Iowa City, Iowa · Johnson County
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.
Yes. USA Home Buyers buys houses in Iowa City and Johnson County, Iowa, including houses with back taxes or liens. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Ask us about a cash offer for the property address and whatever tax or lien notice you have; you can start before every record is gathered.
Call 888-274-5006 to talk through the house or ask for a cash offer.
Share the address and what you know about the tax account, lien, creditor, payoff, or notice. You can ask about a cash offer before you have every record.
We'll give you a written cash offer within 24 hours.
Share the address and what you know about the notice, payoff, creditor, or tax account.
Prefer to call? 888-274-5006.
When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.
A lien is a legal claim that may affect the property or the money due at closing. A payoff is the current amount and instructions a creditor or tax office gives to satisfy an account. The office or creditor named on the current notice confirms its balance and instructions; the title company checks ownership and recorded claims for the sale and coordinates payoff information.
Start with the Iowa City property address. If handy, gather the parcel number, latest tax bill or delinquency notice, lien or court paper, mortgage payoff statement, creditor name, and any tax-sale or foreclosure notice. The Johnson County Treasurer checks property-tax accounts and tax-sale information; the Recorder handles recorded land documents, not a creditor's current payoff. A title company checks the records and payoff information needed for the sale. You can call while you gather paperwork.
Use the Johnson County Treasurer tax-sale information for a property-tax notice, the Recorder's real-estate search for recorded documents, or the Johnson County court page for the local court contact route.
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
Start with a conversation about the house and the information you have. You do not need to sort out the records before contacting us.
Tell us the Iowa City address, what is going on with the lien or tax account, and any date on a notice that concerns you. We review the house as it stands.
Written offer and written terms before you commit; title-company closing. Review the price, responsibilities, payoff treatment, and closing terms before deciding whether they fit your situation.
If you choose to proceed, the title company checks ownership and recorded claims for the transaction. The creditor or tax office confirms current payoff or release information, and the closing professionals prepare the figures that apply to the sale.
The title company prepares the closing figures, including the sale price, agreed payoffs, applicable costs, and the amount remaining after those items. You review the figures before closing through the title company.
Property-tax accounts, recorded land documents, and court cases are different records. Use the office named on the notice for the current status; an old bill or recorded document does not confirm today's payoff.
The Treasurer handles property-tax accounts, collections, and tax-sale information. Ask about the current account or notice and check the sale status with the office. The office is at the Johnson County Administration Building, 913 S. Dubuque Street, Iowa City, IA 52240-4281; taxes phone 319-356-6087.
Johnson County tax-sale information · Iowa Code chapter 446, tax sales
Use the Recorder for land-transaction and property-ownership records, recorded documents, and deed-recording questions. A recorded document is different from a creditor's current payoff. The office is at the Johnson County Administration Building, 913 S. Dubuque Street, Iowa City, IA 52240-4281; phone 319-356-6093.
Use the Iowa Judicial Branch's Johnson County page for the local court-clerk contact route when you have a court or foreclosure case question. The Clerk of Court is at 417 South Clinton Street, Iowa City, IA 52240; phone 319-356-6060.
Iowa mortgage foreclosure is generally a court case and may lead to a sheriff's sale. It is separate from the county tax-sale process. Check the case papers and current status with the court or official named there.
Iowa's real estate transfer tax is 80 cents for each $500, or fraction of $500, of the price above the first $500. The county Recorder collects the tax before recording the deed, and a declaration of value is filed when required. State law makes the person conveying the property, normally the seller, liable for the tax. Exemptions may apply, so the closing professional confirms whether the tax applies and the taxable amount.
When you sell to us, we pay the closing costs, including Iowa real estate transfer tax.
This closing-cost promise is separate from your mortgage, liens, back taxes, and share of current property taxes; the title company confirms those amounts and settlement treatment separately.
Use the Iowa City home-sale net proceeds calculator with your own estimates for the house, mortgage, liens or back taxes, repairs, cleanout, carrying costs, and closing costs. Just an estimate — the actual number could be more or less depending on the home's condition.
Yes. When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. We buy houses as-is in Iowa City and Johnson County, Iowa. Call with the address and whatever notice or payoff information you have; you can start before you have every record.
The Johnson County Treasurer handles property-tax accounts and tax-sale information. Ask that office about the current account and status shown on your notice; a title company also checks transaction records and payoff information for a sale.
Start with the Iowa City property address. If handy, have the parcel number, recent tax bill or delinquency notice, creditor letter, mortgage or lien payoff statement, court paper, and any tax-sale or foreclosure notice. You can call before you have everything.
No. Johnson County's tax sale concerns unpaid property taxes. An Iowa mortgage foreclosure is generally a separate court case and may lead to a sheriff's sale. Use the office and case information on the notice for the matter you are checking.
Iowa real estate transfer tax is 80 cents for each $500, or fraction of $500, of the price above the first $500. The county Recorder collects it before recording the deed. The person conveying the property, normally the seller, is liable under state law, but exemptions may apply. When you sell to us, we pay the closing costs, including Iowa real estate transfer tax. Mortgage balances, liens, back taxes, and your share of current property taxes are separate.
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before. The lender confirms the current payoff and any change for the specific sale.
We talk through the house and the information you have, review the property as it stands, and put written terms in front of you before you decide. If you choose to proceed, the title company checks ownership and recorded claims, coordinates payoff information with the responsible creditor or office, and prepares the closing figures for review.
Call 888-274-5006 or use the form above. Start with the Iowa City address and whatever tax or lien information you have.