for a tax sale; follow the notice for the sale you are facing and contact the county office named on it.
What if the payoff is more than my Hattiesburg house is worth?
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
What happens after I contact USA Home Buyers?
We review the house as-is and provide written offer terms before you commit. If you choose to move ahead, a title company reviews ownership, payoff information, liens, and the closing requirements. When you sell to us, we pay the closing costs; mortgage payoffs, liens, back taxes, and your share of current property taxes are separate settlement items.
Estimate possible sale proceeds with the Hattiesburg calculator → This is a planning estimate, not a property-specific offer.
Talk with us about your Hattiesburg house
Call 888-274-5006 or send the property address through the form.
We give written cash offers in 24 hours.
Takes 2 minutes. No obligation.