Huntington, IN · Huntington County › Foreclosure

Can I sell my Huntington house in foreclosure?

Our agreement of sale will often get a sheriff's sale postponed so we can close. Signing alone doesn't postpone it automatically; we use the agreement to ask for the postponement, and it works more often than people think.

You may still have time to sell before the sheriff’s sale. Indiana mortgage foreclosures go through court. Before the sale, an owner can redeem the property by paying the full judgment, interest, and costs through the clerk or sheriff, depending on the stage of the case. Paying only overdue installments is not the same. A sale needs to close and resolve the debt in time, so get the actual payoff and sheriff’s-sale date checked promptly. Selling before foreclosure may help protect any equity you have. Read Indiana Code §32-29-7-7.

USA Home Buyers buys houses in Huntington and Huntington County, Indiana. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.

Call USA Home Buyers at 888-274-5006

We'll give you a written cash offer within 24 hours.

We give written cash offers in 24 hours.

Tell us about the Huntington property and the notice or sale date you have.

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How we help you work toward closing

Call us or send the Huntington property address and tell us what notice or sale date you are looking at. You can contact us while you are still gathering papers. We review the house as-is and put the offer and terms in writing before you commit.

If you choose to move forward, a title company works through ownership, title, the current mortgage payoff, liens, and closing figures. When you sell to us, we pay the closing costs. Mortgage balances, liens, back taxes, and your share of current property taxes are separate amounts that the payoff and closing statements must account for.

Which sale is named in your notice?

Mortgage foreclosure

This court case concerns the lender’s mortgage. Check the case papers, lender payoff, and any sheriff’s-sale notice to identify the stage and current date. The Indiana redemption rule linked above describes paying the full judgment, interest, and costs before sale; it is not the same as catching up only on missed installments.

County tax sale

A county tax sale concerns delinquent property taxes, not the lender’s mortgage. It has its own notice and deadlines. Follow the tax-sale notice and contact the county office named there; do not use a mortgage-case date to judge a tax-sale deadline, or the other way around.

If the payoff is the problem

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

Ask your lender for a current payoff statement. A title company can compare the payoff and title information with the written sale terms so you can see what closing would need to address.

What happens next

  1. 1. Tell us about the house and notice

    Call or send the Huntington address. Share the case number or sale date if you have it; you can contact us while you gather the papers.

  2. 2. Review written terms

    We review the property as-is and provide the offer and terms in writing before you commit. You can compare them with listing or another option.

  3. 3. Work through title and payoff details

    If you choose to proceed, a title company checks ownership, title, payoff information, liens, and closing figures.

  4. 4. Confirm the current sale date

    Check the current case status and any postponement with the court or sheriff handling the sale before relying on a changed date.

  5. 5. Close through the title company

    We work toward closing through the title company when the written terms, title, payoff, and timing support it.

It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.

Huntington County offices and records

For county tax or property-record questions, these are the official Huntington County office pages. For a mortgage sheriff’s-sale date, use the current case papers and confirm with the court or sheriff named in the notice. For a tax sale, use its own notice and deadlines.

Questions and contact

Call 888-274-5006 or send the Huntington property address in the form. USA Home Buyers buys houses in Huntington and Huntington County, Indiana.

Compare your own assumptions with the Huntington home-sale net proceeds calculator. It is a planning estimate, not a property-specific offer or payoff figure.

Read company and seller information on the Huntington reviews page.

Foreclosure questions from Huntington homeowners

Can I sell my Huntington house before a sheriff’s sale?

You may still have time if a sale can close and resolve the debt before the scheduled date. Indiana mortgage foreclosures go through court. Get the current payoff and sale date from your lender and case papers promptly; the actual case stage and title details matter.

Does signing an agreement automatically postpone a sheriff’s sale?

Our agreement of sale will often get a sheriff's sale postponed so we can close. Signing alone doesn't postpone it automatically; we use the agreement to ask for the postponement, and it works more often than people think.

Is a county tax sale the same as a mortgage foreclosure?

No. A mortgage foreclosure concerns the lender’s mortgage and goes through court. A county tax sale concerns delinquent property taxes. They have separate notices and deadlines, so follow the notice for the sale you are facing and contact the office named there.

What if my mortgage payoff is more than my Huntington house is worth?

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before. Ask your lender for a current payoff and have title details reviewed so you can see what a sale would need to address.

Do I need to repair or clean out the house before selling to you?

We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.

How do I get started?

Call USA Home Buyers at 888-274-5006 or send the Huntington property address through the form. Share the notice or sale date if you have it; you can contact us while you gather the rest of the papers.

Send the Huntington property address or call us at 888-274-5006 to compare a direct cash offer. You do not need to wait until you have every paper in front of you.

We'll give you a written cash offer within 24 hours.

We give written cash offers in 24 hours.

Tell us about the Huntington property and the notice or sale date you have.

By submitting, you agree to our Privacy Policy and Terms of Service. You consent to receive calls and texts from USA Home Buyers. We never share your information.

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