Houghton Lake, MI · Roscommon County
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.
Yes. USA Home Buyers buys houses in the Houghton Lake area and throughout Roscommon County, Michigan. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Call 888-274-5006 or use the form to ask about a cash offer.
Share the property address and the notice, payoff, or tax record you have.
How payoffs work
When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.
Mortgage balances, liens, delinquent property taxes, and your share of current property taxes are separate from closing costs. For the sale, the title company requests current payoff and release instructions from the lender, lienholder, or county office.
Records and next step
Start with the property address and whatever you have—a tax bill or delinquency notice, lender payoff statement, lien or court paper, deed, or sale notice. You can call before you have everything. If a notice lists a deadline, mention it when you call.
The Roscommon County Treasurer handles delinquent-property-tax and tax-foreclosure information; the Register of Deeds keeps recorded real-property records. If you sell to us, the title company checks ownership and recorded claims and requests the payoff or release details needed for closing.
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
A lender decides what payoff it will accept. The title company confirms the current amount and instructions for the specific sale.
What happens next
We talk about the house, what you know about the lien or tax balance, and any date on the notice that concerns you.
We discuss the house as it stands and write down the proposed price, responsibilities, payoff treatment, and closing terms before you decide. If you choose to sell, closing takes place through a title company.
If you choose to proceed, the title company checks ownership and recorded claims and works with the lender, creditor, or county office for current payoff and release instructions. It prepares the settlement figures for the specific sale.
Read the settlement statement, which shows the sale price, payoffs, taxes, closing costs, and the amount left after those items. Your liens are paid from the sale at closing under the payoff instructions confirmed for the transaction.
Local facts and offices
Delinquent property-tax foreclosure is separate from a lender’s mortgage foreclosure. The Roscommon County Treasurer handles tax-foreclosure information; for a mortgage notice, follow the lender or servicer’s instructions and see the Michigan mortgage-foreclosure information below.
For an ordinary taxable Michigan sale, the state real estate transfer tax is $3.75 for each $500 of the property’s value at the time of sale, or part of $500. The county real estate transfer tax is generally another 55 cents for each $500, or part of $500. At the 55-cent county rate, a $100,000 sale has $750 in state tax and $110 in county tax, $860 total. The seller is generally responsible under state law. State and county exemptions are separate, so the county, sale value, and any exemption need to be checked for the actual sale.
When you sell to us, we pay the closing costs, including Michigan state and county real estate transfer taxes.
Mortgage balances, liens, back taxes, and your share of current property taxes are separate from that closing-cost promise.
Contact the Treasurer about delinquent property-tax balances and tax-foreclosure information. Ask about the current parcel balance, status, and any deadline. The office is at 500 Lake Street, Roscommon, MI 48653; 989-275-5823.
Use the Register for official real-property recording, public-record searches, and recording requirements. The office is at 500 Lake Street, Roscommon, MI 48653; 989-275-5931.
Contact Equalization about assessment and parcel information. The office is at 500 Lake Street, Roscommon, MI 48653; 989-275-8121.
The County’s online services also link to parcel tax information and the GIS parcel map.
Compare a written offer with your own estimates for value, mortgage payoff, liens, back taxes, repairs, and other selling costs. Just an estimate — the actual number could be more or less depending on the home's condition.
For broad market context, Zillow’s current typical home-value figure is $200,117 (As of August 2026; Zillow typical home value for Houghton Lake, MI). It is not a value or offer for a particular house.
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. The current balance and payoff instructions still need to be confirmed for the property and included in the closing figures.
The Roscommon County Treasurer handles delinquent-property-tax and tax-foreclosure information. The Register of Deeds handles recorded real-property records. The title company checks ownership and recorded claims and obtains current payoff or release instructions for the sale.
No. A tax foreclosure concerns delinquent property taxes and is separate from a lender’s mortgage foreclosure. The Roscommon County Treasurer handles tax-foreclosure information. For a mortgage notice, follow the lender or servicer’s instructions; see the Houghton Lake foreclosure page for Michigan mortgage-sale information.
A property address and whatever you have—a tax bill or notice, lender payoff statement, lien or court paper, or deed—can help. You can call before you have all the records.
A lender decides whether to reduce its payoff. The title company confirms the current amount and instructions for the specific sale.
We talk about the house and the information you have, review the property as it stands, and put proposed sale terms in writing before you decide. If you choose to proceed, the title company and the responsible creditor or tax office confirm records, payoff instructions, and settlement figures for that sale.
Call 888-274-5006 to discuss the Houghton Lake area or Roscommon County house and the notice or payoff details you have.