Hobart, IN · Lake County › Foreclosure

Can I Sell My Hobart House in Foreclosure?

Indiana mortgage foreclosures go through court. You may still have time before the sheriff’s sale. Before the sale, redeeming means paying the full judgment, interest, and costs through the clerk or sheriff, depending on the case stage; paying only overdue installments is not the same thing. A sale needs to close and resolve the debt in time, so check the actual payoff and sale date promptly. Read Indiana Code § 32-29-7-7.

We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.

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We give written cash offers in 24 hours.

Tell us about the Hobart house and the notice or sale date you have.

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How we help you work toward closing

We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.

You get a written offer and written terms before you commit, and we close through a title company. We review the notice, sale date, and payoff details with you and the title company.

When you sell to us, we pay the closing costs. No agent commissions when you sell to us. No fees.

Which sale is involved?

Mortgage foreclosure

This is a court case about the lender’s mortgage and may lead to a sheriff’s sale. Before the sale, Indiana law allows redemption by paying the full judgment, interest, and costs through the clerk or sheriff, depending on the case stage. Paying only overdue installments is not enough.

County tax sale

This is a separate process concerning delinquent property taxes. It has its own notice and deadline, separate from a mortgage foreclosure. We can help you sort out which notice you received.

If the payoff is the problem

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

What happens next

  1. 1. Tell us what is happening

    Call or send the Hobart address and tell us what notice or sale date you have. You can start with what you know.

  2. 2. Review the written terms

    You get a written offer and written terms before you commit, and we close through a title company.

  3. 3. Work through title and payoff

    We work with you and the title company on title, payoff, and closing details.

  4. 4. Work toward closing

    Close as fast as 7 days when title and closing details allow.

It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.

Lake County tax-sale information

Lake County Treasurer handles property-tax searches and provides tax-sale information. Keep a county tax-sale notice and a mortgage sheriff’s-sale date separate; they are different processes with different deadlines.

Lake County Treasurer: 219-755-3760.

Questions and contact

Hobart foreclosure questions

Can I sell my Hobart house before a sheriff’s sale?

Possibly, if the sale can close and resolve the debt in time. Indiana mortgage foreclosures go through court. Before the sheriff’s sale, an owner can redeem the property by paying the full judgment, interest, and costs through the clerk or sheriff, depending on the stage of the case. Paying only overdue installments is not the same thing. Check the actual payoff and sheriff’s-sale date promptly.

Is a county tax sale the same as a mortgage foreclosure?

No. A mortgage foreclosure concerns the lender’s mortgage and goes through court. A county tax sale concerns delinquent property taxes. They have separate notices and deadlines. The Lake County Treasurer provides property-tax and tax-sale information.

What if my mortgage payoff is more than my Hobart house is worth?

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

What do I get before I decide to sell?

You get a written offer and written terms before you commit, and we close through a title company.

How soon can we close?

Close as fast as 7 days when title and closing details allow.

Compare possible sale proceeds with the Hobart home-sale net proceeds calculator.

Not sure? Call us — we’ll sort it out with you. 888-274-5006.

What our sellers say

“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
Alex Pproperty taxes
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
Alice Wforeclosure
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Angela Rmoving

We give written cash offers in 24 hours.

Share the house address and what you know about the notice or payoff.

By submitting, you agree to our Privacy Policy and Terms of Service. You consent to receive calls and texts from USA Home Buyers. We never share your information.

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