Houma, Louisiana · Terrebonne Parish

Can I Sell My Houma House With Back Taxes or Liens?

When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.

Yes. USA Home Buyers buys houses as-is in Houma, Louisiana, and Terrebonne Parish, including houses with back taxes or liens. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. You can call with the address and what you know; you do not need to clear every balance before starting a conversation.

The title company checks ownership and recorded claims for the sale. The lender, creditor, or tax office confirms its own current balance and payment or release instructions.

Call 888-274-5006 to talk through the house and ask for a cash offer.

Talk through your Houma lien or tax question

Share the property address and whatever you have about the tax notice, lien, creditor, or payoff. You can call before you have every record or balance.

We'll give you a written cash offer within 24 hours.

We give written cash offers in 24 hours.

Tell us the address and what you know about the notice, payoff, creditor, or tax account.

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Prefer to call? 888-274-5006

How lien and tax payoffs work

When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.

A lien is a legal claim that can affect the property or money due at closing. The closing-cost promise does not pay your mortgage balance, liens, back taxes, or your share of current property taxes; those are separate amounts. The lender, creditor, or tax office confirms its current figures, and the title company uses the sale information to prepare the closing figures.

An old bill or recorded document can help identify the question, but it may not show the current payoff. Ask the office or creditor for the current balance and payment or release instructions for that account.

Records that can help — and what to do next

The address is enough to start. If they are handy, bring or mention:

  • A current property-tax bill, tax notice, parcel number, or account information.
  • A mortgage or other creditor payoff statement and the creditor's contact details.
  • A lien, court, or recorded-document notice and any case or reference number.
  • Any Sheriff's sale notice and the date or contact listed on it.

The Tax Collector or creditor confirms its own current balance and instructions. The Terrebonne Parish Clerk of Court provides routes for civil and recorded-property documents, and the title company checks the records relevant to a particular sale. Call before everything is assembled.

If the payoff is the problem

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

What happens next

  1. 1. Talk through the house and records

    Tell us the Houma address, what you know about the house, and the notice or payoff question. Start with what you have; you do not need to work out the balance before calling.

  2. 2. Review the written offer and terms

    We give written cash offers in 24 hours. You can review the proposed offer, payoff treatment, responsibilities, and closing terms in writing before you decide whether to proceed. Written offer and written terms before you commit; title-company closing.

  3. 3. Confirm title and payoff information

    If you choose to proceed, the title company checks ownership and recorded claims for the transaction. The lender, creditor, or tax office confirms the current balance and payment or release instructions used for settlement.

  4. 4. Review the closing figures and close

    The closing figures show the sale price, confirmed payoffs, applicable taxes and costs, and what remains after those items. The sale closes through a title company.

Houma and Terrebonne Parish offices and sale facts

Use the office or notice that matches the question. Property-tax account questions and mortgage-foreclosure papers concern different matters; check each with the office named on its current notice. A city name or mailing address alone does not confirm a parcel's tax account or title status.

Terrebonne Parish Assessor ↗

Use the Assessor for assessment and parcel-record questions. The Assessor lists its office at Government Tower and 985-876-6620. For property-tax payment questions, contact the Tax Collector instead.

Terrebonne Parish Sheriff's Sale portal ↗

The Sheriff's online services link to this sale portal. If your paperwork names a Sheriff's sale, use the current notice and its official contact route to confirm the status and date. A property-tax account question belongs with the Tax Collector; do not use one notice to infer the status of another matter.

Louisiana deed-recording fees and closing costs

Louisiana's basic statutory fee to record a deed is $100 for a document of one to five pages. Longer documents, extra indexed names, and other services can add charges; the exact recording total depends on the documents and services used. This filing fee is not the full cost of a closing.

When you sell to us, we pay the closing costs. Your mortgage, liens, back taxes, and share of current property taxes are separate.

Read Louisiana Revised Statutes § 13:844 on recording fees →

Compare possible net proceeds

Use the Houma home-sale net proceeds calculator with your estimates for value, mortgage payoff, liens or back taxes, repairs, and other costs. Just an estimate — the actual number could be more or less depending on the home's condition.

Open the Houma home-sale net proceeds calculator →

What sellers say about USA Home Buyers

Houma property liens and back taxes questions

Can I sell my Houma house with back taxes or liens before paying them?

Yes. We buy houses as-is in Houma and Terrebonne Parish, including houses with back taxes or liens. When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. The creditor or tax office confirms current figures and instructions as the sale moves forward.

Who checks the current tax balance or lien payoff?

The Terrebonne Parish Tax Collector or the creditor named on the account confirms its current amount and instructions. The Clerk of Court has separate routes for civil and recorded-property records, and the title company checks ownership and recorded claims for the specific sale.

Is a property-tax notice the same as a mortgage-foreclosure notice?

No. A property-tax account or tax-sale notice and a lender’s mortgage-foreclosure case are different matters. Use the Tax Collector route for a property-tax account, and use the court or Sheriff named on mortgage-foreclosure papers to check that case. Do not use one notice to infer the status or dates for the other matter.

What records should I have when I call?

Start with the Houma property address. If handy, gather the parcel number, latest tax bill or notice, lien or court paper, current mortgage or creditor payoff statement, deed or recorded-document information, and any Sheriff’s sale notice or case number. You can call before you have everything.

What if the payoff is more than my house is worth?

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

What happens after I contact you?

We talk through the property and what you know, review the house as-is, and give you written offer terms before you decide. We give written cash offers in 24 hours. If you choose to proceed, the title company checks ownership and recorded claims, works with the relevant creditor or tax office on payoff information, and prepares the closing figures for a title-company closing.

What does it cost to record a Louisiana deed?

The basic statutory recording fee is $100 for a document of one to five pages. Longer documents, extra indexed names, and other services can add charges. When you sell to us, we pay the closing costs. Your mortgage, liens, back taxes, and share of current property taxes are separate.

Talk through the property

Call 888-274-5006 or use the form above. Start with the Houma address and whatever tax, lien, or payoff information you have.

Call Now 888-274-5006