What we take on after a fire
You do not have to clean out the house, arrange repairs, or haul fire debris before selling to us. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Tell us what was damaged and any access limits you have been given. You do not need to enter an unsafe house to start the conversation.
Insurance proceeds and your mortgage
We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
What happens next
- Tell us what happened, what is damaged, and what you know about access to the Houma house.
- We discuss the property with you and give you a written cash offer and written terms before you commit.
- If you choose to proceed, the sale closes through a title company.
Local safety, repair, permit, and records help
If officials have restricted access or the house may be unsafe, stay out and follow the directions for that address from fire or building officials, utility providers, and your insurer. Before cleanup, repairs, debris removal, or demolition, ask the office responsible for the property what access rules and permits apply to the work you plan.
For recorded property documents, the Terrebonne Parish Clerk of Court lists Civil Records, Conveyance/Copy, and Recording routes. These are records services, not building-safety or permit offices. The Clerk is at 7856 Main Street in Houma and can be reached at 985-868-5660.
Compare rebuilding with selling as-is
For rebuilding, compare written cleanup and repair estimates, any access or permit directions for the address, the time and costs of holding the house, and your insurer's and mortgage servicer's requirements. For an as-is sale, compare the written terms with the costs and time involved in the alternative you are considering.
Use your own figures in the calculator to compare estimated sale proceeds and listing costs. It is an estimate for weighing options, not an insurance payout or repair estimate.
Questions and contact
You can call now, even if you are still sorting out the damage or paperwork. Call 888-274-5006 or send the property details through the form below.
Fire-Damaged House Houma, LA — Common Questions
Can I sell a fire-damaged house in Houma as-is?
Yes. USA Home Buyers buys houses as-is in Houma, Louisiana, and Terrebonne Parish. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
Who keeps the insurance proceeds if I sell?
We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
Can I enter or clean up the house after a fire?
If fire or building officials have restricted access or the house may be unsafe, do not enter. Follow the directions for that address from the responsible officials, utility provider, and insurer. Before cleanup, repairs, debris removal, or demolition, ask the office responsible for the property what access and permits apply to the work.
What happens after I contact USA Home Buyers?
Tell us what happened and what you know about the damage and access. We discuss the house with you, give you a written cash offer and written terms before you commit, and close through a title company if you choose to proceed.
How can I compare rebuilding with selling as-is?
Compare written repair estimates, any access or permit directions for the address, insurer and mortgage-servicer requirements, and the time and costs of holding the house with the written terms for a sale. The calculator is an estimate for comparing your own assumptions, not an insurance payout or repair estimate.
Testimonials are real, from our transactions, verified and approved by our attorneys. Each review keeps its stated location.
What sellers say about USA Home Buyers
Talk with us about the house
Call 888-274-5006 or send the form to tell us about the fire damage and any access limits. You do not need to clean up or repair before asking about a sale.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Tell us about the property and the questions you want to compare.