USA Home Buyers

Huntingdon borough and Huntingdon County, PA / Foreclosure

Can I Sell My Huntingdon House in Foreclosure?

You won't be doing this alone. We've been through this many times and we move fast. Our agreement of sale will often get a sheriff's sale postponed so we can close. It doesn't always work, but it works more often than people think — call us and we'll walk you through it.

In Huntingdon borough and throughout Huntingdon County, USA Home Buyers buys houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. If you want to sell before a scheduled sheriff's sale, the payoff, title work, and closing still have to be worked through in time.

Call us at 888-274-5006 or send the property address using the form.

We'll give you a written cash offer within 24 hours.

We give written cash offers in 24 hours.

Takes 2 minutes. No obligation.

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How we help you work toward a closing

Tell us about the Huntingdon house, its condition, and the notice or deadline you are facing. We review the property as-is, make a written cash offer, and explain the written terms before you decide whether to proceed.

If a sheriff's sale is scheduled, we use the agreement of sale to ask for a postponement so there is time to work toward closing. Signing alone does not postpone the sale automatically. See Pennsylvania Rule of Civil Procedure 3121.

The sale date on your notice matters. Keep your lender, the appropriate county office, and qualified counsel in the loop while the title and payoff details are being checked.

Which sale is involved: mortgage foreclosure or tax sale?

Mortgage foreclosure

Pennsylvania mortgage foreclosure proceeds through a legal action and can reach an execution or sheriff's sale. Read the lender and court papers for the stage and dates that apply to your house.

For certain delinquent mortgages on a one- or two-family home that is the borrower's principal residence, the lender must send an Act 91 notice before filing for foreclosure. If you receive one and want to seek HEMAP assistance, meet a designated housing counselor within 33 days; the counselor then has 30 days from that meeting to submit an application to PHFA.

Tax sale for unpaid property taxes

A county tax sale is separate from mortgage foreclosure, and the county's notice gives the tax-sale date. If a sale closes before that date, delinquent taxes may be paid from the proceeds if enough money remains after other liens and closing costs. A sale agreement alone does not resolve the tax claim. Call us as soon as a tax-sale notice arrives; timing matters.

If the payoff is the problem

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

What happens next

  1. 1. Contact us. Share the property address and the notice or sale date you have.
  2. 2. We review the house as-is. We give you a written cash offer within 24 hours.
  3. 3. Read the written terms. You get the offer and written terms before you commit.
  4. 4. Title and payoff work. If you choose to proceed, we coordinate with the title company to review title, obtain payoff information, and work through tax or lien items for the closing.
  5. 5. Closing. The title company handles the closing. If a sheriff's sale is involved, the agreement is used to ask for a postponement; it does not change the sale date by itself.

It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.

Huntingdon County offices and Pennsylvania help

Use the dates and instructions on your own notice. These official starting points can help you identify the right office or assistance program; they do not replace the current papers for your property.

Foreclosure questions in Huntingdon, PA

Can I sell my Huntingdon house before a sheriff's sale?

You won't be doing this alone. We've been through this many times and we move fast. Our agreement of sale will often get a sheriff's sale postponed so we can close. It doesn't always work, but it works more often than people think — call us and we'll walk you through it. Signing an agreement alone does not automatically postpone a sheriff's sale. We use the agreement to ask for a postponement under Pennsylvania Rule of Civil Procedure 3121, and the current sale date and closing requirements still need to be addressed.

Is a tax sale the same as a mortgage foreclosure in Huntingdon County?

No. Mortgage foreclosure is a legal action that can proceed to a sheriff's sale. A tax sale is a separate county process for unpaid real-estate taxes; the county's notice gives the sale date. A sale agreement alone does not resolve the tax claim.

What if my mortgage payoff is more than my Huntingdon house is worth?

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

What should I do if I receive an Act 91 notice?

For certain delinquent mortgages on a Pennsylvania one- or two-family home that is the borrower's principal residence, the lender must send an Act 91 notice before filing for foreclosure. If you receive one and want to seek HEMAP assistance, meet with a designated housing counselor within 33 days; the counselor then has 30 days from that meeting to submit an application to PHFA.

Do you buy Huntingdon houses as-is?

Yes. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.

What happens before I commit to a sale?

You receive a written offer and written terms before you commit. If you choose to proceed, the closing is handled through a title company, which works through the property-specific title and payoff details.

Talk through your Huntingdon house and the notice you received

Call us at 888-274-5006 or send the property address and sale information using the form.

We'll give you a written cash offer within 24 hours.

We give written cash offers in 24 hours.

Takes 2 minutes. No obligation.

By submitting, you agree to our Privacy Policy and Terms of Service. You consent to receive calls and texts from USA Home Buyers. We never share your information.

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