Houghton, Michigan · Houghton County
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. Yes. USA Home Buyers buys houses with back taxes or liens in the City of Houghton and across Houghton County, Michigan. Start with the property address and what you know; you can call before you have every payoff document.
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Ask for a written cash offer or call 888-274-5006 to talk through the property.
Share the property address and whatever you know about the notice, creditor, tax account, or payoff. You can start before every record is assembled.
Tell us the address and what you know about the notice, payoff, creditor, or tax account.
We'll give you a written cash offer within 24 hours.
Prefer to call? 888-274-5006.
When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.
The lender, creditor, or tax office confirms its current balance and instructions. The title company checks the property records and settlement figures. Mortgage balances, liens, back taxes, and your share of current property taxes are separate from the closing costs we pay.
If you have them, bring the latest property-tax notice, lien or mortgage statement, creditor or case number, parcel information, and any sale notice. The property address is enough to start a conversation; call even if the paperwork is incomplete.
The office or creditor named on a notice confirms its current amount and payoff instructions. The Houghton County Register of Deeds maintains the county index and copies of recorded property documents; a recorded document is not a current payoff quote. The title company checks recorded claims and coordinates title and payoff work for the sale. See the local office contacts below.
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
Tell us the Houghton address, what the house needs, and which lien, tax notice, or payoff is causing concern. Start with what you know; you do not need to solve the balance before calling.
We review the house as-is and put the offer and proposed sale terms in writing before you decide. Written offer and written terms before you commit; title-company closing.
The title company checks ownership and recorded claims for the transaction. The creditor or tax office supplies current payoff or release information, and the title company confirms the documents and figures needed for settlement.
The settlement figures show the sale price, payoffs, taxes, and other transaction costs. You review the figures and close through the title company under the written terms you accepted.
Houghton County lists the City of Houghton, City of Hancock, and Portage Township separately. A Houghton mailing address alone does not establish which municipality handles a parcel. Match the property address or parcel record to the relevant office.
Contact the City Treasurer about a City property-tax bill or payment; the City page lists 906-483-4652. The City says unpaid City real-property taxes are sent to the Houghton County Treasurer for collection on March 1. Check the current parcel balance and status with the relevant office.
The County Treasurer lists delinquent property-tax and foreclosure information. The office is at the Houghton County Courthouse, second floor, 401 E. Houghton Avenue, Houghton, MI 49931, and lists 906-482-0560. Ask about the current parcel balance, status, and any notice you received.
Use the Register of Deeds for the county index and copies of recorded property documents, including deeds and mortgages. The office is at the Houghton County Courthouse, second floor, 401 E. Houghton Avenue, Houghton, MI 49931, and lists 906-482-1311. Ask the lender, creditor, or tax office for a current payoff amount.
Delinquent-property-tax and mortgage-foreclosure matters are separate. The County Treasurer is the local route for tax and tax-foreclosure information. Michigan mortgage foreclosure auctions are commonly called sheriff’s sales; for a mortgage notice, check the current notice with the lender or servicer named on it. Read Michigan mortgage-foreclosure guidance →
For an ordinary taxable sale, Michigan’s state real estate transfer tax is $3.75 for each $500 of the property’s value, or part of $500. The county tax is generally another 55 cents for each $500, or part. At that county rate, a $100,000 sale has $750 in state tax and $110 in county tax, $860 total. The seller is generally responsible under state law. State and county exemptions are separate, so the actual county, sale value, and any exemption need to be checked for the property. Michigan state transfer-tax law (Chapter 207) → Michigan county transfer-tax law (Act 134 of 1966) →
When you sell to us, we pay the closing costs, including Michigan state and county real estate transfer taxes.
Mortgage balances, liens, back taxes, and your share of current property taxes are separate amounts; the closing-cost promise does not pay those balances.
Use the Houghton home-sale net proceeds calculator to compare an estimated sale price, mortgage payoff, lien or tax amount, repairs, and other costs. Just an estimate — the actual number could be more or less depending on the home's condition.
Yes. When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. Your liens are paid off from the sale at closing. Call with the property address and whatever notice or payoff information you have; you do not need every record first.
The creditor, lender, or tax office named on the notice confirms its current amount and payoff instructions. The Houghton County Register of Deeds keeps recorded property documents, while the title company checks the records and coordinates title and payoff work for the sale.
Start with the Houghton property address and any tax notice, lien or mortgage statement, parcel number, creditor or case information, or sale notice you have. You can call before you have every document or balance.
For a City of Houghton tax bill, start with the City Treasurer. The City says unpaid City real-property taxes are sent to the Houghton County Treasurer for collection on March 1. The County Treasurer lists delinquent-tax and foreclosure information; ask the relevant office about the parcel’s current balance and status.
No. The County Treasurer is the local route for delinquent-property-tax and tax-foreclosure information. A lender’s mortgage foreclosure is separate; Michigan mortgage foreclosure auctions are commonly called sheriff’s sales. Check the current tax record with the County Treasurer and a mortgage notice with the lender or servicer named on it.
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
We talk through the property and the records you have, review the house as-is, and put the offer and proposed terms in writing before you decide. The title company checks title and works with the creditor or tax office on current payoff details, then prepares the settlement figures for closing.
Call 888-274-5006 or use the form above. Start with the Houghton address and the tax or lien notice you have.