When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.
The creditor or tax office supplies current payoff amounts and instructions. The title company checks the ownership and recorded claims for the sale and works through the payoff details with the relevant office or creditor.
The closing-cost promise does not pay your mortgage balance, liens, back taxes, or your share of current property taxes. Those amounts are separate from closing costs and are addressed from the sale proceeds using the current figures for the property.