Houma, Louisiana · Terrebonne Parish · How the sale works
How Selling Your Houma House to Us Works
USA Home Buyers buys houses as-is in Houma and Terrebonne Parish. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. You can start the conversation before every property question is settled; tell us what you know about the house and what you still need to check.
Have a question or want to request a cash offer? Call 888-274-5006 or use the property form.
Tell us about the houseStart with what you know
Share the address, condition, occupancy, access, and timing. You can begin before every property question has an answer.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share what you know about the property and the sale questions in front of you.
From the first conversation to settlement
The sale, step by step
1. Tell us about the house
Start with the Houma address, the house's condition, who lives there, access, ownership, and the timing you have in mind. Mention an estate, mortgage payoff, lien, tax account, tenant, or notice if it is part of the situation. You can start with what you know while other property questions are still open.
2. Talk through the property and your choices
We ask practical questions about the house as it stands, including condition, repairs, occupancy, access, and timing. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Then we can discuss the Cash Offer and EZ Sale choices and what still needs to be checked.
3. Read the written offer and terms
Written offer and written terms before you commit; title-company closing. Read the price, responsibilities, possession, timing, costs, and property-specific conditions before you decide whether to proceed, compare another path, or stop before signing.
4. Work through title, authority, and payoffs
The title company reviews ownership, who can sign, mortgage payoff information, liens, taxes, and the documents needed for closing. A payoff is the amount needed to satisfy a loan; a lien is a recorded claim for money. Bring current statements or notices you have so the title company can identify the records and figures needed for this sale.
5. Review the settlement sheet and close
The settlement sheet shows how the sale money breaks down. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
You're going to get a fair price and not have to do anything. Just show up at settlement.
Two ways to sell to us
Compare the Cash Offer and EZ Sale
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | None |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | Written offer and written terms before you commit; title-company closing. | Written offer and written terms before you commit; title-company closing. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you might keep after costs with the Houma home-sale calculator →
Closing numbers
Deed recording and your settlement figures
The Terrebonne Parish clerk records the deed. Louisiana's basic statutory recording fee is $100 for a document of one to five pages; longer documents, extra indexed names, and other services can add charges. See Louisiana Revised Statutes § 13:844, recording fees ↗. Title and settlement costs also depend on the closing.
When you sell to us, we pay the closing costs.
Your mortgage, liens, back taxes, and share of current property taxes are separate.
When things get difficult
We keep working through the bumps
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Questions and contact
Find the next step for your Houma house
Call 888-274-5006 or use the property form above. You can begin with what you know before every property question is settled.
- Inherited property →
- Foreclosure →
- Divorce sale →
- Tenant-occupied house →
- Code violations →
- Fire damage →
- Property liens and back taxes →
Houma home-selling overview → · Houma home-sale net-proceeds calculator →
Questions about selling a Houma house
Can I start before every property question is settled?
Yes. Start with the Houma address and what you know about condition, occupancy, access, ownership, and timing. You can bring up details that are still unknown during the conversation.
Do I have to repair or clean the house before selling to you?
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
How are the Cash Offer and EZ Sale different?
A Cash Offer is a direct purchase by USA Home Buyers; EZ Sale goes to one of our partners. Compare the written numbers, timing, and responsibilities in the table above.
Who reviews the title, payoff, and lien information?
The title company reviews the ownership and signing documents, mortgage payoff information, liens, taxes, and other items needed for closing. A payoff is the amount needed to satisfy a loan; a lien is a recorded claim for money that may need to be addressed in the sale.
What closing costs apply to a Louisiana house sale?
Louisiana law sets a basic deed-recording fee of $100 for a document of one to five pages. Longer documents, extra indexed names, and other services can add charges. When you sell to us, we pay the closing costs; your mortgage, liens, back taxes, and share of current property taxes are separate.
