What we take on after a fire
You can sell without cleaning the house, repairing fire or smoke damage, or hauling debris first. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris. Tell us what happened and what access limits you know about; the damage can still be there when we discuss the house.
Selling as-is does not change instructions about entering the property or doing work there. Follow any access restrictions for the actual address.
Insurance proceeds and your mortgage
We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
What happens next
- Tell us the Kankakee address, what happened, and what you know about the damage and access.
- We discuss the property with you and give you a written cash offer within 24 hours.
- Read the written terms before you commit. If you choose to proceed, a title company handles closing.
Kankakee building safety, repairs, and permits
Do not enter a structure that may be unsafe or where officials have restricted access. Follow directions for the actual address from fire or building officials and utility providers. Before cleanup, repairs, or demolition, ask the office responsible for the address whether access limits, permits, or inspections apply to the planned work.
For an address within Kankakee city limits, the City's Building & Code Department is a starting point for code-reporting questions. For an unincorporated Kankakee County property, check whether County Code Enforcement covers the address; the correct office depends on the property's jurisdiction.
Compare rebuilding with selling as-is
If you are considering repairs or rebuilding, compare written contractor estimates with the insurer information, any mortgage requirements, ongoing property costs, and the work and time you want to take on. Compare those figures with the written sale terms rather than guessing at a repair cost or insurance payment.
Use the Kankakee home-sale calculator to compare estimated net proceeds from listing with an as-is sale using your own planning assumptions. Its figures are estimates, not an insurance payout or rebuilding estimate.
Just an estimate — the actual number could be more or less depending on the home's condition.
Questions and contact
Call 888-274-5006 or use the form to tell us about the house and damage.
Fire-damaged house questions
Can I sell a fire-damaged house in Kankakee, IL?
Yes. USA Home Buyers buys houses as-is in Kankakee, Illinois and Kankakee County. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
Who keeps the insurance proceeds, and what about my mortgage?
We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
Do I have to clean up or repair the house before selling to you?
No. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Fire damage and debris can remain when you ask us about a sale.
Can I enter the house or start repairs after a fire?
Do not enter a structure that may be unsafe or where access has been restricted. Follow directions from the fire or building officials and utility provider responsible for the address. Before cleanup, repairs, or demolition, ask the responsible local office what access, permits, or inspections apply to the property and planned work.
What happens after I contact USA Home Buyers?
We discuss the damage and any access limits with you, give you a written cash offer within 24 hours, and provide written terms before you commit. If you choose to proceed, closing is through a title company.
How should I compare rebuilding with selling as-is?
Compare written cleanup, repair, or rebuilding estimates with the insurer information, any mortgage requirements, ongoing property costs, and written sale terms. The calculator can help you compare using your own planning assumptions; it is not an insurance or rebuilding estimate.
Testimonials are real, from our transactions, verified and approved by our attorneys. Each seller's actual location appears with the review.
What sellers say about USA Home Buyers
Talk with us about your fire-damaged house
Tell us the address and what you know about the damage and access. You can ask about a cash offer without arranging cleanup or repairs first.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Tell us about the property and the questions you want to compare.
Prefer to call? 888-274-5006