Inherited
You stop paying for a house and get a fair price.
We buy houses as-is in Joliet, Will County, and Kendall County, Illinois, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
You're going to get a fair price and not have to do anything. Just show up at settlement.
We give written cash offers in 24 hours. You get written terms before you commit, and closing is through a title company.
Call 888-274-5006 to talk through the property.
Hablamos Español
We'll give you a written cash offer within 24 hours.
Share the address, condition, and what is making the sale difficult.
Hablamos Español
See what you'd actually walk away with. We started with $269,608 (As of August 2026; Zillow typical home value for Joliet, IL) (Source: Zillow Home Value Index), and the verified local transfer taxes of 0.10% for the Illinois state tax ($0.50 per $500 of taxable value, or part of $500), plus a possible county tax of 0.05% ($0.25 per $500) and any applicable Joliet city transfer tax. Pick your home's condition, from light touch-ups to fire damage, and change any number.
Joliet, IL illustrative estimate
The sale price is only the starting point. What matters is what you keep after your payoff, repairs, fees, and other costs come out. That's your net proceeds.
The home value starts with Zillow’s typical value for the area. Your house may be worth more or less. You can change the value and every cost below. Adjust anything you know, including your payoff, repair or credit risk, cleanout cost, agent commission, and how long you expect to carry the property.
Starting-value basis: Zillow typical home value for Joliet, IL (As of August 2026): $269,608. Editable estimate, not an appraisal. Source: Zillow Home Value Index
See what you'd actually walk away with.
Your starting home-value estimate may come from a public source when one is available. You can edit that estimate and each cost input above; your property's actual value and closing costs may differ.
Choose the condition that best fits your home, then update the value, mortgage payoff, and cost inputs with what you know. The local-cost input is an editable cost reserve, not a verified local tax rate.
1
Share the address, what needs work and who lives there. Tell us when we can see it and when you want to sell.
2
We give written cash offers in 24 hours.
3
Written offer and written terms before you commit; title-company closing.
Choose the question closest to yours
You stop paying for a house and get a fair price.
Our agreement of sale will often get a foreclosure sale postponed so we can close. Signing alone doesn't postpone it automatically; we use the agreement to ask for the postponement, and it works more often than people think.
You keep the insurance money and don't have to worry about the house anymore — we'll take care of it.
Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.
You're done — no turnover, no repairs, no more bad tenants.
The fines don't stop while you think about it. They pile up, they add new ones, and every month takes another bite out of what the property is worth to you. We can buy it quickly, violations and all, so you stop the bleeding and keep your equity.
You only have to agree on one thing — the price. After that we handle the rest, so there's nothing to argue about over repairs, contractors, showings, or who pays for what.
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | None |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | Written offer and written terms before you commit; title-company closing. | Written offer and written terms before you commit; title-company closing. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Joliet calculator →
Questions about the two options? Call 888-274-5006.
These measures describe housing prices and selling conditions for the areas and periods shown. Compare them alongside repair costs, your mortgage payoff and selling costs.
| Measure | Value | Source and area | Period |
|---|---|---|---|
| Median sale price | $341,250 | Redfin · Joliet, IL | Three months ending August 2026 |
| Median days on market | 53 days | Redfin · Joliet, IL | Three months ending August 2026 |
| Homes sold | 530 homes | Redfin · Joliet, IL | Three months ending August 2026 |
| Typical home value (Zillow ZHVI) | $269,608 | Zillow · Joliet, IL | As of August 2026 |
| For-sale inventory | 271 homes | Zillow · Joliet, IL | As of August 2026 |
Include utilities, other bills and any mortgage payments while waiting to sell. Allow time for closing, too.
Redfin's median sale price and Zillow's typical home value are different measures. Neither is an offer or appraisal for a particular house.
For a taxable transfer, Illinois charges 50 cents for each $500 of taxable value, or part of $500 (0.10%). A county can add 25 cents for each $500 (0.05%), and some cities impose their own transfer taxes. Will County Recorder guidelines list Joliet among municipalities with municipal transfer-tax stamps, but the property's actual county and city determine which local taxes apply. Taxable value and exemptions can also change the amount.
For example, on $100,000 of taxable value, the state tax alone is $100. If the county tax of 25 cents per $500 applies, it adds $50, for $150 before any city tax. This is a tax example, not a statement of a particular seller's share or a Joliet city-tax amount.
When you sell to us, we pay the closing costs, including the Illinois state, county and city transfer taxes. Mortgage balances, liens, back taxes, and your share of current property taxes are separate.
Sources: Illinois Department of Revenue transfer-tax overview, Illinois transfer-tax statute, Illinois transfer-declaration instructions, and Will County Recorder recording guidelines.
Joliet's incorporated-place boundary intersects both Will County and Kendall County. That city-boundary map is only an area orientation; it does not determine a particular property's county, tax status, or court venue. Check the actual parcel before relying on county records or contacting an office.
Census TIGERweb Joliet place boundary → Illinois county boundaries →
The Will County Recorder lists Joliet among municipalities with municipal transfer-tax stamps. A stamp or exemption may also be needed when a deed is re-recorded, if applicable. Check the property and deed requirements with the Recorder; the city-boundary overlay alone does not determine a parcel's county or tax amount.
Testimonials are real, from our transactions, verified and approved by our attorneys.

We've helped homeowners in just about every situation you can imagine — thousands of times. When you're working with someone, you want to know they've seen it before. We have.
Joliet is a market we serve.
Joliet city limits intersect both counties. Confirm the parcel's county before using a county office; these city limits do not decide a property's county or court venue.
Circuit 12 courthouse directory and court-location information. The directory lists the courthouse at 100 W. Jefferson Street, Joliet.
Circuit 23 courthouse directory and court-location information. The directory lists the courthouse at 807 W. John Street, Yorkville.
Recorded deeds and the county recording guidelines, including municipal transfer-tax stamp or exemption requirements where applicable.
Circuit-court clerk services and case records for Will County.
Assessment and property-tax exemption information.
Property-tax payment, delinquent-tax, and tax-sale information.
Foreclosure information for Will County court proceedings; check the actual court file for a property-specific status or deadline.
County tax-sale information. Check the county notice for the actual parcel and any relevant date.
Yes. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. We give written cash offers in 24 hours, with written terms before you commit and a title-company closing.
For a taxable transfer, Illinois charges 50 cents for each $500 of taxable value, or part of $500. A county can add 25 cents for each $500, and some cities impose their own transfer taxes. Will County Recorder guidelines list Joliet among municipalities with transfer-tax stamps. The property’s actual county and city, taxable value, and exemptions determine which amounts apply. When you sell to us, we pay the closing costs, including the Illinois state, county and city transfer taxes. Mortgage balances, liens, back taxes, and your share of current property taxes are separate.
No. Joliet’s incorporated-place boundary intersects Will County and Kendall County. That city-boundary overlay does not identify the county for a specific parcel. Check the actual property before using a county tax, recording, or court office.
Our agreement of sale will often get a foreclosure sale postponed so we can close. Signing alone doesn't postpone it automatically; we use the agreement to ask for the postponement, and it works more often than people think.
You keep your insurance proceeds when we buy the house exactly as it stands. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
The Will County Recorder’s guidelines list Joliet among municipalities with municipal transfer-tax stamps. A stamp or exemption may also be needed for a deed re-recording if applicable. Check the actual parcel and deed requirements with the Recorder.
Share the address, condition, who is living there, and what you need to know. Call 888-274-5006 to talk through the property.
Hablamos Español
We'll give you a written cash offer within 24 hours.
Share the address and what is making the sale difficult.
Hablamos Español
Crest Hill and Lockport are separate incorporated places, not Joliet neighborhoods. Other municipalities in the broader Joliet-area Census query are also separate places; confirm the address and county before relying on local rules. See the Chicago market page for another Illinois market.