Kalamazoo, Michigan · Kalamazoo County · Back taxes and liens
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.
Yes. USA Home Buyers buys houses as-is in Kalamazoo and Kalamazoo County for cash. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. You can call before you have every bill, payoff figure, or court paper.
Call 888-274-5006 to talk through the house, or send the address for a cash offer.
Share the property address and what you know about the notice, payoff, creditor, or court paper. Missing records do not prevent a first conversation.
We'll give you a written cash offer within 24 hours.
Start with the address and the information you have.
Prefer to call? 888-274-5006.
When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.
A lien is a claim that may affect the property or the money due at closing. A payoff is the current amount and instructions supplied by the lender, creditor, or tax office. The balance, release instructions, and available sale proceeds determine what the closing can pay; a signed sale agreement alone does not remove a lien.
Closing costs are separate from a mortgage balance, liens, back taxes, and your share of current property taxes. The creditor or tax office confirms its amount, and the title company works confirmed figures into the settlement statement.
Start with the Kalamazoo property address; you do not need to gather everything before calling. If you have them, keep the parcel number, latest tax bill or notice, lender payoff statement, lien or court papers, and deed or recorded-document details nearby. The office or creditor named on a notice can confirm its current balance and instructions. The title company checks ownership and recorded claims for the sale.
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
Use the office that matches the paper or question. A land-record search, a current tax payoff, and a mortgage-sale status are different checks.
For a county property-tax account or notice, contact the Treasurer with the parcel number and ask for the current balance, status, and payment or payoff instructions. An older bill or a countywide example may not show the amount or stage for your property.
See the County’s tax-foreclosure timeline → · See the County’s tax-auction information →
The Register keeps county public land records, including recorded instruments that may affect property. A recorded lien or deed is not a current creditor payoff quote. The county also publishes its recording requirements and fee schedule for document questions.
Michigan property-tax delinquency follows a multi-year forfeiture and foreclosure process. Kalamazoo County’s published timeline treats forfeiture as a separate step from foreclosure; it is general process information, not a finding about a particular parcel. Tax-foreclosed properties may be offered through the County’s auction process, so check the current notice and parcel status with the Treasurer.
Mortgage foreclosure follows a different Michigan process, with its own notices, sale procedures, and fact-specific redemption rules. A tax bill does not tell you the status of a mortgage case. Follow the lender or court notice, and see the Kalamazoo mortgage-foreclosure page for the separate path.
Kalamazoo County’s posted schedule, checked August 27, 2026, lists county transfer tax of $1.10 per $1,000 and state transfer tax of $7.50 per $1,000 for applicable transfers. The County says the deed must state total consideration or refer to a Real Estate Transfer Valuation Affidavit, and the applicable exemption must be identified on the deed. The actual tax depends on the instrument, consideration, and exemption; have the title company confirm the property-specific figures.
When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing. The closing-cost promise does not pay your mortgage, liens, back taxes, or share of current property taxes; the written settlement figures show those items separately.
Compare an estimated sale price with the mortgage or lien payoff, back taxes, repairs, and other costs you know about. The calculator is an editable estimate, not a confirmed payoff or settlement statement.
Call 888-274-5006 or use the form above to talk through the address and information you have. You do not have to wait until you have every record.
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. USA Home Buyers buys houses as-is in Kalamazoo and Kalamazoo County. Current balances and what can be paid at closing depend on the confirmed payoff information and sale proceeds.
Contact the lender, creditor, or county office named on the current notice for its balance and instructions. The Kalamazoo County Register of Deeds keeps public land records; a recorded document is not a current payoff quote.
No. County property-tax forfeiture and foreclosure follow a different process from mortgage foreclosure. Use the current tax notice and contact the Treasurer about the parcel; for mortgage papers, follow the lender or court information on those papers.
Start with the property address. If handy, have the parcel number, current tax bill or notice, lender payoff statement, lien or court papers, and deed or other property-record information. You can call before you have everything.
We talk through the house and what you know, review the property, and provide the proposed offer and terms in writing before you decide. If you choose to proceed, the title company reviews the records and confirmed payoff information for the closing.
Here's what sellers have said about working with us.
“Seventy-two and seventy-four. We'd been happy in our house near the SC Johnson campus for twenty-eight years. But my wife's mobility isn't what it was and we needed one floor, no stairs. USA Home Buyers gave us a fair offer and closed in eight days. We're in a ranch in Caledonia now and it's exactly right.”
“Our Southside house had storm drain flooding in the basement two years running — Racine County has been working on the infrastructure but it wasn't fixed yet. The second time, we had mold in the walls and the furnace sat in standing water and died. Repair estimate was $31,000. USA Home Buyers bought it as-is, knew the local flood situation, no surprises. Closed in seven days.”
“Foreclosure in Racine County moves slow — Wisconsin is judicial, so the bank has to go through Circuit Court. Mine was already 9 months in when I finally called USA Home Buyers. They put a written offer on my West Racine bungalow in 24 hours, closed before the sheriff's sale, and I walked away with enough equity to put a deposit on an apartment in Kenosha.”
Call 888-274-5006 or request a Kalamazoo cash offer. Start with the address and the notice or payoff information you have.